I am Bulgarian and I came at the end of 2010 as a student because Bulgaria wasn't in EU. I am writing what I have been doing during that 6 years.
2011-2012 working with yellow card
2012-2013 working with blue card
2013-2014 working with blue card
2014-2015 student (master)
NOW.. they want a health insurance for the time while I was a student but!!!!
1- When I came here no one told me that I need a health insurance. Even when I got the blue and the yellow card.
2-As I know the health service is free in this country.
3-Since 2010 I have a silver account from my bank which that account gives me travel insurance.
4-During the time the Home office didn't ask for insurance.
5- Anyway when you go to the doctor even if you are insured they give you a pain killer and you have to pay for it