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Are printed online bank statements ok?

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pce950
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Are printed online bank statements ok?

Post by pce950 » Mon Sep 28, 2015 9:17 am

Hi

I receive online bank statements which I get every month. I was wondering if these would be ok (once printed) for the application process? Or would banks such as Santander etc print a years worth of statements if I was to pop into a branch or would they not do this?

HarryC
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Re: Are printed online bank statements ok?

Post by HarryC » Mon Sep 28, 2015 9:28 am

as per the guidance on UKBA, bank statements needs to be on the bank stationary.
if its printed, it needs to be stamped and a covering letter needs to be attached from bank confirming that the bank statements are original.
However, i have seen many cases where the application was granted when someone submitted the online statements and some of them were refused too because bank statements werent on official bank stationary.

If i was you, i will not risk it and request the statements from bank.if you receive online statements, when you ask bank, they will send you all the statements on the official stationary but it will say "duplicate", but atleast it will be on official stationary from the bank
harry
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shakoorh
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Re: Are printed online bank statements ok?

Post by shakoorh » Mon Sep 28, 2015 8:14 pm

Some banks statements look almost identical to the online ones. HSBC for example if you print it out with a good printer and print the second page in grey tone, you wouldn't be able to tell the difference. However, I noticed that there is a QR code on the printed statements as opposed to online. You can ask the bank for printed statements, some banks can print there and then, some order the for you and it takes 5 working days. Best to check what the instore printed one looks like.
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App Mirpur (Biometrics): 29-05-15
App received Islamabad: 2-6-15
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RFC: 19-08-15

Bucki
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Re: Are printed online bank statements ok?

Post by Bucki » Tue Sep 29, 2015 7:35 am

Damn!!

I was going to print my bank statements but seems like it is not allowed!!
I could eventually get the first page stamped from bank ... but if they offer a document
stating that the statement is original ??? hmmmm I doubt so!! LLOYDS TSB.

By the way, when we talk about "last 6 month statement"
can I print only each month ... March / April / May / June / July / August / Sept /
showing only the income from my current work OR it has to be each single day within each month!

Cheers

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Re: Are printed online bank statements ok?

Post by Casa » Tue Sep 29, 2015 7:42 am

Bucki wrote:Damn!!

I was going to print my bank statements but seems like it is not allowed!!
I could eventually get the first page stamped from bank ... but if they offer a document
stating that the statement is original ??? hmmmm I doubt so!! LLOYDS TSB.

By the way, when we talk about "last 6 month statement"
can I print only each month ... March / April / May / June / July / August / Sept /
showing only the income from my current work OR it has to be each single day within each month!

Cheers
Your question isn't very clear. However, your bank statements if not originals, should be stamped and signed by the issuing bank. The statements should fully cover the last 6 months, with the most recent one being no more than 28 days old when the application is submitted.
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Bucki
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Re: Are printed online bank statements ok?

Post by Bucki » Tue Sep 29, 2015 8:20 am

Casa wrote:Your question isn't very clear. However, your bank statements if not originals, should be stamped and signed by the issuing bank. The statements should fully cover the last 6 months, with the most recent one being no more than 28 days old when the application is submitted.
Right, is the cover page from the bank necessary to state "this is original / copy of the statement"
I just doubt that Lloyds TSB will do that ... they are not even providing me a document to state
when I opened the account and how much money I got in Current + Saving account.

By the way ... when you say "6 month"
does it have to be strictly 6 month only ... or can I sent 7 month ??
I started the new job in middle of March and tomorrow would be my 7th payslip, considering
that the 1st payslip was only about £300 due to starting on 23rd of March.


Cheers

shakoorh
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Re: Are printed online bank statements ok?

Post by shakoorh » Tue Sep 29, 2015 12:42 pm

If you get them from the bank, you just go in and say I need statements delivered to me from March 1st to October lets say. They will send the request and through your door you will get duplicate statements, but they will be on headed Bank stationary. You don't need anything else.

If you get an online printed statement, or what you normally get from printing the statement instore (which basically doesn't look like a normal statement), then you need it stamped/signed by the bank.
Timeline:

App Mirpur (Biometrics): 29-05-15
App received Islamabad: 2-6-15
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Email ISLAMVisaInfo (IHS Refund/Refusal): 19-08-15
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Casa
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Re: Are printed online bank statements ok?

Post by Casa » Tue Sep 29, 2015 12:46 pm

Bucki wrote:
Casa wrote:Your question isn't very clear. However, your bank statements if not originals, should be stamped and signed by the issuing bank. The statements should fully cover the last 6 months, with the most recent one being no more than 28 days old when the application is submitted.
Right, is the cover page from the bank necessary to state "this is original / copy of the statement"
I just doubt that Lloyds TSB will do that ... they are not even providing me a document to state
when I opened the account and how much money I got in Current + Saving account.

By the way ... when you say "6 month"
does it have to be strictly 6 month only ... or can I sent 7 month ??
I started the new job in middle of March and tomorrow would be my 7th payslip, considering
that the 1st payslip was only about £300 due to starting on 23rd of March.


Cheers
Let's look at this sensibly....you would hardly be refused for submitting more statements than the minimum. :roll:
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SoHopeful
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Re: Are printed online bank statements ok?

Post by SoHopeful » Tue Sep 29, 2015 1:46 pm

I am with Lloyds and I'm pretty sure up to 12 months of copies are free. You may just need to get the most recent transactions printed in branch if you get paid close to the date you plan to apply.

Bucki
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Re: Are printed online bank statements ok?

Post by Bucki » Sat Oct 03, 2015 6:09 pm

SoHopeful wrote:I am with Lloyds and I'm pretty sure up to 12 months of copies are free. You may just need to get the most recent transactions printed in branch if you get paid close to the date you plan to apply.
I printed all statements online as they wanted to charge me for the banking statement!
On the end, I let them stamp each side of the printed statements.

Actually, I also asked to "certify my passports" but they did not want to do that!!
Eventually, I asked the cashier to stamp the copy of my passport and he wrote "certified to be a true copy"

Hope that is acceptable.

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Casa
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Re: Are printed online bank statements ok?

Post by Casa » Sat Oct 03, 2015 6:15 pm

The Entry Clearance Office won't accept a passport certification from the bank cashier. This needs to be legally certified by a solicitor or a notary...and you'll have to pay a fee. You may try to save a few pounds here and there, but it will be far more costly if your visa application is refused. :|
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shakoorh
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Re: Are printed online bank statements ok?

Post by shakoorh » Sat Oct 03, 2015 8:15 pm

Casa wrote:The Entry Clearance Office won't accept a passport certification from the bank cashier. This needs to be legally certified by a solicitor or a notary...and you'll have to pay a fee. You may try to save a few pounds here and there, but it will be far more costly if your visa application is refused. :|
Some people say that the copies don't have to be certified at all, so to be honest it's probably fine because it's still an unrelated person who is certifying the copy.
Timeline:

App Mirpur (Biometrics): 29-05-15
App received Islamabad: 2-6-15
Email ISLAMVisaInfo (Application Processed): 18-08-15
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RFC: 19-08-15

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Re: Are printed online bank statements ok?

Post by Casa » Sat Oct 03, 2015 8:30 pm

shakoorh wrote:
Casa wrote:The Entry Clearance Office won't accept a passport certification from the bank cashier. This needs to be legally certified by a solicitor or a notary...and you'll have to pay a fee. You may try to save a few pounds here and there, but it will be far more costly if your visa application is refused. :|
Some people say that the copies don't have to be certified at all, so to be honest it's probably fine because it's still an unrelated person who is certifying the copy.
Bucki is talking about having his passport certified. Only a legally certified copy will be accepted.
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Bucki
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Re: Are printed online bank statements ok?

Post by Bucki » Sat Oct 03, 2015 9:05 pm

Casa wrote:Bucki is talking about having his passport certified. Only a legally certified copy will be accepted.
Source: https://www.gov.uk/certifying-a-document
Under the "who can certify a document" states the BANKS as well.

Unless I am reading it wrong?

At the end of the day... I could send my passport with the visa application!!!

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Re: Are printed online bank statements ok?

Post by Casa » Sat Oct 03, 2015 9:33 pm

"A certified copy is one that includes a signed statement, either by the issuing authority or by a practicing barrister, solicitor or notary. The
certifier must confirm that it is an accurate copy of the original document. Please note that for certified copies, each page of a document
submitted must be certified, clearly detailing the certifier’s name, signature and the organisation he/she represents. Sometimes, when a
document has more than one page, the certifier does not want to certify every page. We will accept the document if the pages are all attached
together (such as stapling) and the top page is certified as described. The certification must also clearly state how many pages have been
certified. If a certifier’s details cannot be verified, the document will be rejected.
Once you have submitted your online application, you must send the following to validate it:
• the original submission sheet (not a certified copy), signed and dated by the authorising officer (all pages must be sent); and
• all of the mandatory documents listed on the submission sheet (originals or certified copies)."
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Bucki
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Re: Are printed online bank statements ok?

Post by Bucki » Sat Oct 03, 2015 9:48 pm

Casa wrote:"A certified copy is one that includes a signed statement, either by the issuing authority or by a practicing barrister, solicitor or notary. The
certifier must confirm that it is an accurate copy of the original document. Please note that for certified copies, each page of a document
submitted must be certified, clearly detailing the certifier’s name, signature and the organisation he/she represents. Sometimes, when a
document has more than one page, the certifier does not want to certify every page. We will accept the document if the pages are all attached
together (such as stapling) and the top page is certified as described. The certification must also clearly state how many pages have been
certified. If a certifier’s details cannot be verified, the document will be rejected.
Once you have submitted your online application, you must send the following to validate it:
• the original submission sheet (not a certified copy), signed and dated by the authorising officer (all pages must be sent); and
• all of the mandatory documents listed on the submission sheet (originals or certified copies)."
Right!
Now why does BANK say on HOME OFFICE site?

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Re: Are printed online bank statements ok?

Post by Casa » Sat Oct 03, 2015 9:56 pm

The link you posted wasn't a Home Office link. It was to a general gov.uk site which also advises:
Check with the organisation that needs the certified copy - they may have specific rules for who can certify a document.

The guidance I've posted is from the UKVI
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Bucki
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Re: Are printed online bank statements ok?

Post by Bucki » Sat Oct 03, 2015 10:00 pm

Casa wrote:The link you posted wasn't a Home Office link. It was to a general gov.uk site which also advises:
Check with the organisation that needs the certified copy - they may have specific rules for who can certify a document.

The guidance I've posted is from the UKVI
Right !!
then this is bull**.. GOV is government too!

now got to delay cos of this crap :evil: :evil:

PS: WILL JUST INCLUDE MY PASSPORT WITH THE APPLICATION!

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Re: Are printed online bank statements ok?

Post by Casa » Sat Oct 03, 2015 10:09 pm

Bucki wrote:
Casa wrote:The link you posted wasn't a Home Office link. It was to a general gov.uk site which also advises:
Check with the organisation that needs the certified copy - they may have specific rules for who can certify a document.

The guidance I've posted is from the UKVI
Right !!
then this is bull**.. GOV is government too!

now got to delay cos of this crap :evil: :evil:

PS: WILL JUST INCLUDE MY PASSPORT WITH THE APPLICATION!
I think you mean 'UKVI' is Government too'. By the way, capitals are generally avoided on the forum as it's considered to be the equivalent of shouting, which I'm sure you didn't intend. :|
By the way, a local solicitor or notary will generally certify documents on the same day. Just bear in mind that while the UKVI have your passport, you won't be able to travel to visit your wife, should you want to do so.
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Re: Are printed online bank statements ok?

Post by Bucki » Sat Oct 03, 2015 10:31 pm

Casa wrote:
Bucki wrote: By the way, capitals is generally avoided on the forum as it's considered to be the equivalent of shouting, which I'm sure you didn't intend. :|
was shouting at the government!
Yes UKVI is government too ...

Right, when I got my statutory declaration, my solicitor also took a copy of both of my passport including driving license. He stamped the statutory declaration and asked me to send to legalise it.

So I sent the letter including the copy of my docs to be legalised.
I got it back with a stamp on it.

I guess I can use this as proof of legalisation and/or as proof of a certified copy??
maybe a proper "certified stamp needs to be on it"!

Also, why would they refuse the hole application just cos of this certified doc!?
I will also include my original certification of naturalisation.

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Re: Are printed online bank statements ok?

Post by Casa » Sat Oct 03, 2015 10:36 pm

If you've used a solicitor, I suggest to ask his advice.
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Re: Are printed online bank statements ok?

Post by Bucki » Sat Oct 03, 2015 10:39 pm

Casa wrote:If you've used a solicitor, I suggest to ask his advice.
I got all the docs here myself, with your help!
The only thing I got this stat. declaration ... cos they back home wanted a "cert. of residence"
which I was unable to get in UK, so I got this one from the solicitor but yet not accepted by my authorities.

so, I decided to include it within application, where they will consider it or not = no idea!

Again, cert of naturalization proofs that I am British, right?

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Re: Are printed online bank statements ok?

Post by Casa » Sun Oct 04, 2015 9:16 am

Your passport is proof of your British citizenship!
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Re: Are printed online bank statements ok?

Post by Bucki » Sun Oct 04, 2015 10:14 am

Casa wrote:Your passport is proof of your British citizenship!
yes but since I am sending COPY only and not certified by the solicitor;
then thought this would just make it easier!

if I give in my passport, I will be locked out and wouldn't be able to go anywhere if required.

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Re: Are printed online bank statements ok?

Post by Casa » Sun Oct 04, 2015 10:22 am

A birth certificate won't save you from submitting a certified copy of your passport. Why don't you spend a few pounds and have it legally certified to avoid losing £1,000+ and a failed application? :?:
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