My visa was running out on 29th Oct. 2009 and I sent my application on 26th Oct. 2009. The home office returned my application on 11th of Nov, 2009 due to payment rejection with reason that there my bank has rejected the payment due to insuffeciant fund in my account or the direct debit detail I ...

Hi,
My visa has been refused with No right of appeal.
Can you suggest me what step i have to follow.
I realy need help urgently.