Congratulations Rehan. Al last by the grace of the Almighty Allah your hard has paid of. I have been following your update for long time.
I am facing the similar problem. My timeline is almost identical like yours.
Apply-11/01/2013, Interview-10/06/2013,Refusal-20/09/2013, Appeal-05/10/2013,Hearing-16/05/2013
The refusal reason is almost like yours for both of the team member paragaraph 245 dd(i) not genuine.....We have the money available for investment from 10th January 2013 till now above 50000.Both of us are ACCA affiliate while I will be applying for my ACCA membership in few weeks, set up business and accountancy services company, my team partner qualified in Feb 2014. The refusal reasons---1. You registered your business 4 days before application..didn't use your PSW to build the business
2. No market research......3. Credibility of funds..as transfer details were not submitted... we explained in interview that it was our savings from last 8 years, we can over 15 thousands income for both us for last 2 years on PSW and reasonable income while we were studying. 4.No proof of experience in CA firm. though I was not asked for to provide, working in a CA firm for 2 years, 5. No tax paid though I explained that tax return deadline is 31/01/2014 and submitted my tax return for self employment and up to date with tax payment... Will really appreciate your help and suggestion from members..Thank you all.
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