Hopefully this is the best place on the forum to post this. I have a question regarding health and insurance in the US that I hope some of you may be able to help me with.
I'm British, my wife is American and we have been living here in the UK. We've been considering our options for the future regarding where to live but a big potential stumbling block is the current situation with healthcare in the US. I have Crohn's disease and we need some firsthand advice/information about life over there, please.
I was diagnosed almost 20 years ago and for the most part it behaves itself rather well. I now see my specialist at the hospital once every other year just to check in and we never have anything to say to each other.
I am taking a few medications every day to keep things running smoothly and that perhaps is where the majority of my questions/concerns lie. It seems the meds I currently take here are all available in the US, which is obviously a good start. My first real question is how likely is it that I'll be able to request that I be given particular medication rather than whatever the current favourite medication is by a healthcare professional? Perhaps more accurately, am I going to be able to get the medication I'm used to through an insurance policy or is it more likely the case that only one particular option will be covered/available and anything else won't be?
Prior to moving here my wife was fortunate enough not to have required much experience with health insurance and with how things have been changing over there of late we thought it best to seek some real world thoughts, experiences and opinions.
I'm aware this is perhaps a rather vague question so far (and doubtless one that perhaps shows my ignorance of how some parts of the system over there work). I apologise if I haven't quite used the correct terminology but I'm hoping you understand what I'm basically trying to discover
. If anyone on here has made the move and has any stories or advice about health, insurance and prescription medication I'd be very interested to hear how you got on with it.Anything you can contribute to this will be greatly appreciated.