My questions and help-needed areas are :
1. Age proof - passport under 28
Q: Is it the only passport is required for Age proof ? I went to a consultant who tells me that I should include all cert. from 10th class onwards and 10 th class cert. also has the DOB on it. Do I need to supplement the Passport with another proof as DOB? - like for earnings they say 2 proofs required.
2. Previous Earnings - Has been varied with increments (so is it ok to total last 12 months' figures ? - So if I do total for all consecutive 12 months and then convert it to pounds as (Total Sal/80(approx)*5.3) = 23k + pounds. It gets me 20 points.
Q: Do I need to include my salary increment letters and appraisals in original for the same? Will it strengthen my application ? When we say 12 month period its best to start of with the 1st of month till the last of last(12 th) month- yeah ?
Q: Another issue is I have got earnings for reimbursements for meals for night duty etc which although figure in the gross but not as "reimbursements" head. If i remove them I donot qualify for 20 points for earnings. Should I let it stay as it is and apply?
3. English language - My degree figures on the PBC and have a univ letter too and also an IELTS score card as well.
Q:Should I use IELTS score to strengthen my application? Is there any harm with using IELTS score card even if the univ is on the PBS calculator ?
4. Maintenance funds -
Q: I need help documenting this as I want to use FDs as well as liquid cash in my savings account.
> Now FDs 2 FDs for 1.5 lac have been in account for mroe than an year but a third one has been recently renewed, although ALL of them are older than 3 months( as per guidance). Would it be okay that way?
Q: How do I break it up into cash and FDs ? FDs have a deposit value and a realisable value - what should i use while breaking 2800 pounds into ?
ex. deposit value for 50k each FD - 1.5 lacs
realisable value 50k each FD lets say comes to 1.70 lacs ?!
Liquid cash - If I go by the notion it should not have fallen beyond a certain limit for the entire period of 3 months i can say its 2.20 lac(it was more than that on the 1st of the month but came down and never fell beyond that point) - Is this the correct way ? So using cash as well
> So this 2800(2,25,000 INR) should be - FDs for 1.5 lacs (or 1.70 lacs) + Liquid cash for balance 75k
> I can show more than 2800 pounds as well - is it necessary to stick to the figures? as the cash balance is more than that.
5. Bank Statements for 12 months on A4 ICICI bank letter headed paper thru bank on specific request ALSO stamped ( I think i can get that done)
and (soft copy- printed off) salary slips signed and stamped by Accounts manager; the stamp is company seal - Is that Okay ?
Q: There has been a change in the company insignia and i get soft salary slips, so the increment letters and appraisals have the old insignia - Should i bring it to the CW notice or stay mum ? I was thinking of using the website's newscast printed saying that there has been a change - Do you guys feel it would be okay to stay silent or tell them to be safe ?
6. Bank certificate for FDs and will try to get similar for cash balance(altho most banks say no as other ppl faced, dnt knw why
Q: Is there a set language for these letters or certificates or the banks themselves have it ? Any samples would be helpful
7. I faced a rejection on prev. visa WHM category to UK but passport is not stamped "Rejected" . Is it safe to mention it ? I am worried the CW will be biased if there was a rejection earlier but then I feel, the case will be handled in the light of new documentation - any suggestions here ?
Your comments and suggestions ..are eagerly awaited
Thank you and God Bless you all ..



