Universal Credit scams

If it seems to good to be true, then it usually is.


"Benefit claimants are being targeted by scammers offering low-cost loans or grants from the government.

You might be called by someone claiming to work for Jobcentre Plus, or contacted through social media ads. Many of the scammers have convincing websites, with government logos and testimonials.

They may ask for your ID and bank details, offer to make a claim for Universal Credit and apply for an advance payment on your behalf, taking some of this money as their fee.

However the full amount of advance payments need to be repaid out of future Universal Credit payments, so you will end up paying back the whole amount borrowed."

...

"If you are simply offered a government loan and asked to give your ID and bank details, the scammer might be trying to make a Universal Credit application without your knowledge, so do not give out these details as you may not be entitled to Universal Credit and this could be seen as benefit fraud."

https://www.moneyadviceservice.org.uk/e ... sal-credit

If you have been targeted, even if you’ve not become a victim, you can report it to Action Fraud on 0300 123 2040, by using their online reporting tool, or to the FCA Scam Smart website.
https://www.moneyadviceservice.org.uk/e ... sal-credit

It's old news, but there still might be some people falling for it.