I was a little confused as to why they would expect the visitor to have a disposable income to cover the trip when I have mentioned in the sponsor cover letter that I will cover all costs of the trip. (I have also sponsored other trips successfully where there was no income at all!)You have sought a visa to visit your relatives, and you have stated that they will pay the costs of your trip, however it is the intentions of the application which are paramount in assessing your application.
Given that you have stated that this trip will cost £1500, this is far in excess of your disposable income. I am not satisfied, on the balance of probabilities, that the proposed expenditure on this trip to the UK is proportionate to your current financial circumstances, and that leads me to doubt that you are seeking entry only for the purpose and duration stated blah blah blah.
However, I did notice that we filled in a value of £1500 into the 'How much money are you planning to spend on your visit to the UK?'
Should we have filled in a zero here I wonder? Is it worth reapplying with a cover note - essentially the application would be the same apart from this value though.
I do get the feeling that this might have been an automated refusal, or a case of 'computer says no' when considering the evidence we gave though...
Any thoughts would be appreciated.