geoeng wrote: ↑Wed Nov 06, 2019 8:24 am
Mfamily wrote: ↑Sat Nov 02, 2019 8:45 pm
We are facing a problem before six month in my wife's uk account amount was 13000 and in our joint account in Pakistan before six month amount was hardly 49500£ after
Conversion but before two month in my wife's UK account amount was 12724£ and that same date time in our Pakistani account amount was 52000£.
I think you need to keep in mind a couple of things.
1 - You can only use cash savings you have held for at least 6 months prior to the date of application. Any amount of these funds not held for 6 months likely would not be considered. This includes any income into that savings account in the previous 6 months. It also means you should probably be using the lowest UK account amount (£12,724) as you have not held the whole £13,000 for 6 months.
2 - You should only be converting one PKR value to £, not converting each month. Whatever amount of PKR you have held for at least 6 months prior to applying should be converted to £ using the exchange rate on the date of applying and this amount in £ should be used towards meeting the financial requirement. That is my understanding anyway, others with more experience in the cash savings route might correct this. Hopefully it helps in figuring out which amounts to put.
My Situation is like this after converting second pak rupees account into pounds
month of may 13000+49500=62500
Month of June 13000+49500=62500
Month of July 13000+50000=63000
Month of August 13000+51000=64000
Month of September 12724+52000=64724
Month of October 12724+52000=64724
If i put lowest amount of first account and lowest account of second account of last six month then I'm less than 62500
They asked amount of both account seperately in the application form
You can see in the month of September when my first account amount is 12724 in the meanwhile amount of my other account is higher
Thanks for helping