First post here after browsing for a few months. My wife is applying for a spouse visa to join me in the UK, we married last month after 5 years together (3 in UK (student visa) then 2 long distance meeting around 6x per year).
Over a year ago I moved exactly 62500 into an easy-access online savings account (terrible rate mind you), in anticipation of eventually applying for this visa. The statement will simply show a single transaction from my current account and then no transactions for a year before the interest was paid. I earned my savings primarily from online sports trading, with a further 15k saved from my PhD stipend and tutoring.
I am a little concerned this may cause an issue if it sounds dodgy to the immigration officer; firstly for having an account with no transactions and only the exact amount required; and secondly when I provide a statement explaining the source of my savings is largely from betting websites. While my approach to sports trading is far from simply gambling (and is its own semi-established profession), that is how it usually looks to someone not familiar with the industry, and definitely has very negative connotations attached despite being comparable to trading stocks or FX. I desperately hope this wont cause an issue considering this is genuine money I have worked hard to earn myself, not questionable cash gifts from parents 8 months before the visa application that UKVI are used to.
Is it going to be sufficient to only provide this bank statement along with a short letter explaining how I made this money for the financial requirement? Or do I still need to try and prove evidence of specifically where and when I earned this money, from which platforms and on which dates etc? The profit is accumulated over years of thousands of smaller wins and losses on several platforms so it is very hard to clearly demonstrate. It is unclear how thorough I need to be having held the savings for over 6 months in a separate account.
Secondly, is beneficial or necessary to also include my current account statements where I currently hold another 10k or so, to demonstrate that I don't /just/ meet the threshold? This would however highlight that this account balance is depleting as I pay rent each month, as I am not currently employed having just graduated with my doctorate, and been visiting my now-wife and having our marriage. My gut feeling is that there is no real reason to include this account and confuse things - it will also show many large deposits and withdraws from sports exchanges.
Thanks for any advice,
From a nervous husband hoping his wife's visa can be approved without issue!
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