Have only Met my Fiance once 3 years ago spent 3 weeks together

aems · Post by **aems** » Sat Nov 02, 2019 3:56 am

I am hoping to bring my Fiance to the Uk early next year. I am currently in receipt of PIP and meet the adequate maintenance threshold however my benefit payments are paid into my Father's Bank Account due to me not being able to have a bank account. Each payment displays my National Insurance number and DWP on the statement.

My question is, when I request from the DWP a letter which states how much they pay me and submit this document along with a bank statement from my father which shows the money being paid into his account will the ECO accept this or will I run into difficulties? If so do you think it would be acceptable to the ECO if I were to also have a letter from the DWP confirming that they currently pay my benefit (listing the sort code, account no and name holder) into my Father's Bank Account?

The problem for me is that I am unable to have my own bank account so I have had no choice but to have my benefits paid into my Fathers bank account.

I meet all of the other requirements in order to bring my fiance here and it would be heartbreaking to fail just because the actual bank account where my benefit is paid in is not in my name but that of my Father.

geoeng · Post by **geoeng** » Sat Nov 02, 2019 3:52 pm

"(b) At least one personal bank statement in the 12-month period prior to the date of application showing payment of the amount of the benefit or allowance to which the person is currently entitled into their account."

" in relation to personal bank statements be only in the name of:
(1) the applicant’s partner, the applicant or both as appropriate; or
(2) if the applicant is a child the applicant parent’s partner, the applicant’s parent or both as appropriate; or
(3) if the applicant is an adult dependent relative, the applicant’s sponsor or the applicant, unless otherwise stated."

Based on the rules, you might struggle with this a bit. Depending on the reason for why are unable to have a bank account in your own name, I suspect there may be various provisions of other legislation under which a reasonable accommodation could potentially be granted if you could provide suitable evidence. I don't have much familiarity with such legislation so you may need some professional advice for these unique circumstances.

seagul · Post by **seagul** » Sat Nov 02, 2019 4:34 pm

How your benefits are paid
You’ll be asked for bank, building society or credit union account details when you claim. You can only get paid in a different way if you have problems opening or managing an account.

If you cannot open or manage a bank, building society or credit union account
Contact the office that pays your benefit to find out how to get it paid.

If you receive Universal Credit, call the Universal Credit helpline.

Guardian’s Allowance and Tax Credits
You can get the money paid into any account, apart from a Nationwide Building Society account in someone else’s name.

https://www.gov.uk/how-to-have-your-benefits-paid

aems · Post by **aems** » Sat Nov 02, 2019 7:30 pm

geoeng wrote: ↑
Sat Nov 02, 2019 3:52 pm
"(b) At least one personal bank statement in the 12-month period prior to the date of application showing payment of the amount of the benefit or allowance to which the person is currently entitled into their account."

" in relation to personal bank statements be only in the name of:
(1) the applicant’s partner, the applicant or both as appropriate; or
(2) if the applicant is a child the applicant parent’s partner, the applicant’s parent or both as appropriate; or
(3) if the applicant is an adult dependent relative, the applicant’s sponsor or the applicant, unless otherwise stated."

Based on the rules, you might struggle with this a bit. Depending on the reason for why are unable to have a bank account in your own name, I suspect there may be various provisions of other legislation under which a reasonable accommodation could potentially be granted if you could provide suitable evidence. I don't have much familiarity with such legislation so you may need some professional advice for these unique circumstances.

But surely it is irrelevant to them as to why I cannot have it paid into a bank account in my name. Surely the point of this is to prove that funds are mine, which I can as the payments always show my National Insurance Number and where it has come from (DWP) and not an investigation into why i do not possess a bank account.

aems · Post by **aems** » Sat Nov 02, 2019 7:32 pm

seagul wrote: ↑
Sat Nov 02, 2019 4:34 pm

How your benefits are paid
You’ll be asked for bank, building society or credit union account details when you claim. You can only get paid in a different way if you have problems opening or managing an account.

If you cannot open or manage a bank, building society or credit union account
Contact the office that pays your benefit to find out how to get it paid.

If you receive Universal Credit, call the Universal Credit helpline.

Guardian’s Allowance and Tax Credits
You can get the money paid into any account, apart from a Nationwide Building Society account in someone else’s name.
https://www.gov.uk/how-to-have-your-benefits-paid

The last part is for Guardian's Allowance and Tax Credits. So could you explain what you've shown me will help me please? This is really stressful now worrying that we may fail all because I do not own a bank account.

seagul · Post by **seagul** » Sat Nov 02, 2019 7:47 pm

For immigration purposes benefits should be credited in your own's named account but maybe they accept that because benefit authorities allows that. But still as a precaution you try to open your account to receive these benefits first and then you apply. I don't know how come you can't open your account even very basic one.

aems · Post by **aems** » Sat Nov 02, 2019 8:08 pm

seagul wrote: ↑
Sat Nov 02, 2019 7:47 pm
For immigration purposes benefits should be credited in your own's named account but maybe they accept that because benefit authorities allows that. But still as a precaution you try to open your account to receive these benefits first and then you apply. I don't know how come you can't open your account even very basic one.

I have a CIFAS marker on my name which will remain until 2021. Due to this marker being wrongly put against my name it means that I cannot open any kind of Bank Account or receive any credit.

What if I obtained a letter from the DWP with them confirming the full bank details that they pay my money into?

Also I am not sure if I can still get it but what if I also had a letter from my previous bank stating that they had closed my account?

Should I contact UKVI on Monday and ask and would their answer be reliable? (I have had no contact with them before)

I also have been sending money of support each month to my partner since Dec 2016 which has come out of my father's bank account and paid either directly into her bank account or as a cash pick-up which was going to be added as 'proof of relationship' but as I said all these payments have come from my father's bank account.

geoeng · Post by **geoeng** » Sun Nov 03, 2019 6:04 am

aems wrote: ↑
Sat Nov 02, 2019 7:30 pm
But surely it is irrelevant to them as to why I cannot have it paid into a bank account in my name. Surely the point of this is to prove that funds are mine, which I can as the payments always show my National Insurance Number and where it has come from (DWP) and not an investigation into why i do not possess a bank account.

I would agree with that. Unfortunately, the immigration rules are fairly clear on what must be included on the specified evidence to meet the requirements in regards to bank statements. The officers assessing applications have some discretionary power on what to accept in granting a visa, but I don't think it can be guaranteed how they would act in this situation nor what other supporting documents they might consider (letters from DWP, letters from previous banks, etc.)

The concern would be that funds paid into your father's bank account are not under your control for the purposes of supporting your partner. UKVI would probably not provide any advice on this situation if you were to contact them. A good solicitor or professional immigration advisor would probably be necessary for any reliable advice on these circumstances. You seem to have a very good reason for not being able to meet the rules, but trying to interpret how UKVI would act outside the rules using its limited discretionary power would only be a guess at best.

aems · Post by **aems** » Sun Nov 03, 2019 6:43 am

geoeng wrote: ↑
Sun Nov 03, 2019 6:04 am

aems wrote: ↑
Sat Nov 02, 2019 7:30 pm
But surely it is irrelevant to them as to why I cannot have it paid into a bank account in my name. Surely the point of this is to prove that funds are mine, which I can as the payments always show my National Insurance Number and where it has come from (DWP) and not an investigation into why i do not possess a bank account.
I would agree with that. Unfortunately, the immigration rules are fairly clear on what must be included on the specified evidence to meet the requirements in regards to bank statements. The officers assessing applications have some discretionary power on what to accept in granting a visa, but I don't think it can be guaranteed how they would act in this situation nor what other supporting documents they might consider (letters from DWP, letters from previous banks, etc.)

The concern would be that funds paid into your father's bank account are not under your control for the purposes of supporting your partner. UKVI would probably not provide any advice on this situation if you were to contact them. A good solicitor or professional immigration advisor would probably be necessary for any reliable advice on these circumstances. You seem to have a very good reason for not being able to meet the rules, but trying to interpret how UKVI would act outside the rules using its limited discretionary power would only be a guess at best.

Thank you for your response geoeng.

Since posting this I have had a thought...

Appendix FM 1.7
3.3.6. As an alternative to a bank statement we will also accept:
• a building society statement or pass book; or
• a letter from the bank or building society; or
• a letter from a financial institution regulated by the Financial Conduct Authority and
the Prudential Regulation Authority or, for overseas accounts, the appropriate
regulatory body for the country in which the institution operates and the funds are
located. The financial institution must not appear on the list of excluded institutions
under Appendix P to the Immigration Rules.

What if I were to open a Post Office Card Account (which is specific for benefit payments only except for housing benefit)? Surely this should be acceptable given that the Post Office are regulated by the Financial Conduct Authority?

Now my thinking is that I would receive a monthly statement from the Post Office regarding the account which would clearly show my PIP and ESA benefit being paid (but not my housing benefit) but I would still meet the 'Adequate Maintenance' requirement even without the Housing Benefit so that should not be a problem.

My only issue would then be could I take my post office account statement to a post office and have them stamp it?

geoeng · Post by **geoeng** » Sun Nov 03, 2019 7:13 am

aems wrote: ↑
Sun Nov 03, 2019 6:43 am
What if I were to open a Post Office Card Account (which is specific for benefit payments only except for housing benefit)? Surely this should be acceptable given that the Post Office are regulated by the Financial Conduct Authority?

Now my thinking is that I would receive a monthly statement from the Post Office regarding the account which would clearly show my PIP and ESA benefit being paid (but not my housing benefit) but I would still meet the 'Adequate Maintenance' requirement even without the Housing Benefit so that should not be a problem.

My only issue would then be could I take my post office account statement to a post office and have them stamp it?

That looks like it would meet the requirements. If the statement is on official bank stationery or accompanied by a letter on bank stationery confirming its authenticity, it wouldn't have to be stamped.

aems · Post by **aems** » Sun Nov 03, 2019 7:18 am

geoeng wrote: ↑
Sun Nov 03, 2019 7:13 am

aems wrote: ↑
Sun Nov 03, 2019 6:43 am
What if I were to open a Post Office Card Account (which is specific for benefit payments only except for housing benefit)? Surely this should be acceptable given that the Post Office are regulated by the Financial Conduct Authority?

Now my thinking is that I would receive a monthly statement from the Post Office regarding the account which would clearly show my PIP and ESA benefit being paid (but not my housing benefit) but I would still meet the 'Adequate Maintenance' requirement even without the Housing Benefit so that should not be a problem.

My only issue would then be could I take my post office account statement to a post office and have them stamp it?
That looks like it would meet the requirements. If the statement is on official bank stationery or accompanied by a letter on bank stationery confirming its authenticity, it wouldn't have to be stamped.

Would the statement need to be stamped or would the statement that the Post Office send out to me be acceptable? Reason I ask this is that I have read some people say they were refused because their bank statement was not stamped.

geoeng · Post by **geoeng** » Sun Nov 03, 2019 7:40 am

aems wrote: ↑
Sun Nov 03, 2019 7:18 am
Would the statement need to be stamped or would the statement that the Post Office send out to me be acceptable? Reason I ask this is that I have read some people say they were refused because their bank statement was not stamped.

Hard to say without knowing what their statements look like and couldn't guarantee anything anyway. It really just has to be on bank letterhead, even some online bank statements seem to be acceptable if they look like the ones banks mail out. Getting it stamped is usually only required if the statements aren't on bank letterhead (like printing out an online list of transactions), but doesn't hurt to get it stamped regardless.

aems · Post by **aems** » Sun Nov 03, 2019 8:11 am

geoeng wrote: ↑
Sun Nov 03, 2019 7:40 am

aems wrote: ↑
Sun Nov 03, 2019 7:18 am
Would the statement need to be stamped or would the statement that the Post Office send out to me be acceptable? Reason I ask this is that I have read some people say they were refused because their bank statement was not stamped.
Hard to say without knowing what their statements look like and couldn't guarantee anything anyway. It really just has to be on bank letterhead, even some online bank statements seem to be acceptable if they look like the ones banks mail out. Getting it stamped is usually only required if the statements aren't on bank letterhead (like printing out an online list of transactions), but doesn't hurt to get it stamped regardless.

Thank you for your help geoeng.

I do have a couple of other questions and that is 1) once a Fiance visa is granted (Manila, Philippines) how long will my partner have to travel before the visa expires and 2) How long will she have to wait after we apply online, for her to go to do Biometrics and have an interview in Manila?

AmazonianX · Post by **AmazonianX** » Sun Nov 03, 2019 9:42 am

aems wrote: ↑
Sun Nov 03, 2019 8:11 am

geoeng wrote: ↑
Sun Nov 03, 2019 7:40 am

aems wrote: ↑
Sun Nov 03, 2019 7:18 am
Would the statement need to be stamped or would the statement that the Post Office send out to me be acceptable? Reason I ask this is that I have read some people say they were refused because their bank statement was not stamped.
Hard to say without knowing what their statements look like and couldn't guarantee anything anyway. It really just has to be on bank letterhead, even some online bank statements seem to be acceptable if they look like the ones banks mail out. Getting it stamped is usually only required if the statements aren't on bank letterhead (like printing out an online list of transactions), but doesn't hurt to get it stamped regardless.
Thank you for your help geoeng.

I do have a couple of other questions and that is 1) once a Fiance visa is granted (Manila, Philippines) how long will my partner have to travel before the visa expires and 2) How long will she have to wait after we apply online, for her to go to do Biometrics and have an interview in Manila?

1. The vignette she gets granted is like an entry permit, it is valid for 30 days within which period she is expected to travel to the UK and pick up her BRP at the location you selected at the time of application.

2. This depends on the available appointment date you choose via the UK HO application partner in Philippines

CR001 · Post by **CR001** » Sun Nov 03, 2019 9:43 am

AmazonianX wrote: ↑
Sun Nov 03, 2019 9:42 am

aems wrote: ↑
Sun Nov 03, 2019 8:11 am

geoeng wrote: ↑
Sun Nov 03, 2019 7:40 am

aems wrote: ↑
Sun Nov 03, 2019 7:18 am
Would the statement need to be stamped or would the statement that the Post Office send out to me be acceptable? Reason I ask this is that I have read some people say they were refused because their bank statement was not stamped.
Hard to say without knowing what their statements look like and couldn't guarantee anything anyway. It really just has to be on bank letterhead, even some online bank statements seem to be acceptable if they look like the ones banks mail out. Getting it stamped is usually only required if the statements aren't on bank letterhead (like printing out an online list of transactions), but doesn't hurt to get it stamped regardless.
Thank you for your help geoeng.

I do have a couple of other questions and that is 1) once a Fiance visa is granted (Manila, Philippines) how long will my partner have to travel before the visa expires and 2) How long will she have to wait after we apply online, for her to go to do Biometrics and have an interview in Manila?
1. The vignette she gets granted is like an entry permit, it is valid for 30 days within which period she is expected to travel to the UK and pick up her BRP at the location you selected at the time of application.

2. This depends on the available appointment date you choose via the UK HO application partner in Philippines

1. No it is not. A fiance visa is issued and granted in vignette for 6 months. There is no brp to be collected!!!

AmazonianX · Post by **AmazonianX** » Sun Nov 03, 2019 10:23 am

CR001 wrote: ↑
Sun Nov 03, 2019 9:43 am

AmazonianX wrote: ↑
Sun Nov 03, 2019 9:42 am

aems wrote: ↑
Sun Nov 03, 2019 8:11 am

geoeng wrote: ↑
Sun Nov 03, 2019 7:40 am

Hard to say without knowing what their statements look like and couldn't guarantee anything anyway. It really just has to be on bank letterhead, even some online bank statements seem to be acceptable if they look like the ones banks mail out. Getting it stamped is usually only required if the statements aren't on bank letterhead (like printing out an online list of transactions), but doesn't hurt to get it stamped regardless.
Thank you for your help geoeng.

I do have a couple of other questions and that is 1) once a Fiance visa is granted (Manila, Philippines) how long will my partner have to travel before the visa expires and 2) How long will she have to wait after we apply online, for her to go to do Biometrics and have an interview in Manila?
1. The vignette she gets granted is like an entry permit, it is valid for 30 days within which period she is expected to travel to the UK and pick up her BRP at the location you selected at the time of application.

2. This depends on the available appointment date you choose via the UK HO application partner in Philippines
1. No it is not. A fiance visa is issued and granted in vignette for 6 months. There is no brp to be collected!!!

Thanks for the correction, definitely NOT. Took it as Spouse application.

aems · Post by **aems** » Sun Nov 03, 2019 12:18 pm

CR001 wrote: ↑
Sun Nov 03, 2019 9:43 am

AmazonianX wrote: ↑
Sun Nov 03, 2019 9:42 am

aems wrote: ↑
Sun Nov 03, 2019 8:11 am

geoeng wrote: ↑
Sun Nov 03, 2019 7:40 am

Hard to say without knowing what their statements look like and couldn't guarantee anything anyway. It really just has to be on bank letterhead, even some online bank statements seem to be acceptable if they look like the ones banks mail out. Getting it stamped is usually only required if the statements aren't on bank letterhead (like printing out an online list of transactions), but doesn't hurt to get it stamped regardless.
Thank you for your help geoeng.

I do have a couple of other questions and that is 1) once a Fiance visa is granted (Manila, Philippines) how long will my partner have to travel before the visa expires and 2) How long will she have to wait after we apply online, for her to go to do Biometrics and have an interview in Manila?
1. The vignette she gets granted is like an entry permit, it is valid for 30 days within which period she is expected to travel to the UK and pick up her BRP at the location you selected at the time of application.

2. This depends on the available appointment date you choose via the UK HO application partner in Philippines
1. No it is not. A fiance visa is issued and granted in vignette for 6 months. There is no brp to be collected!!!

Okay so assuming that she is granted a Fiance visa for 6 months, let's say she travels 6 weeks after being granted the visa. When she arrives in the UK will her visa still be valid for 6 months or will it be valid for 4 months and 2 weeks? Sorry just I don't understand what this Vignette means and how long she has to travel on the visa before it expires.

In other words, is the expiry date on her visa ticking down from the moment it has been granted?

Also do we need to pay for the Health Surcharge when applying for the Fiance visa or is that only required when applying for the Spouse visa?

aems · Post by **aems** » Sun Nov 03, 2019 12:31 pm

Sorry I cannot add this to my last post

How long do we have to submit documents once we have applied online?

JB007 · Post by **JB007** » Sun Nov 03, 2019 12:35 pm

aems wrote: ↑
Sun Nov 03, 2019 12:18 pm

Also do we need to pay for the Health Surcharge when applying for the Fiance visa or is that only required when applying for the Spouse visa?

She will need to have her own private health insurance on a fiance visa to cover any NHS bills as that is a short term visa. 50% is added to the NHS bill if she does not have insurance.

She pays the Immigration health Surcharge with her FLR(M) visa once you are married. When that visa is granted she then has bill free access to the NHS for most things, while that visa remains valid.

Visitor visas and short-term visas

You do not need to pay the surcharge or get an IHS reference number if you’re applying for a:

visitor visa
visa for 6 months or less from outside the UK

You will need to pay for any NHS care you get at the point you use it - unless it’s a service that’s free.
https://www.gov.uk/healthcare-immigration-application

JB007 · Post by **JB007** » Sun Nov 03, 2019 12:47 pm

aems wrote: ↑
Sun Nov 03, 2019 12:18 pm
Okay so assuming that she is granted a Fiance visa for 6 months, let's say she travels 6 weeks after being granted the visa. When she arrives in the UK will her visa still be valid for 6 months or will it be valid for 4 months and 2 weeks?

She can choose the date she wants her visa to start, but once issued, the visa is only valid for 6 months.

aems · Post by **aems** » Sun Nov 03, 2019 12:51 pm

JB007 wrote: ↑
Sun Nov 03, 2019 12:47 pm

aems wrote: ↑
Sun Nov 03, 2019 12:18 pm
Okay so assuming that she is granted a Fiance visa for 6 months, let's say she travels 6 weeks after being granted the visa. When she arrives in the UK will her visa still be valid for 6 months or will it be valid for 4 months and 2 weeks?
She can choose the date she wants her visa to start, but once issued, the visa is only valid for 6 months.

When does she get to choose this date? Is it at the interview or when she is notified that it has been granted?

Also regarding having private health insurance, do we apply for this once she is in the country or is this something that has to be arranged before she arrives here in the UK?

CR001 · Post by **CR001** » Sun Nov 03, 2019 1:47 pm

When does she get to choose this date? Is it at the interview or when she is notified that it has been granted?

Online in the form, it asks for date of intended travel.

Also regarding having private health insurance, do we apply for this once she is in the country or is this something that has to be arranged before she arrives here in the UK?

Before coming to the UK.

aems · Post by **aems** » Sun Nov 03, 2019 4:06 pm

So I met my fiance at the beginning of my holiday (I did not fly out to see her) and we spent roughly around 3 weeks together back in Nov 2016. We took lots of pictures together although none of them are electronically dated. I have a few text messages that were exchanged between us during the later part of my holiday.

Now it is almost exactly 3 years ago since we last saw each other. I deleted my facebook in Oct 2018 and created a new account in Oct 2018 and she had deleted our conversation history so we do not have all the facebook messages and video call logs that we exchanged between Dec 2016 - Sept 2018 so I am wondering if the following evidence that we have will be enough to be accepted by the ECO:

- Many photos together, both loving, fun and happy photos during our 3 weeks together
- E Ticket email of flight in Nov 2016
- Skype call logs from Dec 2016 - Mar 2017 and again Mar 2019 - Nov 2019
- Facebook messages and video call logs between Oct 2018 - Nov 2019
- Money sent to her each month (in my father's name) from Dec 2016 - Nov 2019

So will there be an issue due to our missing facebook messages and video calls between Dec 2016 - Sept 2018 although one of my first messages dated at the beginning of Oct 2018 to her says 'babe add me this is my new account'

CR001 · Post by **CR001** » Sun Nov 03, 2019 4:12 pm

Topics Merged (click to read forum rule on multiple topics)

CR001 · Post by **CR001** » Sun Nov 03, 2019 4:15 pm

aems wrote: ↑
Sun Nov 03, 2019 4:06 pm
So I met my fiance at the beginning of my holiday (I did not fly out to see her) and we spent roughly around 3 weeks together back in Nov 2016. We took lots of pictures together although none of them are electronically dated. I have a few text messages that were exchanged between us during the later part of my holiday.

Now it is almost exactly 3 years ago since we last saw each other. I deleted my facebook in Oct 2018 and created a new account in Oct 2018 and she had deleted our conversation history so we do not have all the facebook messages and video call logs that we exchanged between Dec 2016 - Sept 2018 so I am wondering if the following evidence that we have will be enough to be accepted by the ECO:

- Many photos together, both loving, fun and happy photos during our 3 weeks together
- E Ticket email of flight in Nov 2016
- Skype call logs from Dec 2016 - Mar 2017 and again Mar 2019 - Nov 2019
- Facebook messages and video call logs between Oct 2018 - Nov 2019
- Money sent to her each month (in my father's name) from Dec 2016 - Nov 2019

So will there be an issue due to our missing facebook messages and video calls between Dec 2016 - Sept 2018 although one of my first messages dated at the beginning of Oct 2018 to her says 'babe add me this is my new account'

The ECO might well be concerned with the fact that it was a 'holiday romance' three years ago and that you have not seen each other in person since then. UKVI would expect to see evidence of visits and holidays since then in addition to the evidence of messages etc.

What nationality is your fiance?

Immigrationboards.com: Immigration, work visa and work permit discussion board

Have only Met my Fiance once 3 years ago spent 3 weeks together

Claiming PIP (meet adequate maintenance) but benefit paid into my fathers bank

Re: Claiming PIP (meet adequate maintenance) but benefit paid into my fathers bank

Re: Claiming PIP (meet adequate maintenance) but benefit paid into my fathers bank

Re: Claiming PIP (meet adequate maintenance) but benefit paid into my fathers bank

Re: Claiming PIP (meet adequate maintenance) but benefit paid into my fathers bank

Re: Claiming PIP (meet adequate maintenance) but benefit paid into my fathers bank

Re: Claiming PIP (meet adequate maintenance) but benefit paid into my fathers bank

Re: Claiming PIP (meet adequate maintenance) but benefit paid into my fathers bank

Re: Claiming PIP (meet adequate maintenance) but benefit paid into my fathers bank

Re: Claiming PIP (meet adequate maintenance) but benefit paid into my fathers bank

Re: Claiming PIP (meet adequate maintenance) but benefit paid into my fathers bank

Re: Claiming PIP (meet adequate maintenance) but benefit paid into my fathers bank

Re: Claiming PIP (meet adequate maintenance) but benefit paid into my fathers bank

Re: Claiming PIP (meet adequate maintenance) but benefit paid into my fathers bank

Re: Claiming PIP (meet adequate maintenance) but benefit paid into my fathers bank

Re: Claiming PIP (meet adequate maintenance) but benefit paid into my fathers bank

Re: Claiming PIP (meet adequate maintenance) but benefit paid into my fathers bank

Re: Claiming PIP (meet adequate maintenance) but benefit paid into my fathers bank

Re: Claiming PIP (meet adequate maintenance) but benefit paid into my fathers bank

Re: Claiming PIP (meet adequate maintenance) but benefit paid into my fathers bank

Re: Claiming PIP (meet adequate maintenance) but benefit paid into my fathers bank

Re: Claiming PIP (meet adequate maintenance) but benefit paid into my fathers bank

Have only Met my Fiance once 3 years ago spent 3 weeks together

Re: Have only Met my Fiance once 3 years ago spent 3 weeks together

Re: Have only Met my Fiance once 3 years ago spent 3 weeks together