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https://www.gov.uk/how-to-have-your-benefits-paidHow your benefits are paid
You’ll be asked for bank, building society or credit union account details when you claim. You can only get paid in a different way if you have problems opening or managing an account.
If you cannot open or manage a bank, building society or credit union account
Contact the office that pays your benefit to find out how to get it paid.
If you receive Universal Credit, call the Universal Credit helpline.
Guardian’s Allowance and Tax Credits
You can get the money paid into any account, apart from a Nationwide Building Society account in someone else’s name.
But surely it is irrelevant to them as to why I cannot have it paid into a bank account in my name. Surely the point of this is to prove that funds are mine, which I can as the payments always show my National Insurance Number and where it has come from (DWP) and not an investigation into why i do not possess a bank account.geoeng wrote: ↑Sat Nov 02, 2019 3:52 pm"(b) At least one personal bank statement in the 12-month period prior to the date of application showing payment of the amount of the benefit or allowance to which the person is currently entitled into their account."
" in relation to personal bank statements be only in the name of:
(1) the applicant’s partner, the applicant or both as appropriate; or
(2) if the applicant is a child the applicant parent’s partner, the applicant’s parent or both as appropriate; or
(3) if the applicant is an adult dependent relative, the applicant’s sponsor or the applicant, unless otherwise stated."
Based on the rules, you might struggle with this a bit. Depending on the reason for why are unable to have a bank account in your own name, I suspect there may be various provisions of other legislation under which a reasonable accommodation could potentially be granted if you could provide suitable evidence. I don't have much familiarity with such legislation so you may need some professional advice for these unique circumstances.
The last part is for Guardian's Allowance and Tax Credits. So could you explain what you've shown me will help me please? This is really stressful now worrying that we may fail all because I do not own a bank account.seagul wrote: ↑Sat Nov 02, 2019 4:34 pmhttps://www.gov.uk/how-to-have-your-benefits-paidHow your benefits are paid
You’ll be asked for bank, building society or credit union account details when you claim. You can only get paid in a different way if you have problems opening or managing an account.
If you cannot open or manage a bank, building society or credit union account
Contact the office that pays your benefit to find out how to get it paid.
If you receive Universal Credit, call the Universal Credit helpline.
Guardian’s Allowance and Tax Credits
You can get the money paid into any account, apart from a Nationwide Building Society account in someone else’s name.
I have a CIFAS marker on my name which will remain until 2021. Due to this marker being wrongly put against my name it means that I cannot open any kind of Bank Account or receive any credit.seagul wrote: ↑Sat Nov 02, 2019 7:47 pmFor immigration purposes benefits should be credited in your own's named account but maybe they accept that because benefit authorities allows that. But still as a precaution you try to open your account to receive these benefits first and then you apply. I don't know how come you can't open your account even very basic one.
I would agree with that. Unfortunately, the immigration rules are fairly clear on what must be included on the specified evidence to meet the requirements in regards to bank statements. The officers assessing applications have some discretionary power on what to accept in granting a visa, but I don't think it can be guaranteed how they would act in this situation nor what other supporting documents they might consider (letters from DWP, letters from previous banks, etc.)aems wrote: ↑Sat Nov 02, 2019 7:30 pmBut surely it is irrelevant to them as to why I cannot have it paid into a bank account in my name. Surely the point of this is to prove that funds are mine, which I can as the payments always show my National Insurance Number and where it has come from (DWP) and not an investigation into why i do not possess a bank account.
Thank you for your response geoeng.geoeng wrote: ↑Sun Nov 03, 2019 6:04 amI would agree with that. Unfortunately, the immigration rules are fairly clear on what must be included on the specified evidence to meet the requirements in regards to bank statements. The officers assessing applications have some discretionary power on what to accept in granting a visa, but I don't think it can be guaranteed how they would act in this situation nor what other supporting documents they might consider (letters from DWP, letters from previous banks, etc.)aems wrote: ↑Sat Nov 02, 2019 7:30 pmBut surely it is irrelevant to them as to why I cannot have it paid into a bank account in my name. Surely the point of this is to prove that funds are mine, which I can as the payments always show my National Insurance Number and where it has come from (DWP) and not an investigation into why i do not possess a bank account.
The concern would be that funds paid into your father's bank account are not under your control for the purposes of supporting your partner. UKVI would probably not provide any advice on this situation if you were to contact them. A good solicitor or professional immigration advisor would probably be necessary for any reliable advice on these circumstances. You seem to have a very good reason for not being able to meet the rules, but trying to interpret how UKVI would act outside the rules using its limited discretionary power would only be a guess at best.
That looks like it would meet the requirements. If the statement is on official bank stationery or accompanied by a letter on bank stationery confirming its authenticity, it wouldn't have to be stamped.aems wrote: ↑Sun Nov 03, 2019 6:43 amWhat if I were to open a Post Office Card Account (which is specific for benefit payments only except for housing benefit)? Surely this should be acceptable given that the Post Office are regulated by the Financial Conduct Authority?
Now my thinking is that I would receive a monthly statement from the Post Office regarding the account which would clearly show my PIP and ESA benefit being paid (but not my housing benefit) but I would still meet the 'Adequate Maintenance' requirement even without the Housing Benefit so that should not be a problem.
My only issue would then be could I take my post office account statement to a post office and have them stamp it?
Would the statement need to be stamped or would the statement that the Post Office send out to me be acceptable? Reason I ask this is that I have read some people say they were refused because their bank statement was not stamped.geoeng wrote: ↑Sun Nov 03, 2019 7:13 amThat looks like it would meet the requirements. If the statement is on official bank stationery or accompanied by a letter on bank stationery confirming its authenticity, it wouldn't have to be stamped.aems wrote: ↑Sun Nov 03, 2019 6:43 amWhat if I were to open a Post Office Card Account (which is specific for benefit payments only except for housing benefit)? Surely this should be acceptable given that the Post Office are regulated by the Financial Conduct Authority?
Now my thinking is that I would receive a monthly statement from the Post Office regarding the account which would clearly show my PIP and ESA benefit being paid (but not my housing benefit) but I would still meet the 'Adequate Maintenance' requirement even without the Housing Benefit so that should not be a problem.
My only issue would then be could I take my post office account statement to a post office and have them stamp it?
Hard to say without knowing what their statements look like and couldn't guarantee anything anyway. It really just has to be on bank letterhead, even some online bank statements seem to be acceptable if they look like the ones banks mail out. Getting it stamped is usually only required if the statements aren't on bank letterhead (like printing out an online list of transactions), but doesn't hurt to get it stamped regardless.
Thank you for your help geoeng.geoeng wrote: ↑Sun Nov 03, 2019 7:40 amHard to say without knowing what their statements look like and couldn't guarantee anything anyway. It really just has to be on bank letterhead, even some online bank statements seem to be acceptable if they look like the ones banks mail out. Getting it stamped is usually only required if the statements aren't on bank letterhead (like printing out an online list of transactions), but doesn't hurt to get it stamped regardless.
1. The vignette she gets granted is like an entry permit, it is valid for 30 days within which period she is expected to travel to the UK and pick up her BRP at the location you selected at the time of application.aems wrote: ↑Sun Nov 03, 2019 8:11 amThank you for your help geoeng.geoeng wrote: ↑Sun Nov 03, 2019 7:40 amHard to say without knowing what their statements look like and couldn't guarantee anything anyway. It really just has to be on bank letterhead, even some online bank statements seem to be acceptable if they look like the ones banks mail out. Getting it stamped is usually only required if the statements aren't on bank letterhead (like printing out an online list of transactions), but doesn't hurt to get it stamped regardless.
I do have a couple of other questions and that is 1) once a Fiance visa is granted (Manila, Philippines) how long will my partner have to travel before the visa expires and 2) How long will she have to wait after we apply online, for her to go to do Biometrics and have an interview in Manila?
1. No it is not. A fiance visa is issued and granted in vignette for 6 months. There is no brp to be collected!!!AmazonianX wrote: ↑Sun Nov 03, 2019 9:42 am1. The vignette she gets granted is like an entry permit, it is valid for 30 days within which period she is expected to travel to the UK and pick up her BRP at the location you selected at the time of application.aems wrote: ↑Sun Nov 03, 2019 8:11 amThank you for your help geoeng.geoeng wrote: ↑Sun Nov 03, 2019 7:40 amHard to say without knowing what their statements look like and couldn't guarantee anything anyway. It really just has to be on bank letterhead, even some online bank statements seem to be acceptable if they look like the ones banks mail out. Getting it stamped is usually only required if the statements aren't on bank letterhead (like printing out an online list of transactions), but doesn't hurt to get it stamped regardless.
I do have a couple of other questions and that is 1) once a Fiance visa is granted (Manila, Philippines) how long will my partner have to travel before the visa expires and 2) How long will she have to wait after we apply online, for her to go to do Biometrics and have an interview in Manila?
2. This depends on the available appointment date you choose via the UK HO application partner in Philippines
Thanks for the correction, definitely NOT. Took it as Spouse application.CR001 wrote: ↑Sun Nov 03, 2019 9:43 am1. No it is not. A fiance visa is issued and granted in vignette for 6 months. There is no brp to be collected!!!AmazonianX wrote: ↑Sun Nov 03, 2019 9:42 am1. The vignette she gets granted is like an entry permit, it is valid for 30 days within which period she is expected to travel to the UK and pick up her BRP at the location you selected at the time of application.aems wrote: ↑Sun Nov 03, 2019 8:11 amThank you for your help geoeng.geoeng wrote: ↑Sun Nov 03, 2019 7:40 am
Hard to say without knowing what their statements look like and couldn't guarantee anything anyway. It really just has to be on bank letterhead, even some online bank statements seem to be acceptable if they look like the ones banks mail out. Getting it stamped is usually only required if the statements aren't on bank letterhead (like printing out an online list of transactions), but doesn't hurt to get it stamped regardless.
I do have a couple of other questions and that is 1) once a Fiance visa is granted (Manila, Philippines) how long will my partner have to travel before the visa expires and 2) How long will she have to wait after we apply online, for her to go to do Biometrics and have an interview in Manila?
2. This depends on the available appointment date you choose via the UK HO application partner in Philippines
Okay so assuming that she is granted a Fiance visa for 6 months, let's say she travels 6 weeks after being granted the visa. When she arrives in the UK will her visa still be valid for 6 months or will it be valid for 4 months and 2 weeks? Sorry just I don't understand what this Vignette means and how long she has to travel on the visa before it expires.CR001 wrote: ↑Sun Nov 03, 2019 9:43 am1. No it is not. A fiance visa is issued and granted in vignette for 6 months. There is no brp to be collected!!!AmazonianX wrote: ↑Sun Nov 03, 2019 9:42 am1. The vignette she gets granted is like an entry permit, it is valid for 30 days within which period she is expected to travel to the UK and pick up her BRP at the location you selected at the time of application.aems wrote: ↑Sun Nov 03, 2019 8:11 amThank you for your help geoeng.geoeng wrote: ↑Sun Nov 03, 2019 7:40 am
Hard to say without knowing what their statements look like and couldn't guarantee anything anyway. It really just has to be on bank letterhead, even some online bank statements seem to be acceptable if they look like the ones banks mail out. Getting it stamped is usually only required if the statements aren't on bank letterhead (like printing out an online list of transactions), but doesn't hurt to get it stamped regardless.
I do have a couple of other questions and that is 1) once a Fiance visa is granted (Manila, Philippines) how long will my partner have to travel before the visa expires and 2) How long will she have to wait after we apply online, for her to go to do Biometrics and have an interview in Manila?
2. This depends on the available appointment date you choose via the UK HO application partner in Philippines
She will need to have her own private health insurance on a fiance visa to cover any NHS bills as that is a short term visa. 50% is added to the NHS bill if she does not have insurance.
She can choose the date she wants her visa to start, but once issued, the visa is only valid for 6 months.
When does she get to choose this date? Is it at the interview or when she is notified that it has been granted?
Online in the form, it asks for date of intended travel.When does she get to choose this date? Is it at the interview or when she is notified that it has been granted?
Before coming to the UK.Also regarding having private health insurance, do we apply for this once she is in the country or is this something that has to be arranged before she arrives here in the UK?
The ECO might well be concerned with the fact that it was a 'holiday romance' three years ago and that you have not seen each other in person since then. UKVI would expect to see evidence of visits and holidays since then in addition to the evidence of messages etc.aems wrote: ↑Sun Nov 03, 2019 4:06 pmSo I met my fiance at the beginning of my holiday (I did not fly out to see her) and we spent roughly around 3 weeks together back in Nov 2016. We took lots of pictures together although none of them are electronically dated. I have a few text messages that were exchanged between us during the later part of my holiday.
Now it is almost exactly 3 years ago since we last saw each other. I deleted my facebook in Oct 2018 and created a new account in Oct 2018 and she had deleted our conversation history so we do not have all the facebook messages and video call logs that we exchanged between Dec 2016 - Sept 2018 so I am wondering if the following evidence that we have will be enough to be accepted by the ECO:
- Many photos together, both loving, fun and happy photos during our 3 weeks together
- E Ticket email of flight in Nov 2016
- Skype call logs from Dec 2016 - Mar 2017 and again Mar 2019 - Nov 2019
- Facebook messages and video call logs between Oct 2018 - Nov 2019
- Money sent to her each month (in my father's name) from Dec 2016 - Nov 2019
So will there be an issue due to our missing facebook messages and video calls between Dec 2016 - Sept 2018 although one of my first messages dated at the beginning of Oct 2018 to her says 'babe add me this is my new account'