Travel insurance for Indian in UK with Tier 2 visa

Hello,

I am an Inidan passport holder in UK with Tier 2 visa valid till 2020 and my wife has Tier 2 dependent visa.
We are in the process of applying Schengen visa through Germany.
For this we need to get a Travel Insurance, but when ever I read the policy documents (of several different providers) it says that the policy holder should be a 'permanent UK resident' which I am not. I am just an UK resident.
Can any one please direct us to a correct travel insurance provider?
OR
this 'permanent UK resident' clause is not important?

Thanks you in advance!

this 'permanent UK resident' clause is not important?

This!! Anyone living in the UK on a valid non visitor visa can apply for travel insurance. Most people have it as part of their bank account benefits if you have a qualifying bank account.

Thanks ! Checked with my bank, I dont have it.
So I will buy one from confused or other compare web sites.

Thank you

Checked with my bank, I dont have it.

It depends on the account you have, not all accounts come with benefits.

yes you are right.
I need to switch to a £10 monthly fee account but I can buy an annual insurance online for £25.
Thanks again:)