Ireland student visa rejected

Dear All,

I just received my ireland visa refusal letter on 18th jan 2019 . I applied on jan 7. The reason for refusal is Finances . The visa office is not satisfied with the accountability of money in the bank statemts and thinks I do not have immediate access to funds.

I have give my uncle as a sponsor . I have taken a education loan of 14lalhs -17500€.
My tution fee is 14000€ and I have paid it in full.
Took a education bond of 7000€ that will be blocked till I reach ireland from pay to study to show my living expenses .
Submitted my uncles 3 year ITR and his 6 month bank statemts .
I donot understand what else was to be submitted. Any leads or help is highly appreciated. I have taken a request to defer my intake to a week later as well.

Thanks in advance

@Nithin199393

How much liquid fund was available in the bank statement after paying off the tuition fees and education bond?
Also did you submit the collateral information on which you got the education loan?