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Are you removing this money to try to hide you have this, so that you can have low income benefits?Mohammad Alam wrote: ↑Mon Feb 25, 2019 8:11 pmI withdraw all the money end of the January. In my account there are not much money left. I get pay monthly. I wanted to apply for UC after having my February salary. My question is for UC do I have to show 3 month bank statement? If I show 3 month payslip, will it be a issue to withdraw such a amount in January for my claim?
The low income poverty cap is a very generous 16k.If you have under 16k, you can claim Universal Credit. If you have just over that, you might have to wait until the DWP say you can claim (they say how much you will need of that money each week), unless they deem you were allowed to spend some of that money under their Deprivation of Capital rules. Once you ask for benefits, you are giving them permission to look into your finances.Mohammad Alam wrote: ↑Mon Feb 25, 2019 8:11 pmWe never been on benefit. I had around £16000 on my account in January which was been there for a while.
OP is in a bit of a 'catch 22' situation as for the spouse visa route, he has to earn a minimum of £18,600pa but to claim UC as you say, he must earn less than £16,000 pa.JB007 wrote: ↑Tue Feb 26, 2019 9:54 amThe low income poverty cap is a very generous 16k.If you have under 16k, you can claim Universal Credit. If you have just over that, you might have to wait until the DWP say you can claim (they say how much you will need of that money each week), unless they deem you were allowed to spend some of that money under their Deprivation of Capital rules. Once you ask for benefits, you are giving them permission to look into your finances.Mohammad Alam wrote: ↑Mon Feb 25, 2019 8:11 pmWe never been on benefit. I had around £16000 on my account in January which was been there for a while.
It's really not worth trying to hide money from the benefits agences as eventually these are caught, even years later, and they then face the consequences.
Sorry if I wasn't clear. The 16k cap for low incone benefits, is capital they hold. e.g. if they had 16k savings, then that is too much to be able to claim Universal Credit. £15,999 savings, then they can claim, but the DWP will look into their past finances to see if they have disposed of capitl to be able to claim benefits.CR001 wrote: ↑Tue Feb 26, 2019 9:59 amOP is in a bit of a 'catch 22' situation as for the spouse visa route, he has to earn a minimum of £18,600pa but to claim UC as you say, he must earn less than £16,000 pa.
To the OP, note that benefits cannot be used towards the financial requirement for your spouse's visa and ILR.
If you are thinking of doing this, be aware that these checks are meaning that people are getting caught 20 plus years later.JB007 wrote: ↑Tue Feb 26, 2019 9:27 am
Are you removing this money to try to hide you have this, so that you can have low income benefits?
Not only do the DWP check, but HMRC do constant sweeps for the benefits agencies too. That is just one of the many goverment departments/agencies/credit footprints etc the benefits agencies now do to detect benefit fraud.
If you were pretending that you had more money than you did to get a visa for your parent, that might backfire as that money is seen as yours for benefit purposes. It's not just when to get in a claim for Universal Credit, but that government departments now share information.Mohammad Alam wrote: ↑Tue Feb 26, 2019 10:34 pmThe reason for keeping that money in my account for a while because I apply for my parent visit visa so I had to show a healthy balance. my cousin also kept some money in my account which was around £7000. I returned it back. Recently had to spend another 3000 for wife flr m application. so all the money has gone out. I was wandering if I claim UC probably it will be issue. Better wait another month to get pass another month bank statement. Anyone have any idea how long bank statement they ask for UC claim?
That's unfortunate, for you, as although there is a 16k cut off to be able to claim Universal Credit, amounts over 6k are counted in the benefit calculation. For ever £250 over 6k, £1 is reduced from the benefit amount.Mohammad Alam wrote: ↑Tue Feb 26, 2019 10:34 pmmy cousin also kept some money in my account which was around £7000.
I don't think I made myself very clear above, sorry.