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FLR-M Extension: Category D: Cash savings

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KVP
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FLR-M Extension: Category D: Cash savings

Post by KVP » Tue Apr 23, 2019 12:37 pm

I would be applying for FLR M extension in few days for my spouse and 1 kid. I got confused with financial requirement of "Category D: Cash Savings".

Rule:
7.1.3. Category D: Cash savings cannot be combined with self-employment income, or with income from employment as a director or employee of a specified limited company in the UK, under either Category F or Category G

My query:
I slightly confused myself with above rule.

I thought to use cash saving - So I maintained the amount for last 6 months (only just last 6 months) in a personal bank account above threshold even though I do regular transactions;

However this savings is purely from "income from employment as a director or employee of a specified limited company in the UK".

We are (myself and my spouse) directors of our own limited company, and have had drawn salary & dividend over last 2-3 years from business bank account, and saved that amount in our personal bank (joint) account.

When I have to write declaration of the cash saving, then I would mention that this saving is from our self-employment; but will this be a problem?

Can this cash savings be from being directors of our own company?

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seagul
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Re: FLR-M Extension: Category D: Cash savings

Post by seagul » Tue Apr 23, 2019 6:14 pm

Definitely will be accepted as long as it sufficiently have been stayed in account for at least 6 months.
The opinion expressed as above is neither a professional advice nor contesting/competing to other member's opinion/advice.

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Re: FLR-M Extension: Category D: Cash savings

Post by KVP » Wed Apr 24, 2019 1:43 pm

Thank you Seagul.

The immigration rules are always difficult to interpret (at least for me!!) though it looks like plain statements at times .. you know what I mean. I don't want to give a space for "misinterpretation". Thanks once again.

KVP
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Re: FLR-M Extension: Category D: Cash savings

Post by KVP » Thu May 09, 2019 2:51 pm

Hi ,

I got couple of questions please. It would be great if you clarify or point me to right resource. Thank you in advance.

Our cash savings are purely accumulated from Salary & Dividends of my our own Limited company (where my spouse and myself are directors).

My company annual anniversary falls at the end of every June. My spouse visa getting expired by 15-June. So we will not have any sort of limited company documents like "unaudited financial statements", CT600, VAT submission, etc., for current company year. However the cash savings were accumulated from regular salaries (Monthly), and regular (every 3 or 6 months) dividends.

So part of that Cash is saved in current running year (from July2018) but the corresponding company's annual accounts (From July2018 to June2019) are NOT filed yet.

a) For initial FLR-M application - I applied via the route Category F (i.e. Submitted all company related docs).
b) For FLR-M extension, I am now thinking to use Cash savings (Category D).

My questions:
1) Will Caseworker look for any additional docs for "Category D: Cash savings" other than last 6 months Bank statements? In case if Caseworker asks,
2) Is it a problem because the company's annual accounts are NOT filed yet.

Thank you.

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Re: FLR-M Extension: Category D: Cash savings

Post by seagul » Thu May 09, 2019 4:20 pm

KVP wrote:
Thu May 09, 2019 2:51 pm
Hi ,

I got couple of questions please. It would be great if you clarify or point me to right resource. Thank you in advance.

Our cash savings are purely accumulated from Salary & Dividends of my our own Limited company (where my spouse and myself are directors).

My company annual anniversary falls at the end of every June. My spouse visa getting expired by 15-June. So we will not have any sort of limited company documents like "unaudited financial statements", CT600, VAT submission, etc., for current company year. However the cash savings were accumulated from regular salaries (Monthly), and regular (every 3 or 6 months) dividends.

So part of that Cash is saved in current running year (from July2018) but the corresponding company's annual accounts (From July2018 to June2019) are NOT filed yet.

a) For initial FLR-M application - I applied via the route Category F (i.e. Submitted all company related docs).
b) For FLR-M extension, I am now thinking to use Cash savings (Category D).

My questions:
1) Will Caseworker look for any additional docs for "Category D: Cash savings" other than last 6 months Bank statements? In case if Caseworker asks,
2) Is it a problem because the company's annual accounts are NOT filed yet.

Thank you.

1. HO may only ask for source of cash saving which in your case is self employment. But HO won't ask such extensive range of documents which are needed if you meeting financial requirement through self employment.

2. No issue because you using cash saving route instead self employment.
The opinion expressed as above is neither a professional advice nor contesting/competing to other member's opinion/advice.

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Re: FLR-M Extension: Category D: Cash savings

Post by KVP » Fri May 24, 2019 9:32 am

Apologies CR001,

I tried to get answer from another member who had same query like me in the past. Let me continue in my own topic. Let me post this final query as I am running out of days to apply visa. It would be great if I get reply from someone who actually have gone through this, and got visa success.

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Re: FLR-M Extension: Category D: Cash savings

Post by KVP » Fri May 24, 2019 9:43 am

Any member who have gone through or aware of answers can give me guidance please. Many thanks and grateful for your time.

Apologies, I may have repeated the same questions here in this thread. But "proof required for source of cash savings" looks vague to me. So that's why asking again.

I would like to know ho additional documents can be provided to prove source of Cash.
I could not find any forum member who got success by using Category D, but being Directory of his/her own limited company. Also not sure what they submitted to prove source of funds in this case.

I will be applying using this category D in few days (before visa expires on 15 Jun for my spouse and 1 kid). However I will not have CT600, unaudited accounts, etc, because my company annual year falls at end of June.

However ,
1) I can get dividend vouchers, salary slips for current running year 2019.
2) Salary or any other documents for last year 2017-2018.

So I am unclear whether to submit many other additional documents to prove source of this cash. Will this confuse caseworker?

I am afraid that caseworker could refuse saying like "you submitted additional doc X, but you did not submit doc Y which relate to X"

P.S: I have the required cash savings circa 76k for last 6 months only. i.e. I transferred dividend amounts just at the end of Oct2018 to cover shortfall amount. The cash amount was purely accumulated through "Being director of own limited company -- both myself and my spouse"

I did some transactions periodically (including remittance to India, like 2k, 3k, etc,.) but the amount never fell below 76k till today.

I don't want to make caseworker to be confused like i am now. So to make it straight,

What I current have & and planned to submit:
1) I got bank statements (just single statement to cover from 01-Nov-2018 to 20-05-2019) which shows the least amount, 76k on 01-Nov-2018;
2) Declaration for source of funds. I plan to write declaration stating that "I am happy to provide more document, if required"

What must I submit additionally:
Anyone who have gone through or have answers can guide me please.
I can provide any other additional document, but that should not lead to a situation where caseworker can refuse stating that "you submitted additional doc X, but you did not submit doc Y which relate to X"

Kind regards

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Re: FLR-M Extension: Category D: Cash savings

Post by seagul » Fri May 24, 2019 2:26 pm

KVP wrote:
Fri May 24, 2019 9:43 am
Any member who have gone through or aware of answers can give me guidance please. Many thanks and grateful for your time.

Apologies, I may have repeated the same questions here in this thread. But "proof required for source of cash savings" looks vague to me. So that's why asking again.

I would like to know ho additional documents can be provided to prove source of Cash.
I could not find any forum member who got success by using Category D, but being Directory of his/her own limited company. Also not sure what they submitted to prove source of funds in this case.

I will be applying using this category D in few days (before visa expires on 15 Jun for my spouse and 1 kid). However I will not have CT600, unaudited accounts, etc, because my company annual year falls at end of June.

However ,
1) I can get dividend vouchers, salary slips for current running year 2019.
2) Salary or any other documents for last year 2017-2018.

So I am unclear whether to submit many other additional documents to prove source of this cash. Will this confuse caseworker?

I am afraid that caseworker could refuse saying like "you submitted additional doc X, but you did not submit doc Y which relate to X"

P.S: I have the required cash savings circa 76k for last 6 months only. i.e. I transferred dividend amounts just at the end of Oct2018 to cover shortfall amount. The cash amount was purely accumulated through "Being director of own limited company -- both myself and my spouse"

I did some transactions periodically (including remittance to India, like 2k, 3k, etc,.) but the amount never fell below 76k till today.

I don't want to make caseworker to be confused like i am now. So to make it straight,

What I current have & and planned to submit:
1) I got bank statements (just single statement to cover from 01-Nov-2018 to 20-05-2019) which shows the least amount, 76k on 01-Nov-2018;
2) Declaration for source of funds. I plan to write declaration stating that "I am happy to provide more document, if required"

What must I submit additionally:
Anyone who have gone through or have answers can guide me please.
I can provide any other additional document, but that should not lead to a situation where caseworker can refuse stating that "you submitted additional doc X, but you did not submit doc Y which relate to X"

Kind regards
Maybe you won't get anyone who have exactly similar circumstances like yours. You have already been correctly answered but you still over thinking despite can easily meet the financial requirement through savings alone. Caseworker won't ask you those extensive range of documents which are needed from self employed/directors because you using cash savings route. If they will ask you the source of funds then any document showing the generation and transfer of these funds will be sufficient.
The opinion expressed as above is neither a professional advice nor contesting/competing to other member's opinion/advice.

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Re: FLR-M Extension: Category D: Cash savings

Post by KVP » Sat May 25, 2019 5:27 pm

Many thanks Seagul,

I agree I may be overthinking because I haven't tried this route before. Also it's terrifying and unfortunate to read refusal posts by some members of this forum, particularly on missing documents, though it could have been submitted. As you can see, A minor mistake in the application can lead to refusal and big mess in life; Thanks for your patience and I am thankful for all answers.

I have submitted my application on this route Category D yesterday, DATE OF APPLICATION: 24 May 2019 23:42 British Summer Time (BST), paid fees for Standard route, and including IHS;
Currently trying to find an appointment before 15-Jun-2019 in Sopra Stria UKVCAS website.

So for this FLR-M extension for my spouse and 1 child, I will be submitting the following:

Mandatory Documents:

1) The passport or travel document for Mr Child from India
2) The passport issued by India for Mrs Spouse
3) The biometric residence permit for Mrs Spouse
4) The biometric residence permit for Mr Child from India

Other documents:
1) Any relevant declarations or third party consent to request verification checks
2) Mr Child's birth certificate
3) Evidence of Mr Partner (i.e. myself) immigration status in the UK - I will submit my India passport and ILR BRP.

4) Personal bank statement showing last 6 months bank statement. This is an actual delivered statement.
It shows following important details in the header.
a) Our names, Address, and Date: 20-May-2019.
b) Statement period 01-11-2018 to 19-05-2019

Also it contains the following:
c) Balance brought forward on 01-Nov-2018 -- Circa 76k
d) The last transaction happened on 08-May-2019 and the account balance shows as Circa 83k.
e) Periodically I transferred amounts from our salary bank (HSBC) accounts to this Joint Savings account (in SBI UK), and from here initiated few remittances to India like 2k, 3k, etc,.
f) A medium amount 14k transferred from my spouse salary account to this one on 21-Jan-2019.
g) The balance never fell below initial 76K.

5) English language - Life Skills B1 test certificate
6) latest Council tax bill

7) A declaration by joint of the source(s) of the cash savings, Acct: XXXXXXXX
Note: I will state like below.

Source of Cash savings:
We confirm that this is Savings over time; We confirm that this amount is saved from our employment income over the years/months. This is our joint savings account where we used to save money regularly.
We also confirm that this savings account is instantly accessible to us and under our full control.
Happy to provide further details or evidences, if required.
Please note that the required amount of minimum of £72,000 has been maintained throughout the period of 6 months prior to the date of application.
To support our employment earnings, we have submitted the following.
a) Tax calculation (SA302) for both of us for last 2 years
b) Tax year overview for both of us for last 2 years


8.) A marriage certificate
9) Utility bills - 6 piece of evidences on both of our names. I do not have 6 in joint names, so I will be submitting Individually addressed ones, whatever I can find. This will include,

a) Letters from HMRC
b) Self assessment return for both of us for last 2 years
c) Poll cards for both of us for last 2 years
d) HSBC bank account statement

10) Latest Tenancy agreement on both our names

Additionally I will be submitting,
11) Cover letter from me
12) Cover letter from my spouse

Dear Members, Seniors,

Feel free to correct me if I am wrong in above checklist, or missing any other evidences. I appreciate your precious time to help each other, I would be grateful for all your answers.

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Re: FLR-M Extension: Category D: Cash savings

Post by seagul » Sat May 25, 2019 6:18 pm

KVP wrote:
Sat May 25, 2019 5:27 pm
Many thanks Seagul,

I agree I may be overthinking because I haven't tried this route before. Also it's terrifying and unfortunate to read refusal posts by some members of this forum, particularly on missing documents, though it could have been submitted. As you can see, A minor mistake in the application can lead to refusal and big mess in life; Thanks for your patience and I am thankful for all answers.

I have submitted my application on this route Category D yesterday, DATE OF APPLICATION: 24 May 2019 23:42 British Summer Time (BST), paid fees for Standard route, and including IHS;
Currently trying to find an appointment before 15-Jun-2019 in Sopra Stria UKVCAS website.

So for this FLR-M extension for my spouse and 1 child, I will be submitting the following:

Mandatory Documents:

1) The passport or travel document for Mr Child from India
2) The passport issued by India for Mrs Spouse
3) The biometric residence permit for Mrs Spouse
4) The biometric residence permit for Mr Child from India

Other documents:
1) Any relevant declarations or third party consent to request verification checks
2) Mr Child's birth certificate
3) Evidence of Mr Partner (i.e. myself) immigration status in the UK - I will submit my India passport and ILR BRP.

4) Personal bank statement showing last 6 months bank statement. This is an actual delivered statement.
It shows following important details in the header.
a) Our names, Address, and Date: 20-May-2019.
b) Statement period 01-11-2018 to 19-05-2019

Also it contains the following:
c) Balance brought forward on 01-Nov-2018 -- Circa 76k
d) The last transaction happened on 08-May-2019 and the account balance shows as Circa 83k.
e) Periodically I transferred amounts from our salary bank (HSBC) accounts to this Joint Savings account (in SBI UK), and from here initiated few remittances to India like 2k, 3k, etc,.
f) A medium amount 14k transferred from my spouse salary account to this one on 21-Jan-2019.
g) The balance never fell below initial 76K.

5) English language - Life Skills B1 test certificate
6) latest Council tax bill

7) A declaration by joint of the source(s) of the cash savings, Acct: XXXXXXXX
Note: I will state like below.

Source of Cash savings:
We confirm that this is Savings over time; We confirm that this amount is saved from our employment income over the years/months. This is our joint savings account where we used to save money regularly.
We also confirm that this savings account is instantly accessible to us and under our full control.
Happy to provide further details or evidences, if required.
Please note that the required amount of minimum of £72,000 has been maintained throughout the period of 6 months prior to the date of application.
To support our employment earnings, we have submitted the following.
a) Tax calculation (SA302) for both of us for last 2 years
b) Tax year overview for both of us for last 2 years


8.) A marriage certificate
9) Utility bills - 6 piece of evidences on both of our names. I do not have 6 in joint names, so I will be submitting Individually addressed ones, whatever I can find. This will include,

a) Letters from HMRC
b) Self assessment return for both of us for last 2 years
c) Poll cards for both of us for last 2 years
d) HSBC bank account statement

10) Latest Tenancy agreement on both our names

Additionally I will be submitting,
11) Cover letter from me
12) Cover letter from my spouse

Dear Members, Seniors,

Feel free to correct me if I am wrong in above checklist, or missing any other evidences. I appreciate your precious time to help each other, I would be grateful for all your answers.
In my view you have a good strong case. Regarding cohabitation evidences yes try to attach as much as possible of any document even addressed in individual names covering the last 2 years.
The opinion expressed as above is neither a professional advice nor contesting/competing to other member's opinion/advice.

KVP
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Re: FLR-M Extension: Category D: Cash savings

Post by KVP » Mon May 27, 2019 1:10 pm

Many thanks Seagul, Many thanks for your answers and it gives additional assurance to my mind like "Ok, you have not done any mistake miserably". Regarding letter, I was able to find many letters, so it should not be a problem.

I understand that some people gets irritated for my repeated question. But Sorry, I feel jittery at times and can't imagine of refusal for any unknown reasons in the Cash Savings route as I haven't tried this route before.

So I plan to submit all company related documents as only means of supporting the cash savings and Not a means of proving Financial requirement, as I know it cannot be combined with Cash savings at all. I know they are North and South.

I will mention the most important point in Cover letter that,

Dear Sir / Madam,
Our primary way of meeting financial requirement is "Cash Savings". So that's why we have chosen Category D, however I understand that I could meet financial requirement by Category F (being directors of own limited company) as well. So we have submitted all relevant documents for Category F. Our objective is to be more transparent and provide you more information about our financial position, and clearly not to overload with extra information. Apologies if there is any inconvenience.


So I have got questions like, what if I submit all company related documents (For Category F) like I have done 2.5 years ago. What happens next? Will they refuse for being so transparent?

i.e. If submit all company earning, corporation tax details, banks, financial documents like CT600, VAT returns, Business Bank statements, etc,.?

One could wonder why I have chosen Category D in first place? As with common people, you choose a route first, and then fight with own questions that arise later.

It's happening to me right now.

I don't want to regret myself that I could/should have chosen Category F, which has proved success 2.5 years ago with initial Spouse Visa from outside UK. The only issue I thought that I had to submit nearly 2 years documents (2017-2018) and (2018-Till date), as my company annual account due by End of June only. Also just recently noticed that my Business bank statements (which I can download from internet banking) were still having old address. This is a genuine mistake, overlooked for last 2.5 years. Due to these minor reasons, I haven't chosen Category F in first place.

I know I will get answers from this forum like "Don't submit, if not required", But I would be much much grateful if I could some guidance for my planned action above. Particularly whether it will create any potential issues.

Kind regards,

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Re: FLR-M Extension: Category D: Cash savings

Post by taffet87 » Mon May 27, 2019 1:20 pm

Don't submit, if not required

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Re: FLR-M Extension: Category D: Cash savings

Post by seagul » Mon May 27, 2019 7:09 pm

KVP wrote:
Mon May 27, 2019 1:10 pm
Many thanks Seagul, Many thanks for your answers and it gives additional assurance to my mind like "Ok, you have not done any mistake miserably". Regarding letter, I was able to find many letters, so it should not be a problem.

I understand that some people gets irritated for my repeated question. But Sorry, I feel jittery at times and can't imagine of refusal for any unknown reasons in the Cash Savings route as I haven't tried this route before.

So I plan to submit all company related documents as only means of supporting the cash savings and Not a means of proving Financial requirement, as I know it cannot be combined with Cash savings at all. I know they are North and South.

I will mention the most important point in Cover letter that,

Dear Sir / Madam,
Our primary way of meeting financial requirement is "Cash Savings". So that's why we have chosen Category D, however I understand that I could meet financial requirement by Category F (being directors of own limited company) as well. So we have submitted all relevant documents for Category F. Our objective is to be more transparent and provide you more information about our financial position, and clearly not to overload with extra information. Apologies if there is any inconvenience.


So I have got questions like, what if I submit all company related documents (For Category F) like I have done 2.5 years ago. What happens next? Will they refuse for being so transparent?

i.e. If submit all company earning, corporation tax details, banks, financial documents like CT600, VAT returns, Business Bank statements, etc,.?

One could wonder why I have chosen Category D in first place? As with common people, you choose a route first, and then fight with own questions that arise later.

It's happening to me right now.

I don't want to regret myself that I could/should have chosen Category F, which has proved success 2.5 years ago with initial Spouse Visa from outside UK. The only issue I thought that I had to submit nearly 2 years documents (2017-2018) and (2018-Till date), as my company annual account due by End of June only. Also just recently noticed that my Business bank statements (which I can download from internet banking) were still having old address. This is a genuine mistake, overlooked for last 2.5 years. Due to these minor reasons, I haven't chosen Category F in first place.

I know I will get answers from this forum like "Don't submit, if not required", But I would be much much grateful if I could some guidance for my planned action above. Particularly whether it will create any potential issues.

Kind regards,
For extra piece of mind the self employement documents can be submitted along with covering letter that you are fulfilling the financial requirement only with cash savings and the self employment documents are just their source. Also on application form only fill the cash saving section. And again no harm in repeating at additional info section of the form that you are only using cash saving route and attached self employment documents are just their source.
The opinion expressed as above is neither a professional advice nor contesting/competing to other member's opinion/advice.

KVP
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Re: FLR-M Extension: Category D: Cash savings

Post by KVP » Thu May 30, 2019 1:03 pm

Many thanks Seagul.

I booked Sopra Steria appointment on 08-Jun for my family.
I am uploading all self-employment related documents as means of Supporting document for my cash Savings, and clearly will state in the covering letter. Not sure if they will read deeply into my covering letter. However I have no choice now, since I already submitted my application online on 24-May.

I would update this forum about the experience and the outcome. Hoping for good.

I have gone through rules and guidelines many times, and I understand for Cash savings.
1. I should explain source of cash savings - which in my case, is the savings from income from Self-employment for both myself and my spouse. i.e. being directors limited company based in the UK of a type specified in paragraph 9(a), So I have provided all available documents of my spouse to satisfy for Category F, as if she were to provide for Category F.

2. I will submit the original bank statement for the dates from 01/Nov/2018 to 20/05/2019, which shows the amount of circa 76K, and never has fallen below; The final amount shows as circa 83k on 08/05/2019, which was last line item in the statement.

p.s: I am receiving Child benefit on my name (I am on ILR). So hope it shouldn't affect Cash savings route.

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Re: FLR-M Extension: Category D: Cash savings

Post by seagul » Thu May 30, 2019 1:26 pm

KVP wrote:
Thu May 30, 2019 1:03 pm
Many thanks Seagul.

p.s: I am receiving Child benefit on my name (I am on ILR). So hope it shouldn't affect Cash savings route.
I don't think child benefit will affect anything for which you & your British child is legally entitled.
The opinion expressed as above is neither a professional advice nor contesting/competing to other member's opinion/advice.

KVP
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Re: FLR-M Extension: Category D: Cash savings

Post by KVP » Thu May 30, 2019 1:52 pm

Oh,

My child is not British. He is an applicant along with my spouse for this FLR-M.

I started claiming CB on my name 2.5 years ago, as I have asked and got answers from this forum earlier that I can claim it on my name only, as I am on ILR.

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Re: FLR-M Extension: Category D: Cash savings

Post by CR001 » Thu May 30, 2019 1:53 pm

KVP wrote:
Thu May 30, 2019 1:52 pm
Oh,

My child is not British. He is an applicant along with my spouse for this FLR-M.

I started claiming CB on my name 2.5 years ago, as I have asked and got answers from this forum earlier that I can claim it on my name only, as I am on ILR.
It is NOT the child that claims. It is the PARENT. There is no issue with your child benefit claim in your name.
Char (CR001 not Casa)
In life you cannot press the Backspace button!!
Please DO NOT send me a PM for immigration advice. I reserve the right to ignore the PM and not respond.

KVP
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Re: FLR-M Extension: Category D: Cash savings

Post by KVP » Thu May 30, 2019 3:25 pm

Many thanks CR001.

KVP
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Re: FLR-M Extension: Category D: Cash savings

Post by KVP » Fri May 31, 2019 2:07 pm

Got a minor question.

Is it okay to provide Cash savings declaration like below? or do they need as a single file, or can it cause delay to the application because of evidences are not unique?

File Name: Cover letter & Cash Saving Declaration.pdf

Page1:
Reg: Cover letter from Mr X & Mrs Y
--
--
-- End of Page1 --

Page2:
Cover letter continued..
--
--
Signature:
Date:
-- End of Page2 --

Page3:
Reg: Source of Cash savings - Declaration
--
--
Signature:
Date:
-- End of Page3 --

I want the ECO to look into my cover letter first, so I want to create as single file like above.

Please correct me if you think otherwise.

Thanks.

KVP
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Re: FLR-M Extension: Category D: Cash savings

Post by KVP » Mon Jun 03, 2019 6:57 am

I have got an another query which is something important.

Two friends of mine have transferred £350 each month to my Current account in last year for 6 months continuously from (Dec2017-May2018), So totally around £4200. They transferred when I was is in need of money, it's purely money transfer between friends.

Should this be accounted or explained in Cover letter? if Yes, how best can it be presented, like Gift, etc?

Where the money sourced from:
1) HSBC- Mine (£4500 transferred by friends)
2) HSBC - My spouse

** The above two accounts are source accounts (where we used to credit salary & dividends), from which we have transferred the amounts periodically to our savings account in another bank (£76531 to be exact). I will submit only 6 months of this Savings bank statement, because that's what required and that's what I have got from Bank recently. I do not have old statements.

I do not know to what extend HO check each and every line items of bank accounts?

Any guidance please?

KVP
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Re: FLR-M Extension: Category D: Cash savings -- Urgent Query

Post by KVP » Tue Jun 04, 2019 2:05 pm

A solicitor says that he can represent my case better, but is it even possible at this time? he says he can cancel application, Biometric appointment and so we can do a fresh application?

I booked my Biometric appointment on 15-Jun-2019, but didn't give fingerprints yet.

Apologies, I got last minute nervous about the application route I have chosen (Category D). There's nothing wrong I hope in my application, but this is a new route, so I don't know the complete picture. so i don't want to risk my family life for something which I was not familiar of.

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seagul
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Re: FLR-M Extension: Category D: Cash savings

Post by seagul » Tue Jun 04, 2019 3:25 pm

If you have spare money and thinks that your solicitor can better represent you then you can hire him/her. But also keep in mind that a lot of solicitors may even aggravate a straightforward case. Your case is very straightforward but you are over worrying yourself for nothing.
The opinion expressed as above is neither a professional advice nor contesting/competing to other member's opinion/advice.

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