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KVP wrote: ↑Thu May 09, 2019 2:51 pmHi ,
I got couple of questions please. It would be great if you clarify or point me to right resource. Thank you in advance.
Our cash savings are purely accumulated from Salary & Dividends of my our own Limited company (where my spouse and myself are directors).
My company annual anniversary falls at the end of every June. My spouse visa getting expired by 15-June. So we will not have any sort of limited company documents like "unaudited financial statements", CT600, VAT submission, etc., for current company year. However the cash savings were accumulated from regular salaries (Monthly), and regular (every 3 or 6 months) dividends.
So part of that Cash is saved in current running year (from July2018) but the corresponding company's annual accounts (From July2018 to June2019) are NOT filed yet.
a) For initial FLR-M application - I applied via the route Category F (i.e. Submitted all company related docs).
b) For FLR-M extension, I am now thinking to use Cash savings (Category D).
My questions:
1) Will Caseworker look for any additional docs for "Category D: Cash savings" other than last 6 months Bank statements? In case if Caseworker asks,
2) Is it a problem because the company's annual accounts are NOT filed yet.
Thank you.
Maybe you won't get anyone who have exactly similar circumstances like yours. You have already been correctly answered but you still over thinking despite can easily meet the financial requirement through savings alone. Caseworker won't ask you those extensive range of documents which are needed from self employed/directors because you using cash savings route. If they will ask you the source of funds then any document showing the generation and transfer of these funds will be sufficient.KVP wrote: ↑Fri May 24, 2019 9:43 amAny member who have gone through or aware of answers can give me guidance please. Many thanks and grateful for your time.
Apologies, I may have repeated the same questions here in this thread. But "proof required for source of cash savings" looks vague to me. So that's why asking again.
I would like to know ho additional documents can be provided to prove source of Cash.
I could not find any forum member who got success by using Category D, but being Directory of his/her own limited company. Also not sure what they submitted to prove source of funds in this case.
I will be applying using this category D in few days (before visa expires on 15 Jun for my spouse and 1 kid). However I will not have CT600, unaudited accounts, etc, because my company annual year falls at end of June.
However ,
1) I can get dividend vouchers, salary slips for current running year 2019.
2) Salary or any other documents for last year 2017-2018.
So I am unclear whether to submit many other additional documents to prove source of this cash. Will this confuse caseworker?
I am afraid that caseworker could refuse saying like "you submitted additional doc X, but you did not submit doc Y which relate to X"
P.S: I have the required cash savings circa 76k for last 6 months only. i.e. I transferred dividend amounts just at the end of Oct2018 to cover shortfall amount. The cash amount was purely accumulated through "Being director of own limited company -- both myself and my spouse"
I did some transactions periodically (including remittance to India, like 2k, 3k, etc,.) but the amount never fell below 76k till today.
I don't want to make caseworker to be confused like i am now. So to make it straight,
What I current have & and planned to submit:
1) I got bank statements (just single statement to cover from 01-Nov-2018 to 20-05-2019) which shows the least amount, 76k on 01-Nov-2018;
2) Declaration for source of funds. I plan to write declaration stating that "I am happy to provide more document, if required"
What must I submit additionally:
Anyone who have gone through or have answers can guide me please.
I can provide any other additional document, but that should not lead to a situation where caseworker can refuse stating that "you submitted additional doc X, but you did not submit doc Y which relate to X"
Kind regards
In my view you have a good strong case. Regarding cohabitation evidences yes try to attach as much as possible of any document even addressed in individual names covering the last 2 years.KVP wrote: ↑Sat May 25, 2019 5:27 pmMany thanks Seagul,
I agree I may be overthinking because I haven't tried this route before. Also it's terrifying and unfortunate to read refusal posts by some members of this forum, particularly on missing documents, though it could have been submitted. As you can see, A minor mistake in the application can lead to refusal and big mess in life; Thanks for your patience and I am thankful for all answers.
I have submitted my application on this route Category D yesterday, DATE OF APPLICATION: 24 May 2019 23:42 British Summer Time (BST), paid fees for Standard route, and including IHS;
Currently trying to find an appointment before 15-Jun-2019 in Sopra Stria UKVCAS website.
So for this FLR-M extension for my spouse and 1 child, I will be submitting the following:
Mandatory Documents:
1) The passport or travel document for Mr Child from India
2) The passport issued by India for Mrs Spouse
3) The biometric residence permit for Mrs Spouse
4) The biometric residence permit for Mr Child from India
Other documents:
1) Any relevant declarations or third party consent to request verification checks
2) Mr Child's birth certificate
3) Evidence of Mr Partner (i.e. myself) immigration status in the UK - I will submit my India passport and ILR BRP.
4) Personal bank statement showing last 6 months bank statement. This is an actual delivered statement.
It shows following important details in the header.
a) Our names, Address, and Date: 20-May-2019.
b) Statement period 01-11-2018 to 19-05-2019
Also it contains the following:
c) Balance brought forward on 01-Nov-2018 -- Circa 76k
d) The last transaction happened on 08-May-2019 and the account balance shows as Circa 83k.
e) Periodically I transferred amounts from our salary bank (HSBC) accounts to this Joint Savings account (in SBI UK), and from here initiated few remittances to India like 2k, 3k, etc,.
f) A medium amount 14k transferred from my spouse salary account to this one on 21-Jan-2019.
g) The balance never fell below initial 76K.
5) English language - Life Skills B1 test certificate
6) latest Council tax bill
7) A declaration by joint of the source(s) of the cash savings, Acct: XXXXXXXX
Note: I will state like below.
Source of Cash savings:
We confirm that this is Savings over time; We confirm that this amount is saved from our employment income over the years/months. This is our joint savings account where we used to save money regularly.
We also confirm that this savings account is instantly accessible to us and under our full control.
Happy to provide further details or evidences, if required.
Please note that the required amount of minimum of £72,000 has been maintained throughout the period of 6 months prior to the date of application.
To support our employment earnings, we have submitted the following.
a) Tax calculation (SA302) for both of us for last 2 years
b) Tax year overview for both of us for last 2 years
8.) A marriage certificate
9) Utility bills - 6 piece of evidences on both of our names. I do not have 6 in joint names, so I will be submitting Individually addressed ones, whatever I can find. This will include,
a) Letters from HMRC
b) Self assessment return for both of us for last 2 years
c) Poll cards for both of us for last 2 years
d) HSBC bank account statement
10) Latest Tenancy agreement on both our names
Additionally I will be submitting,
11) Cover letter from me
12) Cover letter from my spouse
Dear Members, Seniors,
Feel free to correct me if I am wrong in above checklist, or missing any other evidences. I appreciate your precious time to help each other, I would be grateful for all your answers.
For extra piece of mind the self employement documents can be submitted along with covering letter that you are fulfilling the financial requirement only with cash savings and the self employment documents are just their source. Also on application form only fill the cash saving section. And again no harm in repeating at additional info section of the form that you are only using cash saving route and attached self employment documents are just their source.KVP wrote: ↑Mon May 27, 2019 1:10 pmMany thanks Seagul, Many thanks for your answers and it gives additional assurance to my mind like "Ok, you have not done any mistake miserably". Regarding letter, I was able to find many letters, so it should not be a problem.
I understand that some people gets irritated for my repeated question. But Sorry, I feel jittery at times and can't imagine of refusal for any unknown reasons in the Cash Savings route as I haven't tried this route before.
So I plan to submit all company related documents as only means of supporting the cash savings and Not a means of proving Financial requirement, as I know it cannot be combined with Cash savings at all. I know they are North and South.
I will mention the most important point in Cover letter that,
Dear Sir / Madam,
Our primary way of meeting financial requirement is "Cash Savings". So that's why we have chosen Category D, however I understand that I could meet financial requirement by Category F (being directors of own limited company) as well. So we have submitted all relevant documents for Category F. Our objective is to be more transparent and provide you more information about our financial position, and clearly not to overload with extra information. Apologies if there is any inconvenience.
So I have got questions like, what if I submit all company related documents (For Category F) like I have done 2.5 years ago. What happens next? Will they refuse for being so transparent?
i.e. If submit all company earning, corporation tax details, banks, financial documents like CT600, VAT returns, Business Bank statements, etc,.?
One could wonder why I have chosen Category D in first place? As with common people, you choose a route first, and then fight with own questions that arise later.
It's happening to me right now.
I don't want to regret myself that I could/should have chosen Category F, which has proved success 2.5 years ago with initial Spouse Visa from outside UK. The only issue I thought that I had to submit nearly 2 years documents (2017-2018) and (2018-Till date), as my company annual account due by End of June only. Also just recently noticed that my Business bank statements (which I can download from internet banking) were still having old address. This is a genuine mistake, overlooked for last 2.5 years. Due to these minor reasons, I haven't chosen Category F in first place.
I know I will get answers from this forum like "Don't submit, if not required", But I would be much much grateful if I could some guidance for my planned action above. Particularly whether it will create any potential issues.
Kind regards,
I don't think child benefit will affect anything for which you & your British child is legally entitled.
It is NOT the child that claims. It is the PARENT. There is no issue with your child benefit claim in your name.