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6 months with the same employer if a salaried job, 12 months otherwise (I am oversimplifying, but you get the picture).
Only savings over £16,000 count. For every £2.5 of savings over £16,000 (which you need to have held for at least six months), your income requirement reduces by £1.
Yes as long as the reduced pay does not bring you below the threshold
Then you must apply under category B