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Is your fiancée salaried or Non salaried? How come he doesn’t meet the requirement if he’s gross annual salary £19,070? does he do overtime?Boooop wrote: ↑Thu Jan 09, 2020 12:20 amHello,
I’m very confused about the financial requirements.
My fiancé earns 19070pa and the minimum incom threshold is 18600, he has been employed for 2 years by a single employer. However his gross pay falls below 1550pm and when I do the calculations with 6 months of payslips he falls short of the threshold.
Can we submit 12 months of payslips as that would show he meets the min threshold as well as his p60 and a letter from his employer? I was hoping to apply from Canada in April.
Which category would we apply from? A or B?
I’m so confused!
Any help would be greatly appreciated as this has us extremely worried.
If you're having difficulty meeting the financial requirement using the calculations for the last 6 months income under Category A, it is probably worth considering Category B as it may give you more flexibility.
Because the hours worked per week is fixed and contractual, I would consider it salaried.
Just be very careful in how you explain it in writing (definitely don't write that he get's paid 1488/month as it neither helpful nor particularly accurate). I would write a cover letter explaining the salary calculation, pretty much exactly how you would put it in the calculator making clear he get's paid every 4 weeks, 13 times a year. Same with the letter from the employer. Highlight deposits on bank statements to make it clear. Send in 7 payslips so it covers a full 26 week period (6 months). This would only be if you want to apply under Category A, which it sounds like you are eligible for but may be slightly stressful ensuring the situation is clear.Boooop wrote: ↑Thu Jan 09, 2020 3:14 pmB. How do I provide the slips to the home office without them doing there monthly calculation as this will put us below threshold. Math works out if you calculate his pay weekly and we are ok, ex.
He gets paid 1488 a month (gross)
Salaried calc HO uses puts us at 17856,
but if you calculate using his weekly wage it puts us
at 20085. I’m not sure how to demonstrate this to them, do I send in 6,7, or 12 month slips?
I can figure out the math on a calculator but not sure how to show it in writing.
Any help would be sooooo appreciated. I
Yes, definitely eligible for Category B even if salaried and employed for over a year, there's no requirement that someone must apply using Category A if employed with the same employer for over 6 months, it's just an option for those who want to go that route. I like to think HO could figure it out for employees who get paid every 4 weeks, but they're also under a lot of pressure with applications and this presents an easy thing for them to overlook and make a mistake (which would probably be corrected with an appeal on the remote chance it was refused). I just suggested Category B to make it less stressful for you worrying about how they interpret the documents you provide.Boooop wrote: ↑Thu Jan 09, 2020 3:59 pmIs he eligible to apply under category B if he is salaried and employee for over a year?
This is so nerve racking, a lot of money to spend on visa that maybe denied because HO doesn’t have an algorithm for 4 weekly employees.
Urgh!
Thank you for the guidance though, this is a very daunting task.
No he doesn't. He makes £1,673.75 gross per month ([£10.30*37.5*52]/12). There are several examples in the guidance document for using weekly pay (see example c in 5.1.7 and 5.2.3) and ECOs are entirely capable of taking it into consideration (I'm sure the government has provided them with calculators even in this age of austerity). All you should have to do is make clear that he is paid every 4 weeks (13 payslips per year), not monthly, and provide the required evidence for 6 months (include 7 payslips); write a letter walking them through the calculation you used to meet the financial requirement. The employer letter has to state the annual salary, the payslips and bank statements are just evidence to verify the information you give them.
"Better off" is subjective. If you meet the requirements of both Category A and Category B (which it seems like you do), you can choose which to use as they are both equally valid ways of meeting the requirement and you will not be assessed differently for choosing one over the other. It sounds like you have concerns about being refused under Category A because your partner being paid every 4 weeks and using Category B may be less stressful for you personally; your application will be no better or worse off as the annual salary is the same regardless, which is what the financial requirement is based on anyway.
The formula to calculate 4 weekly is different from the formula to monthly.Boooop wrote: ↑Thu Jan 09, 2020 3:14 pmSo, after a sleepless night I figured out why the math wasn’t adding up. My fiancé is paid 4 weekly, so when you add in his 13 pay period he is over the limit. He makes 20085 a year, as his employer contract states.
I’m confused about this for a multitude of reasons.
A. His employer letter states the he makes 20085 annual salary, however he is paid hourly. £10.3 an hour @ 37.5 hours a week and his pay reflects hours worked. So is he salaried or not? Am I getting caught up on the phrasing. (Annual salary)
B. How do I provide the slips to the home office without them doing there monthly calculation as this will put us below threshold. Math works out if you calculate his pay weekly and we are ok, ex.
He gets paid 1488 a month (gross)
Salaried calc HO uses puts us at 17856,
but if you calculate using his weekly wage it puts us
at 20085. I’m not sure how to demonstrate this to them, do I send in 6,7, or 12 month slips?
I can figure out the math on a calculator but not sure how to show it in writing.
Any help would be sooooo appreciated. I
It comes to 9717.76AmazonianX wrote: ↑Thu Jan 09, 2020 5:58 pmIf you add up The previous 26weeks gross income, what does it come to?
Thank you, this is very helpful.TODMATT wrote: ↑Fri Jan 10, 2020 10:22 amThe formula to calculate 4 weekly is different from the formula to monthly.Boooop wrote: ↑Thu Jan 09, 2020 3:14 pmSo, after a sleepless night I figured out why the math wasn’t adding up. My fiancé is paid 4 weekly, so when you add in his 13 pay period he is over the limit. He makes 20085 a year, as his employer contract states.
I’m confused about this for a multitude of reasons.
A. His employer letter states the he makes 20085 annual salary, however he is paid hourly. £10.3 an hour @ 37.5 hours a week and his pay reflects hours worked. So is he salaried or not? Am I getting caught up on the phrasing. (Annual salary)
B. How do I provide the slips to the home office without them doing there monthly calculation as this will put us below threshold. Math works out if you calculate his pay weekly and we are ok, ex.
He gets paid 1488 a month (gross)
Salaried calc HO uses puts us at 17856,
but if you calculate using his weekly wage it puts us
at 20085. I’m not sure how to demonstrate this to them, do I send in 6,7, or 12 month slips?
I can figure out the math on a calculator but not sure how to show it in writing.
Any help would be sooooo appreciated. I
If you are paid 4 weekly, you will need 7 pays lips covering the period of 6 months.
Add the 7 payslips together divide it by 28 multiply by 52 and is this equal £18,600? if it then apply under CAT A non salaried and avoid CAT B as suggested above.
A lot of people have successfully applied using 4 weekly pay. Please ensure you mentioned in your employment letter that you are paid 4 weekly otherwise ECO can misinterpret how you are paid and convert it your pay into monthly.
All the best
Boooop wrote: ↑Fri Jan 10, 2020 5:25 pmIt comes to 9717.76AmazonianX wrote: ↑Thu Jan 09, 2020 5:58 pmIf you add up The previous 26weeks gross income, what does it come to?
I got this amount by adding up 28 weeks pay/28
Which came to 373.76, 373.76x26 = 9717.76.
Is this the correct way to do this?
Based on the information provided (37.5 hours per week at £10.30/hour), an annual salary of £20,085 would be correct as per the employment letter/contract (37.5*10.3*52 = 20,085). If he's working the exact same number of hours every week (i.e. no overtime and no unpaid leave) his gross pay in every 4-weekly payslip should be the exact same (£386.25 per week, £1,545 every 4 weeks) unless someone (possibly myself) has mucked up the math or your fiance is being paid differently than described. The payslips and employment letter need to support the annual income you are using to meet the financial requirement. It is likely the officer reviewing the application will calculate it themselves based on the information you provide but it would probably cause less confusion if all the amounts mentioned in the application are the same.Boooop wrote: ↑Sat Jan 11, 2020 5:25 pmIf the amount calculated using the above equation isn’t exactly the same as what is stated in the employment letter, does that matter? If I do the calculation as mentioned above it comes to 19435,
however his employment contract says that he makes 20085. I’m assuming it’s because his pay is slightly varied month to month?
Whatever you get from that total will be used towards meeting the financial requirement and it is normal for your employment contract to be different so don't worry too much because the amount on your payslips will varies since you are paid per hour and sometimes you do overtime whenever you like.Boooop wrote: ↑Sat Jan 11, 2020 5:25 pmOne last pesky question,
If the amount calculated using the above equation isn’t exactly the same as what is stated in the employment letter, does that matter? If I do the calculation as mentioned above it comes to 19435,
however his employment contract says that he makes 20085. I’m assuming it’s because his pay is slightly varied month to month?
This is correct calculation. If someone gets paid 4 weekly then it need to be converted into weekly first.
Wouldn't worry too much about that, sounds like at the time it was more or less the truth and not intended to be deceptive.Boooop wrote: ↑Tue Jan 14, 2020 8:37 pmWe met for the first time in May 2018 and spent a week together at the beginning of my trip and a week together at the end of the trip. We took a lot of pictures. On my first trip to uk I entered through Ireland and they asked me the intent of my trip and I said to travel and visit my Xbox friends. I’m worried that will work against me because I didn’t say I was here to meet my partner.
Certainly don't try to hide it. If asked about previous convictions or visa refusals, etc. it should be mentioned, but generally the application is more interested in your past than that of your partner.
It will carry no weight and will be ignored as anyone can write it.
I disagree. Most of the possible evidence that could be used to support a genuine and subsisting relationship could be faked if someone really wanted to, which is why it is supposed to be assessed as a whole on the balance of probabilities rather than having certain pieces automatically binned. There is a difference between a third party opinion that a relationship is genuine, which the guidance indicates is to carry no weight, and an evidence-based letter from someone stating that they have spent time with people who are in a relationship and discussed future plans together.