Hello,
I am currently filling my Tier 4 visa application form for my masters degree, Upon filling the form I got a bit confused as to what to put in the convictions and other penalties section. I haven’t been convicted of any crime, been involved with the police or gone to court but 3 years ago my card was taking from me by a course mate of mine and he used it for fraud, I had no idea until the bank blocked my account. After I called the bank (Lloyd’s bank) to complain, they told me what was going on and i explained to them i wasn’t in possession of my bank card and that I gave it to my friend because he was having financial trouble. They told me the was nothing they could do and eventually closed my bank account because given another person a your bank card is against there terms and condition.
So my question is since I have not been convicted, gone to court, fined or arrested by the police do I fall under any of the options in the convictions and penalties section given I have a closed bank account and does having a closed bank account affect my chances of getting my visa?
Regards
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