Visit Visa refused for husband and 2-year-old kid

Suganya92 wrote: ↑

Mon May 15, 2023 1:38 pm

Hi,
I am working in the UK on a skilled worker visa from July 2022. I intend to invite my husband and 2-year-old kid (residing in India with no travel history to foreign countries) to visit me for 2 months. My husband is having a permanent Government job in India. We applied for their visit visa. However, the visa is refused after questioning the source of a couple of his bank credit transactions (money sent from UK). However, that is the money I sent to my husband's bank account mostly through Remitly for family support and investment purposes regularly (roughly every month since I came to the UK). In the application, we mentioned my husband doesn't have any other additional income.

Documents submitted supporting the application:
His documents:
• Salary Payslips for last 6 months
• Employee ID card
• Bank statement for last 6 months (Proof of active account for self)
• Proofs of savings (Savings bank account balance)
• Proof of property in his name(Translated document for the property on his name and copy of the
document)
• No objection certificate from the employer
• Accommodation letter from the sponsor (me)
• Invitation Letter from the sponsor (me)
My documents:
• Proof of legal residency (Copy of UK Visa Sticker, Copy of British Resident Permit)
• Proof of accommodation (Copy of utility bills)
• Proof of funds, employment, and earnings (Salary payslips for last 6 months, Bank statement for last
6 months, Copy of COS, employee letter)
• Proof of Relationship (Copy of Marriage Certificate)
• Sponsorship declaration


Reason given for refusal in the Decision letter:
You have stated that you are employed and that you earn ***** INR per month (£*** if
£1 = 101.61 INR as per Oanda.com on the 11/04/2023). You have also declared savings of
£10,000.
In support of your application, you have submitted a bank statement which is in your name and shows the transactions for the period of 10/10/2022 – 10/04/2023.
You have stated that you receive no additional income. I note your salary credits, however –
in the statement, there are a few transactions that aren’t in your declared circumstances.
A deposit of ****** INR (£****) on the 13/12/2022 and another deposit of ****** INR
(£****) on the 02/02/23.
These amounts are inconsistent with your stated circumstances and do not correspond with
the supporting information provided. The value of these transactions are roughly 2 times
your declared monthly earning from employment. The information provided does not explain
the origins or purposes of these funds. Given this I am not satisfied these funds remain
exclusively available to you and is an accurate reflection of your circumstances.

I acknowledge your supporting documentation in regards to your sponsor’s info and I am
satisfied with their information, however – it is your personal circumstances that I must take
into account when assessing and not your sponsors.

Taking the above into consideration, I am therefore not satisfied that you are genuinely
seeking entry as a visitor and that you intend to leave the UK at the end of your visit. Your
application is therefore refused under paragraph V 4.2 (a) and (c).

Does the money I send him for family support considered as his additional income? How to deal with this situation? What are the additional documents I should provide to get a successful VISA in the next attempt?
Your kind advice would be really helpful. Thank you.

Suganya92 wrote: ↑

Tue May 16, 2023 2:51 pm

@AmazonianX and @Ticktack Thank you very much for your advice.

But many people suggest that the reason stated in the decision letter may not be the sole cause for the refusal You can't work with what people speculate. You need to work with what the CW has put in front of you in black and white. That's why we always ask for the detailed refusal letter. So we don't guess! as we have submitted my bank statement which would reflect the questioned remittances on exact same datesFYI, you're not the applicant. It's different if you said you were fully sponsoring them. Your documents are support. You honestly think that the ECO has the time to do all that maths using the almighty formula? The onus is on you to make their jobs easier for them. He/she probably has 50 applications to go through and you think they have the time of day to play detective in your favour, connecting dy and dx? They connect the bad dots, not the good dots. (could have been easy to cross verify since the description of transactions has remitly reference).

Is it possible to have any other hidden reasons behind the refusal? The reason why they don't do interviews anymore is to reduce the unconscious bias. If your documents are fine, you get the visa. If not, it fails. for example, concerns like the 2-month long stay as a visitor (since he is of working age) or Why we are applying for a visit visa instead of a dependent Visa? None of their business if you can prove that he's working back home, earning enough and has a letter from his place of work showing that he's allowed 2 months away from work. In my opinion, that's a lot. But yeah, I've friends that have been questioned at the border when asked how long they've come to the UK, he said 6 weeks. IO said to do what and he said he was on annual leave. IO says, you're allowed 6 weeks leave? Friend brings out his leave papers and shows the IO. He was let in. Some things are weird to the HO/IO staff as they're not things that happens here. You need to show that it's allowed where you've come from.

(* We are not applying for a dependent visa because he is having a permanent job and can not stay abroad for more than 2 months. Moreover, my job is currently on a 2-year contract only and I am not planning for an extension as well. )Evidence all that. Not just talk.
Show you have a job waiting for you back home.

Suganya92 wrote: ↑

Tue May 16, 2023 4:46 pm

@Ticktack Thanks a lot. That cleared an awful lot of confusion I had about the refusal. This time We will apply with more precise clarification for the refusal with all the possible paper evidence. Hoping to get the VISA by all means.

Ticktack wrote: ↑

Mon May 15, 2023 3:34 pm

Suganya92 wrote: ↑

Mon May 15, 2023 1:38 pm

Hi,
I am working in the UK on a skilled worker visa from July 2022. I intend to invite my husband and 2-year-old kid (residing in India with no travel history to foreign countries) to visit me for 2 months. My husband is having a permanent Government job in India. We applied for their visit visa. However, the visa is refused after questioning the source of a couple of his bank credit transactions (money sent from UK). However, that is the money I sent to my husband's bank account mostly through Remitly for family support and investment purposes regularly (roughly every month since I came to the UK). In the application, we mentioned my husband doesn't have any other additional income.

Documents submitted supporting the application:
His documents:
• Salary Payslips for last 6 months
• Employee ID card
• Bank statement for last 6 months (Proof of active account for self)
• Proofs of savings (Savings bank account balance)
• Proof of property in his name(Translated document for the property on his name and copy of the
document)
• No objection certificate from the employer
• Accommodation letter from the sponsor (me)
• Invitation Letter from the sponsor (me)
My documents:
• Proof of legal residency (Copy of UK Visa Sticker, Copy of British Resident Permit)
• Proof of accommodation (Copy of utility bills)
• Proof of funds, employment, and earnings (Salary payslips for last 6 months, Bank statement for last
6 months, Copy of COS, employee letter)
• Proof of Relationship (Copy of Marriage Certificate)
• Sponsorship declaration


Reason given for refusal in the Decision letter:
You have stated that you are employed and that you earn ***** INR per month (£*** if
£1 = 101.61 INR as per Oanda.com on the 11/04/2023). You have also declared savings of
£10,000.
In support of your application, you have submitted a bank statement which is in your name and shows the transactions for the period of 10/10/2022 – 10/04/2023.
You have stated that you receive no additional income. I note your salary credits, however –
in the statement, there are a few transactions that aren’t in your declared circumstances.
A deposit of ****** INR (£****) on the 13/12/2022 and another deposit of ****** INR
(£****) on the 02/02/23.
These amounts are inconsistent with your stated circumstances and do not correspond with
the supporting information provided. The value of these transactions are roughly 2 times
your declared monthly earning from employment. The information provided does not explain
the origins or purposes of these funds. Given this I am not satisfied these funds remain
exclusively available to you and is an accurate reflection of your circumstances.

I acknowledge your supporting documentation in regards to your sponsor’s info and I am
satisfied with their information, however – it is your personal circumstances that I must take
into account when assessing and not your sponsors.

Taking the above into consideration, I am therefore not satisfied that you are genuinely
seeking entry as a visitor and that you intend to leave the UK at the end of your visit. Your
application is therefore refused under paragraph V 4.2 (a) and (c).

Does the money I send him for family support considered as his additional income? How to deal with this situation? What are the additional documents I should provide to get a successful VISA in the next attempt?
Your kind advice would be really helpful. Thank you.

Further to advise already given, words are very powerful. Your application is looked at with a fine-tooth comb. There are multiple questions that look similar but are different. If not careful, they trip you up.

Your husband has declared that there are no additional income. That alone has killed the application. If you have shares, get rent, thrift, donations, even charity money, you declare it as additional income. Then you back it up with paper work. I have one more query in this regard. Since my husband mentioned he has no additional income in his previous application (which was made just few days ago), Will it create a negative impact if he mentions an additional income in the next application? Your word of mouth isn't enough. You evidence it.

Luckily, this is the only point of interest in your application. Address this issue with the relevant paper work and explain on the application that this was an oversight because the money was remitted from his spouse.
Apply immediately. This would keep the application with the current conditions. However, all applications are judged on it's own merit. But, sometimes they tend to overlook other things if the immediate issue has been remedied.

Suganya92 wrote: ↑

Wed Jun 14, 2023 4:23 pm

Hi,
IT WORKED!!!
My husband and Son got their Visit VISA this time.

@AmazonianX and @Ticktack Thanks a lot for your advice. It helped us a lot. This time we gave a clear explanation with solid proof regarding our financial circumstances. And also proved the social ties of my husband in India (by submitting the Aadhaar cards of my in-laws who live at the same address as my husband's).

Now, I am very happy and very much excited to meet my family

Thanks again!!

AmazonianX wrote: ↑

Sat Jun 17, 2023 2:19 am

Suganya92 wrote: ↑

Wed Jun 14, 2023 4:23 pm

Hi,
IT WORKED!!!
My husband and Son got their Visit VISA this time.

@AmazonianX and @Ticktack Thanks a lot for your advice. It helped us a lot. This time we gave a clear explanation with solid proof regarding our financial circumstances. And also proved the social ties of my husband in India (by submitting the Aadhaar cards of my in-laws who live at the same address as my husband's).

Now, I am very happy and very much excited to meet my family

Thanks again!!

Congratulations to you and all yours.

Suganya92 wrote: ↑

Wed Jun 14, 2023 4:23 pm

Hi,
IT WORKED!!!
My husband and Son got their Visit VISA this time.

@AmazonianX and @Ticktack Thanks a lot for your advice. It helped us a lot. This time we gave a clear explanation with solid proof regarding our financial circumstances. And also proved the social ties of my husband in India (by submitting the Aadhaar cards of my in-laws who live at the same address as my husband's).

Now, I am very happy and very much excited to meet my family

Thanks again!!