I have only three credit card which has gone default from last 1 year..i don’t have loan so I guess I havent received any ccj letter or anything like that yet ..I have 10000debt all total of credit cards only and I’m job lesss now ..going bankruptcy definitely affects my application and doing IVA or...

My all credit have gone default but haven’t received any ccj or court letter yet...as in credit report also it says only default no any ccj is there so..but planning to pay back soon in next month as soon as Im able to save extra money ..

Hi I have in total around 10000 pound debt of total of my all credit cards..and yes my credit score is very poor but I haven’t received any court letter or ccj from last 1 year ..I’m hoping to apply ILR next year..so will it affect my ILR application in future..honestly paying lots of money to home ...

I came to uk September 2009 and I was in student visa until November 2018 by completing my master degree and after that I made application for flhro on the basis living long time in uk and I just received refusal letter on August 8 from home office as I have left now 14 days to make fresh applicatio...