Thanks for your advice. I submitted correct bank details and I think UKBA is tricking to say that bank rejected payment. In this case, it's UKBA's fault. Do they still penalize to applicant for not giving right to appeal if visa is refused.

hello, I and my (Tier-4 General Student) wife (Dependent) applied for visa extension 14 days prior to current leave to remain. Got an acknowledgement letter after a week however fees were not taken out from bank account. As a result after 10 days of submission I called UKBA and mention about fees ...