Did UKBA returned all the documents including your passport?
Which document they classified as forged?

Utility bills not required... however you said you are living in shared accommodation. Does this reflected in the tenancy agreement you are providing as one of the supporting document?

1. Maintenance fund proof - £600 per dependent (total £1200 for consecutive 90 days)
2. Marriage certificate in English
3. Birth Certificate of child (parents name in child's passport is highly recommended)
4. proof of subsisting relationship with your husband

1. Its no longer £561 any more... now it will cost you £1545. Fees has been increased from 6th April. 2.ht means help text. The guidance notes has explanation about those topics marked with ht. 3.Leave that section blank. 4. Main applicants sponsorship is irrelevant with this dependent application. ...

You can stay 28 days after your visa expiry without any trouble.

VFS will most likely refuse to accept your application... its better to contact them directly and request for exception...

can you please elaborate more?
what are the reasons given by some who says you cant eligible for ILR?

you just need to show £600...
£900 +£600 scenario only comes when your dependant apply same time along with you...

Its £1200....

Nope...

Its OK...

Yes...
Alternately, You can get the UK work visa done before you leave for USA.

are you planning for in-country application for switching?

absolutely OK...

No issues travelling as long as valid visa with you..

absolutely OK...

this is absolutely fine... sole trader business account can be treated as personal since legally sole trader and the individual is same entity..

Does not matter if you are self employed or temporary out of job...

Bank statement to prove maintenance fund requirement...
Copy of main applicant's passport and BRP...

I second karg_g...

is he born in UK?

need more information before anyone comment on your circumstances..
what income document did you showed?
what is the exact wording for refusal?
since you already applied for appeal and providing accountant letter to prove your point, didn't you enclosed the same letter with the initial application?

Unfortunately... yes http://www.ukba.homeoffice.gov.uk/visas-immigration/visiting/general/apply/ "You should think carefully before applying for a long-term visit visa. We may refuse the visa or issue it for a shorter period than you have applied for (if, for example, the evidence that you provide d...

expenses will be never included into earnings.
You need to achieve required income band by sum of gross salary and gross dividend...

if you baby born in UK, he/she will be eligible of BC once you get ILR.
If the birth happen outside UK, the usual dependant rule will apply...