Set O-Your Finances Query

Hi,

I am starting my homework for ILR application early next month (August) on basis of 5 years in UK on Tier 1. In 'Your Finances' section of Set 0, it says bank statements/payslips should be from last 3 months while I will be claiming points based on income between July last year and June this year. Queries:

1. Do I need this year's July payslip as well (I don't want to include this for income claim as I may not have bank statement by the time of my PEO appointment)?

2. Since my salary bank statement will be upto July (more than a month old), can I provide another saving account statement for last 3 months with about £2000 maintained in it throughout? Will this suffice for satisfying that I don't need to rely on public finances? Or even this is not needed (I want to keep the application simple with only required documentation)?

Thank you for taking time to address my queries.
-nks