Bank Account Statements and Evidence of Financial Responsibilities

AmazonianX · Post by **AmazonianX** » Wed Nov 06, 2019 1:19 pm

Assistance needed -
For initial Spouse Visa application, there is a question about shared financial commitment. At the end of the application, it said among documents to be provided to include 'evidence of shared financial responsibilities' with sponsor.
Sponsor is presently on maternity leave and we intend using her pay slips and bank statements from January to June 2019.
For initial Spouse Visa application, there is a question about financial commitment on the application form. This we filled as nursery cost for our child, council tax, broadband, electricity and water bills and other running cost for the home. At the end of the application, it said among documents to be provided to include 'evidence of shared financial responsibilities' with sponsor.
While we do not have a specifics of who pays for what, i do remit certain amount to sponsor monthly for paying bills and running the home and this reflects in her account.

1. Instead of printing account statement from January to June, can we make it January to November and highlight the monthly payments i make to her as evidence of ongoing shared financial responsibilities?

2. Do we print and include my account statement from which the remittance i make to her originate and highlight the transaction too as evidence?

Appreciate contribution of moderators and all persons able on the forum. Thanks.

seagul · Post by **seagul** » Wed Nov 06, 2019 7:34 pm

AmazonianX wrote: ↑
Wed Nov 06, 2019 1:19 pm
Assistance needed -
For initial Spouse Visa application, there is a question about shared financial commitment. At the end of the application, it said among documents to be provided to include 'evidence of shared financial responsibilities' with sponsor.
Sponsor is presently on maternity leave and we intend using her pay slips and bank statements from January to June 2019.
For initial Spouse Visa application, there is a question about financial commitment on the application form. This we filled as nursery cost for our child, council tax, broadband, electricity and water bills and other running cost for the home. At the end of the application, it said among documents to be provided to include 'evidence of shared financial responsibilities' with sponsor.
While we do not have a specifics of who pays for what, i do remit certain amount to sponsor monthly for paying bills and running the home and this reflects in her account.

1. Instead of printing account statement from January to June, can we make it January to November and highlight the monthly payments i make to her as evidence of ongoing shared financial responsibilities?

2. Do we print and include my account statement from which the remittance i make to her originate and highlight the transaction too as evidence?

Appreciate contribution of moderators and all persons able on the forum. Thanks.

In my opinion the answer regarding shared financial commitment can be given in any easier way because it wont affect the decision. For this purpose you can attach the relevant account statements and also can add a covering letter to clarify the transactions showing on them without actually highlight them with marker/any pointer. But as a precaution dont mix up these statements with those which you will use for meeting the financial requirement to avoid any confusion.

AmazonianX · Post by **AmazonianX** » Wed Nov 06, 2019 11:17 pm

seagul wrote: ↑
Wed Nov 06, 2019 7:34 pm

AmazonianX wrote: ↑
Wed Nov 06, 2019 1:19 pm
Assistance needed -
For initial Spouse Visa application, there is a question about shared financial commitment. At the end of the application, it said among documents to be provided to include 'evidence of shared financial responsibilities' with sponsor.
Sponsor is presently on maternity leave and we intend using her pay slips and bank statements from January to June 2019.
For initial Spouse Visa application, there is a question about financial commitment on the application form. This we filled as nursery cost for our child, council tax, broadband, electricity and water bills and other running cost for the home. At the end of the application, it said among documents to be provided to include 'evidence of shared financial responsibilities' with sponsor.
While we do not have a specifics of who pays for what, i do remit certain amount to sponsor monthly for paying bills and running the home and this reflects in her account.

1. Instead of printing account statement from January to June, can we make it January to November and highlight the monthly payments i make to her as evidence of ongoing shared financial responsibilities?

2. Do we print and include my account statement from which the remittance i make to her originate and highlight the transaction too as evidence?

Appreciate contribution of moderators and all persons able on the forum. Thanks.
In my opinion the answer regarding shared financial commitment can be given in any easier way because it wont affect the decision. For this purpose you can attach the relevant account statements and also can add a covering letter to clarify the transactions showing on them without actually highlight them with marker/any pointer. But as a precaution dont mix up these statements with those which you will use for meeting the financial requirement to avoid any confusion.

Thank you Seagul.

AmazonianX · Post by **AmazonianX** » Wed Nov 06, 2019 11:52 pm

Getting the following updated to keep within 28 days of application:
1. Bank account statements
2. Letter from employer
3. NOC Letter from property manager

The above OK or overlooked something essential in keeping within 28 days days of application?

seagul · Post by **seagul** » Thu Nov 07, 2019 6:06 am

AmazonianX wrote: ↑
Wed Nov 06, 2019 11:52 pm
Getting the following updated to keep within 28 days of application:
1. Bank account statements
2. Letter from employer
3. NOC Letter from property manager

The above OK or overlooked something essential in keeping within 28 days days of application?

Yes above one should be within 28 days.

AmazonianX · Post by **AmazonianX** » Thu Nov 07, 2019 6:19 am

seagul wrote: ↑
Thu Nov 07, 2019 6:06 am

AmazonianX wrote: ↑
Wed Nov 06, 2019 11:52 pm
Getting the following updated to keep within 28 days of application:
1. Bank account statements
2. Letter from employer
3. NOC Letter from property manager

The above OK or overlooked something essential in keeping within 28 days days of application?
Yes above one should be within 28 days.

Thanks on the above.

The question below is about the UKVI approved English Test:

Did the test assess your speaking and listening skills at a level equivalent to CEFR A1 or higher? (Required)
Check your certificate or ask your language school if you do not know.

Yes

No

How did you get your result? (Required)

Certificate?

Online reference number?

For the Trinity College result, do one select ''certificate'' or 'Online ref number' as how applicant got result?

seagul · Post by **seagul** » Thu Nov 07, 2019 3:25 pm

AmazonianX wrote: ↑
Thu Nov 07, 2019 6:19 am

How did you get your result? (Required)

Certificate?

Online reference number?

If you had obtained the pass certificate then select certificate and also provide UKVI reference number.

AmazonianX · Post by **AmazonianX** » Thu Nov 07, 2019 5:07 pm

seagul wrote: ↑
Thu Nov 07, 2019 3:25 pm

AmazonianX wrote: ↑
Thu Nov 07, 2019 6:19 am

How did you get your result? (Required)

Certificate?

Online reference number?

If you had obtained the pass certificate then select certificate and also provide UKVI reference number.

This is where the little uncertainty is. When you select certificate, that is it. If you select Online reference number then it gives further options of inputting 'awarding body' and 'reference number'. But then the Trinity College English test you are issued a certificate though having a Unique Electronic Ref number. Think selecting certificate which will still be scanned to them and on which they will find the UER number should be ok.
Or can you provide insight of what any recent successful applicant selected.
Thanks.

seagul · Post by **seagul** » Thu Nov 07, 2019 7:22 pm

AmazonianX wrote: ↑
Thu Nov 07, 2019 5:07 pm

This is where the little uncertainty is. When you select certificate, that is it.

If you had obtained the test result on certificate then the answer should be certificate despite it should be bearing the UKVI unique reference number for online verification. As long as you have scanned the test certificate and given its reference number then no need to worry.

AmazonianX · Post by **AmazonianX** » Fri Nov 08, 2019 5:20 am

Yes, thanks very much Seagul.

AmazonianX · Post by **AmazonianX** » Mon Nov 11, 2019 1:51 pm

Sponsor is on maternity leave, Universal Credit payments reflects on her account statement already, is there a further need to print out UC receipts, scan it and address same in the cover letter to be submitted for the application?

seagul · Post by **seagul** » Mon Nov 11, 2019 3:19 pm

AmazonianX wrote: ↑
Mon Nov 11, 2019 1:51 pm
Sponsor is on maternity leave, Universal Credit payments reflects on her account statement already, is there a further need to print out UC receipts, scan it and address same in the cover letter to be submitted for the application?

No because according to your previous post the sponsor is meeting the financial requirement through working and now on maternity leave. So don't combine both unless the sponsor has started claiming the qualifying benefits which give exemption from financial requirement.

AmazonianX · Post by **AmazonianX** » Mon Nov 11, 2019 4:03 pm

seagul wrote: ↑
Mon Nov 11, 2019 3:19 pm

AmazonianX wrote: ↑
Mon Nov 11, 2019 1:51 pm
Sponsor is on maternity leave, Universal Credit payments reflects on her account statement already, is there a further need to print out UC receipts, scan it and address same in the cover letter to be submitted for the application?
No because according to your previous post the sponsor is meeting the financial requirement through working and now on maternity leave. So don't combine both unless the sponsor has started claiming the qualifying benefits which give exemption from financial requirement.

Thank you Seagul, I take ''qualifying benefits'' to mean those stated in the application on Access UK, if Yes, then sponsor not claiming those, only standard allowance, Housing and child support is what her UC is composed of and we didnt see this in Access UK questions.

seagul · Post by **seagul** » Mon Nov 11, 2019 7:37 pm

AmazonianX wrote: ↑
Mon Nov 11, 2019 4:03 pm

seagul wrote: ↑
Mon Nov 11, 2019 3:19 pm

AmazonianX wrote: ↑
Mon Nov 11, 2019 1:51 pm
Sponsor is on maternity leave, Universal Credit payments reflects on her account statement already, is there a further need to print out UC receipts, scan it and address same in the cover letter to be submitted for the application?
No because according to your previous post the sponsor is meeting the financial requirement through working and now on maternity leave. So don't combine both unless the sponsor has started claiming the qualifying benefits which give exemption from financial requirement.
Thank you Seagul, I take ''qualifying benefits'' to mean those stated in the application on Access UK, if Yes, then sponsor not claiming those, only standard allowance, Housing and child support is what her UC is composed of and we didnt see this in Access UK questions.

Only following public funds will be considered in giving exemption from financial requirement.

Carer’s Allowance.
• Disability Living Allowance.
• Severe Disablement Allowance.
• Industrial Injuries Disablement Benefit.
• Attendance Allowance.
• Personal Independence Payment.
• Armed Forces Independence Payment or Guaranteed Income Payment under the
Armed Forces Compensation Scheme.
• Constant Attendance Allowance, Mobility Supplement or War Disablement Pension
under the War Pensions Scheme.
• Police Injury Pension.

AmazonianX · Post by **AmazonianX** » Mon Nov 11, 2019 8:23 pm

Thanks, they do not apply.

AmazonianX · Post by **AmazonianX** » Tue Nov 12, 2019 10:07 pm

Anyone got idea of the maximum size of file able to upload through TLS self-upload app as even after compressing some of the documents are between 6-7MB.
Also hope in recent times users did not experienced glitches like in May-June 2019?
Thanks.

seagul · Post by **seagul** » Wed Nov 13, 2019 7:40 pm

AmazonianX wrote: ↑
Tue Nov 12, 2019 10:07 pm
Anyone got idea of the maximum size of file able to upload through TLS self-upload app as even after compressing some of the documents are between 6-7MB.

Maximum size should be no more than 6MB. You can reduce their size by scanning in black & white/grey scale.

AmazonianX · Post by **AmazonianX** » Wed Nov 13, 2019 9:19 pm

seagul wrote: ↑
Wed Nov 13, 2019 7:40 pm

AmazonianX wrote: ↑
Tue Nov 12, 2019 10:07 pm
Anyone got idea of the maximum size of file able to upload through TLS self-upload app as even after compressing some of the documents are between 6-7MB.
Maximum size should be no more than 6MB. You can reduce their size by scanning in black & white/grey scale.

Thanks for your timely insight, will do as you have stated.

AmazonianX · Post by **AmazonianX** » Thu Nov 14, 2019 3:38 pm

Dear Seagul and Forum Members,

In preparation for submission, the following were done:

1. Scanned all pay slips together sequentially as one file
2. Scanned bank statement together as a file and named it 'Halifax Salary January 2019-June 2019'
3. Scanned bank statement for 1 year and named it 'Halifax Evidence of Financial Responsibility Sponsor'
4. Scanned bank statement for 1 year and named it 'Nationwide Evidence of Financial Responsibility Sponsor'
5. Scanned bank statements 1 year and 1 year pay slips named it ' Evidence of Financial Responsibility Applicant' This is because there is no other evidence of money transfer between applicant and sponsor but the funds movement reflects in accounts of both sponsor and applicant when done.
6. Scanned bank statements 6 months named it 'cash savings'

Lot of account statement of sponsor cos for evidence of financial responsibility which Access UK said must be shown we do not have much paper bills but such deduction as child care cost, rent, broadband,council tax etc shows on the account statements.

Applying as Category A and seeing how easily the ECO get confused, addressing points 1-5 in cover letter and also point 6 to let ECO know that application is Cat A and cash savings is only mentioned to let HO know we have other funds as sponsor is on Maternity Leave which she started at exactly 6 months after starting full time employment and only UC is her current UK income.

Appreciate your opinion if the above OK or would point me in another direction or better option.

AmazonianX · Post by **AmazonianX** » Fri Nov 15, 2019 2:49 am

AmazonianX wrote: ↑
Thu Nov 14, 2019 3:38 pm
Dear Seagul and Forum Members,

In preparation for submission, the following were done:

1. Scanned all pay slips together sequentially as one file
2. Scanned bank statement together as a file and named it 'Halifax Salary January 2019-June 2019'
3. Scanned bank statement for 1 year and named it 'Halifax Evidence of Financial Responsibility Sponsor'
4. Scanned bank statement for 1 year and named it 'Nationwide Evidence of Financial Responsibility Sponsor'
5. Scanned bank statements 1 year and 1 year pay slips named it ' Evidence of Financial Responsibility Applicant' This is because there is no other evidence of money transfer between applicant and sponsor but the funds movement reflects in accounts of both sponsor and applicant when done.
6. Scanned bank statements 6 months named it 'cash savings'

Lot of account statement of sponsor cos for evidence of financial responsibility which Access UK said must be shown we do not have much paper bills but such deduction as child care cost, rent, broadband,council tax etc shows on the account statements.

Applying as Category A and seeing how easily the ECO get confused, addressing points 1-5 in cover letter and also point 6 to let ECO know that application is Cat A and cash savings is only mentioned to let HO know we have
other funds as sponsor is on Maternity Leave which she started at exactly 6 months after starting full time employment and only UC is her current UK income.

Appreciate your opinion if the above OK or would point me in another direction or better option.

Any insights and suggestions Seagul, geoengg, CR001, Casa, Zerubbabel and all?

seagul · Post by **seagul** » Fri Nov 15, 2019 5:06 am

In my view you are overthinking regarding shared financial responsibility/commitment which can easily be evidenced through usual cohabitation documents. Supplying excessive amount of bank statements may even confuse/distract to caseworker from evaluating as how actually you are meeting the financial requirement. Also writing a covering letter showing your calculations is a good idea to prevent any event of miscalculation.

AmazonianX · Post by **AmazonianX** » Tue Nov 19, 2019 7:25 pm

Enlighten me, when does the £15,800 tax free income of sponsor stated in the rules comes into place when making single spousal visa application?

CR001 · Post by **CR001** » Tue Nov 19, 2019 7:36 pm

AmazonianX wrote: ↑
Tue Nov 19, 2019 7:25 pm
Enlighten me, when does the £15,800 tax free income of sponsor stated in the rules comes into place when making single spousal visa application?

Where does it state this?

seagul · Post by **seagul** » Tue Nov 19, 2019 9:15 pm

AmazonianX wrote: ↑
Tue Nov 19, 2019 7:25 pm
Enlighten me, when does the £15,800 tax free income of sponsor stated in the rules comes into place when making single spousal visa application?

Maybe you mean the personal allowance beyond which the tax starts get charged. For the year 2019-2020 it is set as £12500 from 6th April 2019.

AmazonianX · Post by **AmazonianX** » Tue Nov 19, 2019 11:03 pm

seagul wrote: ↑
Tue Nov 19, 2019 9:15 pm

AmazonianX wrote: ↑
Tue Nov 19, 2019 7:25 pm
Enlighten me, when does the £15,800 tax free income of sponsor stated in the rules comes into place when making single spousal visa application?
Maybe you mean the personal allowance beyond which the tax starts get charged. For the year 2019-2020 it is set as £12500 from 6th April 2019.

Yes, that's what I am referring to . How does it work?

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Bank Account Statements and Evidence of Financial Responsibilities

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