Hi there,
I applied a super priority service in a premium centre this week and received a refusal, saying my application and human right claim is refused. I will skip the details.
So in my refusal letter, it said I have a genuine relationship but they refused me on financial ground because of their own fault. I have a deposit account with £62,500 in for more than 1 year. My money is in a bank in my home country. I give them the bank letter, deposit certificate, deposit slip copies and 7 mo statement. However, my country's bank statement is only able to show money converted my home-country currency due to their computerised system. And that's the reason I am refused, as they misinterpreted my bank statement.
In footnotes under the monthly statement, they clearly stated that they have weighted-average system to calculate their own conversion rate, but the caseworker did not even bother to read! It is not rocket science to figure out pound to my currency i.e. RMB rate fluctuates every day and you cannot take today's rate to convert everything. I attached an explanation and my bank confirmed the required amount in my bank has not been touched... they did not even bother to look and verify!
They say I am short of money because they use oanda's rate on the decision date to decide the minimum amount I hold in the past 7 month, rather than the rates given by the bank itself/oanda rate on that month. And as pound has been increasing these days, they say I am short of money. If they use oanda's rate from each of the pass 7 month when the statement was issued, they will realise the money is £62,500. It doesn't take an economist to figure out how ridiculous their argument is! Because it is £62,500 in POUND deposited in the bank in the first place.
Please, experts I need your advice:
----1. So I assume to appeal I just need to send them a new statement in £ and an explanation from my bank about the conversion rate. But as I check the appeal category, there is no category for appeal for refused decision. So what shall I do?
-------2. What are the chances of successful appeal and how long do you need to wait for a decision? I heard people wait for ages and no reply... so would reapply be better decision? I know it is time-wise vs money-wise.
------ 3. The refusal letter did not mention administrative review, so is that a "No" for getting admin review?
-------4. I heard they dealt with paper appeal faster than oral appeal, is it true?
------ 5. I think the misunderstood financial information is the only reason they refused me, I think I can appeal on my own, but would having a legal adviser be better as I am not sure if they will refuse me on further grounds they did not claim in the refusal letter. So how much will it cost to hire one?
-------6. If I reapply and in other further visa applications to other countries, should this refusal be declared? Is there any negative consequences to declare it?
----------some extra rants----------------------------
Sheffield staff only picked up my application slightly before 18:00 after I submitted my fingerprints in the morning, when I received their email for more documents they are already out of office.They made the timing extremely difficult to asking for documents in a different time zone. When I replied their email and tell them I have what they asked for before, they asked for more documents and said it must be submitted before the same deadline or otherwise they cannot process it. Called them again and again, no human answered! and they finally replied me when I have less than 3 hours to chase extra documents from a different timezone where everyone was already asleep. They asked for a lot of unnecessary/inapplicable documents. When they received them, they did not read them in detail and ignored all other documents and explanations we sent.I heard these people are horrible and indeed they are! It is a wonder they can even have a job!
Please give me any advice on how to deal with this? Shall I appeal or reapply? Any chance for admin review? I will keep people updated and wish everyone in the same boat good luck. Many thanks! And please excuse my long rants!