FLR (M) Which category do I fall under?

Hi Everyone,

I hope you and your families are keeping well during this difficult time.
I wonder if someone can clarify for me which category I fall under when trying to meet the financial requirement for my wife's FLR (M) application due next month.
I have been with the same employer for over 6 months and am in salaried employment earning £1,500 BASIC PAY each month.
The thing that is throwing me off a little is that my income is varied due to overtime payments/bonus so I'm confused as to whether I'm applying under CAT A or B.
When referring to 'Gross Annual Salary', does that purely mean BASIC PAY or basic pay plus overtime and bonuses?

I have earned £1,500 Basic Pay each month throughout the last 6 months. In addition to this, the Overtime Breakdown is below (Nov - April)
£206.19 - Nov
£382.12 - Dec
£29.66 - Jan
£442.11 - Feb
£326.04 - Mar
£80 - (April assumption)

There is also one bonus Payment made in Feb 2020 of £552.

With these figures, Can anyone point me in the right direction of which category I should be applying under?
Thank You

Are all figures such as basic wages, bonus, overtime you have mentioned are before tax deduction?

Hi Seagul,

Yes, these are all before tax.

Your basic salary will be calculated by using the salaried person approach whereas your overtime will be calculated under none-salaried person approach like below:

£1500×12= £18000
£1466.12/6×12= £2932.24
£552= £552

Annual income= £21484.24 Category A

Hi Seagul,

Excellent, thank you very much for clarifying this.

I'm not sure if I should post this here or separately so apologies if I'm in the wrong place, I'm a little confused with the specified limited company rules and whether that is relevant to my situation.
I work as a normal full-time employee for a large company based in the UK. I don't know how to identify whether my company falls under specified or non-specified ltd company.

The reason I worry is because Appendix FM 1.7 has a clause which says:
"(d) Where the person is either a director or employee (or both) of a limited company based in the UK, evidence that the company is not a type specified in paragraph 9(a). This can include the latest Annual Return filed at Companies House."

How do I find out what my company falls under?

b1234567 wrote: ↑

Sat Apr 18, 2020 6:53 pm

Hi Seagul,

Excellent, thank you very much for clarifying this.

I'm not sure if I should post this here or separately so apologies if I'm in the wrong place, I'm a little confused with the specified limited company rules and whether that is relevant to my situation.
I work as a normal full-time employee for a large company based in the UK. I don't know how to identify whether my company falls under specified or non-specified ltd company.

The reason I worry is because Appendix FM 1.7 has a clause which says:
"(d) Where the person is either a director or employee (or both) of a limited company based in the UK, evidence that the company is not a type specified in paragraph 9(a). This can include the latest Annual Return filed at Companies House."

How do I find out what my company falls under?

If your employer is not your family member/related to you then you only need 6 months of payslips with corresponding bank statements and a recently dated employer letter confirming your base salary & overtime. Nothing else would be needed for meeting the financial requirement.

Hi seagul,

Thank you very much.

Stay Safe

Good Evening All,

Hope you are well.

I was wondering if one of you experts wouldn't mind having a look at my list of cohabitation evidence to see if its sufficient. I've dug through a lot of old paperwork to fish this stuff out so hopefully its okay! She joined me in the UK in September 2017 and her visa expires next month.

My Wife [Applicant]:
a. NHS Registration Letter [October 2017]
b. National Insurance Letter [November 2017]
c. DVLA Application [February 2018]
d. HMRC Letter [September 2018]
e. NHS Appointment Letter [January 2019]
f. HMRC Self-Assessment Calculation [May 2019]
g. Employment Contract [November 2019]

Me [Sponsor]:
h. HMRC Letter [Jan 2018]
i. NS&I Letter [April 2018]
j. Local Council Letter [May 2018]
k. Bank Statement [October 2018]
l. Virgin Media Broadband Bill [July 2019]
m. Vodafone phone Bill [December 2019]

My wife and I:
n. 3x Joint Bank Statement [May 2019, Feb 2020, Mar 2020]

I live with my parents so I don't have council tax in my name, or any utility bills so trying to make do with what I have.
What do you think?

Thanks!

b1234567 wrote: ↑

Wed Apr 22, 2020 4:32 pm

c. DVLA Application [February 2018]
d. HMRC Letter [September 2018]

Try to fill the above gap with 1/2 documents.

Hi Seagul,

Thank you for your reply.

I will try to fill this gap in 2018.

Apart from this, would you say the rest seems sufficient and diverse enough?

Thank You

b1234567 wrote: ↑

Wed Apr 22, 2020 4:55 pm

Hi Seagul,

Thank you for your reply.

I will try to fill this gap in 2018.

Apart from this, would you say the rest seems sufficient and diverse enough?

Thank You

Seems fine

seagul wrote: ↑

Wed Apr 22, 2020 5:12 pm

b1234567 wrote: ↑

Wed Apr 22, 2020 4:55 pm

Hi Seagul,

Thank you for your reply.

I will try to fill this gap in 2018.

Apart from this, would you say the rest seems sufficient and diverse enough?

Thank You

Seems fine

Nice One, Thank You for your help

Good Evening All,

Hope you are well.

I am planning to submit my wife's FLR (M) Application in the coming weeks and was wondering if one of you experts could check over my list of documents? I have read all the guidance issued by the government so I am pretty confident I have covered everything but it would be nice to have another set of eyes to go over it in case I've missed anything.

1) FLR (M) Application Form
2) Financial Requirement Calculation (Clear outline on how I meet the requirements)
a. 6x months’ Pay Slips (Waiting on April's)
b. 6x months Bank Statements (Waiting on April's)
c. Letter from Employer
d. P60 2019
3) Original Passport (Applicant)
4) Original Passport (Sponsor)
5) A2 Language Certificate
6) Marriage Certificate
7) 2x Passport Size Photo’s (Applicant)
8.) 1x Passport Size Photo (Sponsor)
9) Proof of Cohabitation:
a. 3x Joint Bank Statement [May 2019, Feb 2020, March 2020]
b. NHS Registration Letter [October 2017]
c. National Insurance Letter [November 2017]
d. DVLA Application [February 2018]
e. HMRC Letter [September 2018]
f. NHS Appointment Letter [January 2019]
g. HMRC Self-Assessment Calculation [May 2019]
h. Employment Contract [November 2019]
i. HMRC Letter [Jan 2018]
j. NS&I Letter [April 2018]
k. Local Council Letter [May 2018]
l. Bank Statement [October 2018]
m. Virgin Media Broadband Bill [July 2019]
n. Vodafone phone Bill [December 2019]
o. Letter addressing Cohabitation Evidence Gap [Feb 2018 – Sep 2018]
10) Letter from Parents confirming consent of residence and ownership of property
a. Annual Council Tax Statement
b. Land Registry
11) Property Inspection Report

Thanks in advance..

Stay Safe

Passport photos are not required.

Original passports, only applicants passport required on day of appointment for identity check. Everything else is scanned and uploaded.

seagul wrote: ↑

Wed Apr 22, 2020 4:39 pm

b1234567 wrote: ↑

Wed Apr 22, 2020 4:32 pm

c. DVLA Application [February 2018]
d. HMRC Letter [September 2018]

Try to fill the above gap with 1/2 documents.

b1234567 wrote: ↑

Sun Apr 26, 2020 11:56 pm

o. Letter addressing Cohabitation Evidence Gap [Feb 2018 – Sep 2018]

What kind of this letter??

CR001 and Seagul,

Thank you both for your replies.

CR001, In regards to the passports, are you saying that neither passports need to be scanned either? just take applicant passport along on the day of appointment?

Seagul, The letter written is just a letter from the applicant simply being honest and saying that we don't have anything to cover those six months between Feb 2018 and Sep 2018. She only really started being active towards the end of 2018, thats when she started working, opened a bank account, etc so naturally there were more things arriving in the post addressed to her after that point. We went on holiday three times in that period but I've checked all the emails and travel insurance and at no point is there anything addressed to her or that includes the home address. At this point I thought the best course of action is just to be honest about it - is there anything else you'd suggest?

Thanks

b1234567 wrote: ↑

Mon Apr 27, 2020 12:21 pm

Seagul, The letter written is just a letter from the applicant simply being honest and saying that we don't have anything to cover those six months between Feb 2018 and Sep 2018.

If you were living with your parents then better to get this letter from parents instead you yourself write and confirm your dates of cohabitation. Hopefully it will work.

Hi Seagul,

Yeah that’s a good suggestion. I will do that instead. Thank you

So the actions I gotta take are to write the letter about the cohab evidenced gap from my parents rather than applicant, don’t need passport photos so remove that, I just need to know the passport situation and then I think I’m covered..

Thanks

b1234567 wrote: ↑

Mon Apr 27, 2020 12:50 pm

I just need to know the passport situation and then I think I’m covered..

You will need copies of the applicant's and sponsor's passport.

If the sponsor's passport is a British passport, a copy of the data page will be sufficient.

Hi Korekt,

Thanks for this

Stay Safe

Hi guys,

Sorry to bother you but I could really do with some clarification.

I’ve reached the part of the FLR (M) application which asks about finances.

The question begins with “Have they [as in spouse] been employed by the same employer for the last six months prior to the date of application?” to which of course I answer “Yes” as I have.
It then goes on to ask “what do they earn?” with four options:

[1] The same amount continuously, above the financial requirement amount

[2] The same amount continuously, below the financial requirement amount

[3] Not the same amount continuously, above the financial requirement amount

[4] Not the same amount continuously, below the financial requirement amount

Given my financial situation which has been discussed in previous posts on this thread, can someone please advise which option I fall under? I initially picked option 3 because although my basic pay is the same each month, I have a lot of overtime meaning my income is variable, right?

Thank You

It's a poorly worded question and is possibly intended to determine whether you are salaried or non-salaried, but this isn't entirely clear from the question. The key thing is to answer that you earn above the financial requirement. For your situation, I suspect either answer 1 or 3 could apply to you, 3 might be more applicable for your variable income, but if you're salaried 1 could also apply and I don't think it's particularly important which you choose as long as you provide the correct supporting evidence showing you meet the requirement.

b1234567 wrote: ↑

Wed Apr 29, 2020 11:16 pm

Hi guys,

Sorry to bother you but I could really do with some clarification.

I’ve reached the part of the FLR (M) application which asks about finances.

The question begins with “Have they [as in spouse] been employed by the same employer for the last six months prior to the date of application?” to which of course I answer “Yes” as I have.
It then goes on to ask “what do they earn?” with four options:

[1] The same amount continuously, above the financial requirement amount

[2] The same amount continuously, below the financial requirement amount

[3] Not the same amount continuously, above the financial requirement amount

[4] Not the same amount continuously, below the financial requirement amount

Given my financial situation which has been discussed in previous posts on this thread, can someone please advise which option I fall under? I initially picked option 3 because although my basic pay is the same each month, I have a lot of overtime meaning my income is variable, right?

Thank You

Until near past the online application automatically used to assume all remaining options (2,3,4) as under category B by asking 12 months of documents even you are under category A, not sure as whether has it been fixed. First option used to be more appropriate for category A.

Hi,

Thank you both for your responses.

It seems there isn’t really a clear-cut answer. I’m quite worried that picking the wrong one will put me in the wrong category and then they will ask for evidence which I may not have prepared.

Thanks for your help anyways

b1234567 wrote: ↑

Thu Apr 30, 2020 8:10 pm

It seems there isn’t really a clear-cut answer. I’m quite worried that picking the wrong one will put me in the wrong category and then they will ask for evidence which I may not have prepared.

If you are applying using Category A (and meet the requirements for doing so) and the application form prompts you to submit 12 months worth of payslips as supporting evidence, then it is likely you have provided an incorrect answer to a question somewhere in the application. I believe you can go back and change answers as long as you do it before getting to the end of the application form.