NOC from Joint Account Holder(s) - Maintenance Funds

themagger · Post by **themagger** » Thu Oct 02, 2008 9:34 am

Hi all,

As most of you are aware, that we can also rely on Joint Account(with anyone) for showing sufficient maintenance funds (as per the new guidelines introduced on 11,Sep 2008.)

I mailed VFS for the same thing, just to make sure, and they replied positively, that yes we can rely on joint account (with any one) as a proof. But they also mentioned that one will have to submit NOC from the other joint account holder(s). This is where i need help of you guys...

I will be relying on the joint account statements as a proof to my maintenance funds, but I do not have any clue about the text that has to be written in the NOC. Please help me out in framing the NOC that has to obtained from the other joint account holder and submitted with my application for Tier-1. I mailed VFS regarding the same and as expected i received a very lame reply, saying that the NOC should be in English.

Please help.
Thanks and regards.

amit0277 · Post by **amit0277** » Thu Oct 02, 2008 9:48 am

themagger wrote:Hi all,

As most of you are aware, that we can also rely on Joint Account(with anyone) for showing sufficient maintenance funds (as per the new guidelines introduced on 11,Sep 2008.)

I mailed VFS for the same thing, just to make sure, and they replied positively, that yes we can rely on joint account (with any one) as a proof. But they also mentioned that one will have to submit NOC from the other joint account holder(s). This is where i need help of you guys...

I will be relying on the joint account statements as a proof to my maintenance funds, but I do not have any clue about the text that has to be written in the NOC. Please help me out in framing the NOC that has to obtained from the other joint account holder and submitted with my application for Tier-1. I mailed VFS regarding the same and as expected i received a very lame reply, saying that the NOC should be in English.

Please help.
Thanks and regards.

Here is the format I used for NOC letter...

23/09/2008

To,

The Assessing Officer

Dear Sir/Madam,

Sub: No objection certificate for the use of Bank account numbered xxxxxxx as
evidence of maintenance fund.

I, xxxxxx, am holding a joint account numbered xxxxxx with my husband, xxxxxxx, in xxxxx Bank. I authorise my husband to use the funds available in this account as an evidence of maintenance fund. I have no objection for the usage of this account by my husband.

However, if you have any questions or queries or require additional information please do not hesitate to contact me on xxxxxxxx (Mobile - Full time) or alternatively via email xxxxxxx.

Best regards,

xxxxxxxx

themagger · Post by **themagger** » Thu Oct 02, 2008 10:12 am

hey.. thanks for the prompt reply, and i hope it worked fine for ya.

amit0277 · Post by **amit0277** » Thu Oct 02, 2008 10:27 am

themagger wrote:hey.. thanks for the prompt reply, and i hope it worked fine for ya.

I submitted my application recently... still waiting for the outcome...

SENDHIL89 · Post by **SENDHIL89** » Fri Oct 03, 2008 11:06 am

Iam also planning to apply for my tier1 alone.All things are fine but my only concerned is regarding the maintenance funds.Me & my wife holding joint account which is having a balance of 3 lakhs.can i show this account for the maintenance funds?????????.any update on ur visa

amit0277 · Post by **amit0277** » Fri Oct 03, 2008 11:17 am

SENDHIL89 wrote:Iam also planning to apply for my tier1 alone.All things are fine but my only concerned is regarding the maintenance funds.Me & my wife holding joint account which is having a balance of 3 lakhs.can i show this account for the maintenance funds?????????.any update on ur visa

Guidelines specify that one can use Joint a/c to show maintainance fund. All you need is a NOC letter for the other persons. Though NOC letter is not explicitly mentioned in the guidelines. I have recently applied for Tier1 and it will take some time before I know the outcome.

simar · Post by **simar** » Fri Oct 03, 2008 11:20 am

such a NOC is only required if bank account is jointly hold by other than your spouse. Such sibling, parents.

No need for NOC if your spouse is other joint holder. At least I did not give NOC for bank statment when applying for EC for hsmp in delhi

One can go to court and get format anyway fron the persons sitting outside & get it printed on 50 rupee stamp paper.

SENDHIL89 · Post by **SENDHIL89** » Mon Oct 06, 2008 8:45 am

Thanls for the rplyLet me go head & see

SENDHIL89 · Post by **SENDHIL89** » Mon Oct 06, 2008 8:45 am

amit0277 wrote:
SENDHIL89 wrote:Iam also planning to apply for my tier1 alone.All things are fine but my only concerned is regarding the maintenance funds.Me & my wife holding joint account which is having a balance of 3 lakhs.can i show this account for the maintenance funds?????????.any update on ur visa

Guidelines specify that one can use Joint a/c to show maintainance fund. All you need is a NOC letter for the other persons. Though NOC letter is not explicitly mentioned in the guidelines. I have recently applied for Tier1 and it will take some time before I know the outcome.

ai_i4u · Post by **ai_i4u** » Mon Oct 06, 2008 9:18 am

Friends ,

I applied on Aug 11th. My maintenance fund kept in a joint a/c with my father. Since I don have time for three month, I tryied my luck. I used above fund as my maintenceance fund . I got a letter from bank saying I have an a/c with so and so number. I sumitted application with my fathers supporting letter. I heard from BHC decession seems to come in this month

In this senario can i get benifit of this new law.

jo

themagger wrote:Hi all,

As most of you are aware, that we can also rely on Joint Account(with anyone) for showing sufficient maintenance funds (as per the new guidelines introduced on 11,Sep 2008.)

I mailed VFS for the same thing, just to make sure, and they replied positively, that yes we can rely on joint account (with any one) as a proof. But they also mentioned that one will have to submit NOC from the other joint account holder(s). This is where i need help of you guys...

I will be relying on the joint account statements as a proof to my maintenance funds, but I do not have any clue about the text that has to be written in the NOC. Please help me out in framing the NOC that has to obtained from the other joint account holder and submitted with my application for Tier-1. I mailed VFS regarding the same and as expected i received a very lame reply, saying that the NOC should be in English.

Please help.
Thanks and regards.

falam · Post by **falam** » Fri Oct 17, 2008 12:25 pm

ai_i4u,

Have you got your tier 1 succesfull? I also have a joint a/c with my father and mother for maintenance. Is an NOC neccassary?

themagger · Post by **themagger** » Fri Oct 17, 2008 8:15 pm

i too have applied relying on a joint account. I submitted the NOC though, as the VFS guys asked me to, though there is no such mention in the guidance doc, but still to be on the safer side, and the VFS guys confirmed that it is not mandatory to have it on a stamp paper, a plain paper would do, ... better submit it mate...

fahim79 · Post by **fahim79** » Thu Oct 30, 2008 5:59 am

any body got approval recently.. using a joint account other then with his spouse...

i used joint account with my brother.. but got no NOC.. but mine was rejected

slugmeister · Post by **slugmeister** » Wed Dec 24, 2008 11:43 pm

Pardon my ignorance, but what is an NOC?

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NOC from Joint Account Holder(s) - Maintenance Funds

NOC from Joint Account Holder(s) - Maintenance Funds

Re: NOC from Joint Account Holder(s) - Maintenance Funds

Re: NOC from Joint Account Holder(s) - Maintenance Funds

NOC?