Credibility interview

Hi all

I did my credibility interview on the 7 August 2019. The lady interviewing me was nice, only problem I had with her was that she kept mishearing certain things especially numbers when asked about finances - even though I pronounced them clearly. I’m hoping she put down the correct answer I stated, even after I repeated myself more than once.

The other concern I have is how I answered some questions and that I’m afraid it will lead to me getting a refusal. The one question she asked was “did you apply to any other universities” which I answered yes, but stumbled and forgot some of the names but quickly corrected myself and then gave all 5 of the universities. The other questions she asked were on finances - my mother has offered to pay my education and all the bank statements are in her name and only provided her Payslips. But she started asking about my fathers financials which I didn’t have any idea of, I guessed his annual salary and even stated it was a guess as I wasn’t entirely sure.
She also asked where my mom got the money to show In the account - I stated an investment account, and she also asked how much was it worth which I replied with so much amount.

I then contacted my mom afterwards and told her what I had said - my mom told me that she moved all the money from the investment to the uk (they live there) and that the investment account isn’t active anymore.

I’m afraid that they’ll see I never provided any investment account to prove my statement in my interview. But at the time I genuinely thought that the investment account was still active.

Has anything similar happened of this nature to anyone?, did you get the visa?, is there anything I need to worry about? Sorry about the long post - genuinely scared I get a refusal. This is my second time applying as I got refused last year for showing the investment account instead of a savings account.

Can anybody help me or give some sort of advice? I really don’t want this to be my second refusal..

They know that any genuine candidate would at some point stumble in some lateral questions. As long as the main questions are covered clearly, the rest shouldn't be a problem. Your family is assisting you to finance your studies but you are not supposed to know in detail where is their money and how they manage their bank accounts.

At this point, no one can do anything. The ball is with the Home Office and they will make next move. Hopefully, it will be approved.

The wait can be stressful but there isn't much you can do at the moment.

Thank you!

I think I was stressing too much and overthinking everything I said. Luckily I got my visa!!

Congratulations for the visa and all the best for your studies

Genuine people cannot respond to all questions especially when they are about lateral topics. The Home Office caseworkers take that into account.

They refuse only when the candidate is unable to answer questions he is support to know like: what are going to study? Why? What are your plans after you finish? Why this university in particular? Why the UK and not another country?... etc