UKVI APPLICATION

Hello,
I am currently filling my Tier 4 visa application form for my masters degree, Upon filling the form I got a bit confused as to what to put in the convictions and other penalties section. I haven’t been convicted of any crime, been involved with the police or gone to court but 3 years ago my card was taking from me by a course mate of mine and he used it for fraud, I had no idea until the bank blocked my account. After I called the bank (Lloyd’s bank) to complain, they told me what was going on and i explained to them i wasn’t in possession of my bank card and that I gave it to my friend because he was having financial trouble. They told me the was nothing they could do and eventually closed my bank account because given another person a your bank card is against there terms and condition.

So my question is since I have not been convicted, gone to court, fined or arrested by the police do I fall under any of the options in the convictions and penalties section given I have a closed bank account and does having a closed bank account affect my chances of getting my visa?
Regards

Hello

If you want a good standing with immigration, you really need to stop messing with financial instruments. Opening an account for a friend because he is illegal or involved in fraudulent activity can attract a lot of issues to your direction. It seems you managed to get away lightly with this one.

At it stands, this is not something you need to declare. A Bank is a service provider. They are like BT, Tesco or any other business. They provided you with a service, you didn't respect the T&C so they closed the service. As long as the police or justice weren't involved, it's not something you need to report.

Thank you. But won’t the home office check the fraud database or for a CIFAS marker ?

Tom rain wrote: ↑

Mon Feb 03, 2020 6:16 pm

But won’t the home office check the fraud database or for a CIFAS marker ?

Maybe. If you are concerned, give the details as you have explained them here or ask the international student adviser at your university for advice about how to manage it.

You know better than us. We can't tell you. Only you know how serious was it.

A friend of mine got his account closed by a bank because he moved, he didn't update his address, wasn't using the account... due to fees it went to minus £100 or so. The movements on the account were nil. So the bank invoked T&S and closed the account. No impact on immigration history whatsoever.


Now, if you rented your account to people doing money laundering, you are then part of a large scale scheme and as such, your name is everywhere.

Hello

So I’ve submitted my visa application and I forgot to include something in the additional information section. Before I submitted my application I contacted the UKVI about an issue I had in the past
And they told me to put it in the additional information section
My question is can the home office trace my enquiry to my application??