Unable to Verify Documents Under Tier4 Maintenance

Dear Sir,

I have great concern with regards to the ECO decisions and the Administrative Review Procedures. I made an application in the Philippines for Tier 4 (general) visa in May 2010 and was refused as I failed to achieve the required 10 points. The final paragraph of the refusal state as follows "We have attempted to verify the supporting documentation detailed below but have been uable to do so and in the absence of any other verifiable documentation to support your claim for 10 points I am required under the guidance to award 0 points. I am therfore not satisfied that you have achieved 10 points under paragraphs 10 10 13 of Appendix C and meet the requirements to be granted entry clearance under Tier 4 (General) student. I therefore refuse your application under paragraph 245ZV© of the Immigration Rules."

For your inforamtion I produced the required documentations 1) Bank Letter confirmating my balances 2) Bank Statement that showed money held for at least 28 days.
I subsequently lodged an Administrative Review as follows:
I produced a properly headed genuine bank letter and bank statement from China Bank, Ayala Columns Branch which met the requirements listed above. The authenticity of the documents is evidenced by the issuance of the two documents by an official banking institution regulated in the Philippines. The ECO decision in this matter is subjective as I believe that the documents are genuine and verifiable through the financial institution where the account is kept.ECO JLW commented that he was unable to verify the supporting documentation detailed above is unfounded. On 31 May 2010, I met with the Branch Manager Ms Rita L. Michael, the signatory of the above documents to ascertain the ECO’s claim. It was confirmed to me that there was no contact made by the British Embassy to her personally or to any member of the staff. If an attempt to contact China Bank was initiated, it may be directed to the wrong department or persons who may not be in the position to divulge my financial affairs. I had the required funds held in this bank during that period which was verifiable during the time of my application. Again the decision and verification by this ECO is flawed as it contradicts my findings with the Branch Manager. Under the Administrative Review procedures I am not permitted to produce a letter from the Branch Manager to substantiate my own findings and I therefore rest my case with the Administrative Reviewer or Adjudicating officer.

I have just received a decision dated 29 July from the Administrative Reviever confirming the decision of the ECO. It is expensive paying another set of tuition fees and visa fees. The college has indicated that as CAS is allocated the quota is taken. I must pay again for another CAS as I have obtained my 30 points on my first CAS.
My question is the ECO's decision for my refusal. I have a couple of friends who were also refused on the same grounds. No checking with the banks and refused. Is there any other way of "fighting" our case with the ECO. We are at the mercy of these officers. Is there any law or recourse for hear our case as there is no right of appeal fro abroad? We believe it is an abuse of their positions knowing that their actions are not accountable to anyone. The Adminidtrative Reviewers are the colleauges of the ECO. Surely there will not be critical of their workmates.

Any help or opinion is much appreciated.

Thank You
Pinoy

See also Aussie Tier 1 refusals and He who asserts must prove.