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Credit history

USA immigration, green card questions:
Employment based Green Cards | H-1B visas | Family based Visas | Citizenship

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darko
Member
Posts: 129
Joined: Sat Jul 10, 2004 11:50 pm

Credit history

Post by darko » Sat Jan 01, 2005 1:10 am

Hey,

I have been living in the US for quite a while but kinda considering moving to Canada or Europe. I was wondering whether credit history (which I spent years to build here) can move to either Canada or Europe? Or will I have to start from scratch:(?

Darko
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Kayalami
Diamond Member
Posts: 1811
Joined: Wed Oct 30, 2002 1:01 am

Post by Kayalami » Sun Jan 02, 2005 1:05 pm

Credit history is not transferable - however you can talk to your US bank e.g. citibank and they would (on a discretionary basis) be able to issue you credit cards through their UK division - this way you can start developing your UK credit history.
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darko
Member
Posts: 129
Joined: Sat Jul 10, 2004 11:50 pm

Post by darko » Sun Jan 02, 2005 9:11 pm

That sucks so bad:(

I read somewhere that you can transfer it to Canada though:(.
But oh well...I am still not moving yet.
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Kayalami
Diamond Member
Posts: 1811
Joined: Wed Oct 30, 2002 1:01 am

Post by Kayalami » Mon Jan 03, 2005 10:42 pm

darko wrote:I read somewhere that you can transfer it to Canada though
Nope - such is still discretionary in Canada even from the US....I know cos I have lived there. Reason is that building credit is determined by 'local' events e.g. job, paying bills etc..you have no record in the local/ home country you are moving to :wink: .
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