I have entered UK under HSMP and started working in a company. Every month 5% of my salary is contributed to PF, so is employer's contribution...
This is very good thing considering the retirement planning. However, I am worried about what would happen to this PF if I decide to go back to India !!

1. Can we transfer the PF to Indian PF account?
2. Can we withdraw the PF easily before the retirement age?
3. What about State Two Pension scheme contribution?