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I think it's a current issue the CCJAnother thing i have a Council tax CCJ i am currently paying off
Thank you for you replies, the ccj was issued this year in July and is current, however i have done credit reference checks and it currently shows i have no CCJ's registered against my name? Now i am not sure if this is a CCJ or not.Zerubbabel wrote: ↑Mon Sep 30, 2019 5:29 pmI think it's a current issue the CCJAnother thing i have a Council tax CCJ i am currently paying off
thank youZerubbabel wrote: ↑Mon Sep 30, 2019 5:05 pmThe CCJ can play against you. You need to:
A - Declare it on your application
B - Provide letters from your creditors and receipts showing that you either cleared the debts or you are paying and in good standing.
As for the application, I would lodge a new one. The previous one was declined on correct grounds.
Even the reconsideration is not free and may take months.
Thank you For your reply, the questions are direct and I have answered truthfully however the policy can be ambiguous Which is confusing, I will post my outcome, but yes I am throwing causation to the windaman90 wrote: ↑Wed Oct 02, 2019 5:02 pmThe issue has been resolved. Case workers are required to research an applicant. The liability order doesn't come under any of the below. So its ur call. Personally I would nt mention it or wait to apply..but thats just me
At any time have you ever had any of the following, in the UK or in another country?
A criminal conviction
A penalty for a driving offence, for example disqualification for speeding or no motor insurance
An arrest or charge for which you are currently on, or awaiting trial
A caution, warning, reprimand or other penalty
A civil court judgment against you, for example for non payment of debt, bankruptcy proceedings or anti-social behaviour
A civil penalty issued under UK immigration law
Non-payment of council tax
An application will not normally be refused where the person has been unable to pay council tax because of their financial position, particularly if an arrangement is being, or has been, negotiated with the relevant authority. However, payment of council tax is a legal requirement and non-compliance is a punishable offence.
Therefore, an application will normally be refused where a person has either:
• unreasonably failed to pay
• provided a false statement or statements, including failing to declare their full
circumstances, to avoid paying the correct rate