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Naturalisation application and bank default
Posted: Sat May 19, 2012 11:22 pm
by desi_parrot
hi guys i am going to apply for citizenship ... in few months. just want to know i had some debts about 2 years ago no job so didnt pay any thing and i was defaulter for few months and then i got job. and after i started paying my debts with debt management program ..
but on my cradit file . it still shows i have been defaulter for few cradit cards..
my question is ??? will it affect my citizenship application ?
should i wait until my cradit file is clean ? or it wont matter as i am just defaulter but not bank corrupt.. ?
plz help me out of this
thanks kind regards
Re: Naturalisation application and bank default
Posted: Sun May 20, 2012 5:46 am
by friend12345
desi_parrot wrote:hi guys i am going to apply for citizenship ... in few months. just want to know i had some debts about 2 years ago no job so didnt pay any thing and i was defaulter for few months and then i got job. and after i started paying my debts with debt management program ..
but on my cradit file . it still shows i have been defaulter for few cradit cards..
my question is ??? will it affect my citizenship application ?
should i wait until my cradit file is clean ? or it wont matter as i am just defaulter but not bank corrupt.. ?
plz help me out of this
thanks kind regards
You'll be fine.
Good Luck
hi
Posted: Sun May 20, 2012 7:45 pm
by desi_parrot
thanks for your reply
so you mean it will b ok .. they wont consider it .. right .. ???
cheers
Re: hi
Posted: Mon May 21, 2012 11:18 am
by friend12345
desi_parrot wrote:thanks for your reply
so you mean it will b ok .. they wont consider it .. right .. ???
cheers
I had missing credit card payments too and it was showing
DEFAULT on my credit report, I got my application approved no bother.
As long you not had any ccj's issued in your name, you'll be ok.
Re: hi
Posted: Mon May 21, 2012 11:34 am
by samar0001
friend12345 wrote:desi_parrot wrote:thanks for your reply
so you mean it will b ok .. they wont consider it .. right .. ???
cheers
I had missing credit card payments too and it was showing
DEFAULT on my credit report, I got my application approved no bother.
As long you not had any ccj's issued in your name, you'll be ok.
Hi, I am in the same boat with few defaults few years back.
How can I check is there any CCJ's on my name?
Re: hi
Posted: Mon May 21, 2012 11:43 am
by friend12345
samar0001 wrote:friend12345 wrote:desi_parrot wrote:thanks for your reply
so you mean it will b ok .. they wont consider it .. right .. ???
cheers
I had missing credit card payments too and it was showing
DEFAULT on my credit report, I got my application approved no bother.
As long you not had any ccj's issued in your name, you'll be ok.
Hi, I am in the same boat with few defaults few years back.
How can I check is there any CCJ's on my name?
http://www.trustonline.org.uk
http://www.creditexpert.co.uk/ ( for credit report 30 day free trial )
Re: hi
Posted: Mon May 21, 2012 12:21 pm
by samar0001
friend12345 wrote:samar0001 wrote:friend12345 wrote:desi_parrot wrote:thanks for your reply
so you mean it will b ok .. they wont consider it .. right .. ???
cheers
I had missing credit card payments too and it was showing
DEFAULT on my credit report, I got my application approved no bother.
As long you not had any ccj's issued in your name, you'll be ok.
Hi, I am in the same boat with few defaults few years back.
How can I check is there any CCJ's on my name?
http://www.trustonline.org.uk
http://www.creditexpert.co.uk/ ( for credit report 30 day free trial )
Thanks for the link, I checked with
http://www.trustonline.org.uk, Please find the results below, Is the below report enough for me to relax with relate to CCJ's.
England and Wales Orders & Judgments
NOTHING REGISTERED
England and Wales High Court Judgments
NOTHING REGISTERED
England and Wales Fine Defaults
NOTHING REGISTERED
England and Wales Tribunal Awards
NOTHING REGISTERED
Scotland Ordinary Causes Summary and Small Claim Decrees
NOTHING REGISTERED
Republic of Ireland Unregistered Court Judgments
NOTHING REGISTERED
Republic of Ireland Registered Court Judgments
NOTHING REGISTERED
Northern Ireland Judgments
NOTHING REGISTERED
Northern Ireland High Court Judgments
NOTHING REGISTERED
Jersey Judgments
NOTHING REGISTERED
Isle of Man Judgments
NOTHING REGISTERED
Re: hi
Posted: Mon May 21, 2012 12:39 pm
by friend12345
samar0001 wrote:
Thanks for the link, I checked with
http://www.trustonline.org.uk, Please find the results below, Is the below report enough for me to relax with relate to CCJ's.
England and Wales Orders & Judgments
NOTHING REGISTERED
England and Wales High Court Judgments
NOTHING REGISTERED
England and Wales Fine Defaults
NOTHING REGISTERED
England and Wales Tribunal Awards
NOTHING REGISTERED
Scotland Ordinary Causes Summary and Small Claim Decrees
NOTHING REGISTERED
Republic of Ireland Unregistered Court Judgments
NOTHING REGISTERED
Republic of Ireland Registered Court Judgments
NOTHING REGISTERED
Northern Ireland Judgments
NOTHING REGISTERED
Northern Ireland High Court Judgments
NOTHING REGISTERED
Jersey Judgments
NOTHING REGISTERED
Isle of Man Judgments
NOTHING REGISTERED
Hi there, that's what I checked when I applied and my credit report but you can still apply for
CRB if you like for your own satisfaction.
Re: hi
Posted: Mon May 21, 2012 8:10 pm
by samar0001
friend12345 wrote:samar0001 wrote:
Thanks for the link, I checked with
http://www.trustonline.org.uk, Please find the results below, Is the below report enough for me to relax with relate to CCJ's.
England and Wales Orders & Judgments
NOTHING REGISTERED
England and Wales High Court Judgments
NOTHING REGISTERED
England and Wales Fine Defaults
NOTHING REGISTERED
England and Wales Tribunal Awards
NOTHING REGISTERED
Scotland Ordinary Causes Summary and Small Claim Decrees
NOTHING REGISTERED
Republic of Ireland Unregistered Court Judgments
NOTHING REGISTERED
Republic of Ireland Registered Court Judgments
NOTHING REGISTERED
Northern Ireland Judgments
NOTHING REGISTERED
Northern Ireland High Court Judgments
NOTHING REGISTERED
Jersey Judgments
NOTHING REGISTERED
Isle of Man Judgments
NOTHING REGISTERED
Hi there, that's what I checked when I applied and my credit report but you can still apply for
CRB if you like for your own satisfaction.
Thanks for your help - friend12345,
I think the above will be enough but still you are right to for CRB
But its a long process to apply for CRB its not quick as the above.
If the above information is enough i would like to avoid CRB.
Re: hi
Posted: Tue May 22, 2012 10:41 am
by friend12345
samar0001 wrote:friend12345 wrote:samar0001 wrote:
Thanks for the link, I checked with
http://www.trustonline.org.uk, Please find the results below, Is the below report enough for me to relax with relate to CCJ's.
England and Wales Orders & Judgments
NOTHING REGISTERED
England and Wales High Court Judgments
NOTHING REGISTERED
England and Wales Fine Defaults
NOTHING REGISTERED
England and Wales Tribunal Awards
NOTHING REGISTERED
Scotland Ordinary Causes Summary and Small Claim Decrees
NOTHING REGISTERED
Republic of Ireland Unregistered Court Judgments
NOTHING REGISTERED
Republic of Ireland Registered Court Judgments
NOTHING REGISTERED
Northern Ireland Judgments
NOTHING REGISTERED
Northern Ireland High Court Judgments
NOTHING REGISTERED
Jersey Judgments
NOTHING REGISTERED
Isle of Man Judgments
NOTHING REGISTERED
Hi there, that's what I checked when I applied and my credit report but you can still apply for
CRB if you like for your own satisfaction.
Thanks for your help - friend12345,
I think the above will be enough but still you are right to for CRB
But its a long process to apply for CRB its not quick as the above.
If the above information is enough i would like to avoid CRB.
Well to be honest with you, I relied on this information and didn't do CRB or anything else, I even had 3 points issued on my Licence in 2008 by court, not sure if it was classed as '' unspent conviction '' or not, but I still got my ILR and Naturalisation approved no bother.
Good Luck