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citizenship with debts
Posted: Wed Oct 26, 2016 11:15 am
by Angie77
My husband just received his PRC as he is european living in uk for over 7 years.
I already have a PRC as non european.
We are thinking about applying for citizenship together.
However he has some debts about £5k which has been sold to debt collector company which we start paying but he was made redundant so we stopped paying as we have children and do not rely on any benefits.
Is this a reason for a refusal? His debts can affect my application as we are applying together?
thanks
Re: citizenship with debts
Posted: Wed Oct 26, 2016 11:21 am
by noajthan
Angie77 wrote:My husband just received his PRC as he is european living in uk for over 7 years.
I already have a PRC as non european.
We are thinking about applying for citizenship together.
However he has some debts about £5k which has been sold to debt collector company which we start paying but he was made redundant so we stopped paying as we have children and do not rely on any benefits.
Is this a reason for a refusal? His debts can affect my application as we are applying together?
thanks
Debts or lack of debts are not a requirement for naturalisation.
As long as the borrowing has not been reckless and/or led to CCJs or other legal actions it should not be an issue at all.
See forum FAQs on this vital matter:
http://www.immigrationboards.com/britis ... 05532.html
- Q19
Applications to naturalise are made individually on separate forms;
there is no joint application so one person's case will not affect another.
Re: citizenship with debts
Posted: Wed Oct 26, 2016 11:23 am
by Obie
If a person is not financially sound, that could be a problem for naturalisation.
If they are in significant debt or have a CCJ, they may be refused if clear evidence is not provided that they are making an effort to clear their debt.
Re: citizenship with debts
Posted: Wed Oct 26, 2016 11:31 am
by Casa
The Case Worker is also likely to question how your husband is able to pay the BC fee of £1,236, when he claims to be unable to meet his obligations to clear the outstanding debt with agreed stage repayments.
Re: citizenship with debts
Posted: Wed Oct 26, 2016 11:54 am
by Angie77
how do I know is there is any legal action? We were receiving some threatening letters in England but since we moved to Scotland the letters stopped. Just wonder if they are sending them to the old address.
Re: citizenship with debts
Posted: Wed Oct 26, 2016 11:59 am
by Casa
Probably, if you haven't provided the debt collection agency with a new address.
Believe me, this debt won't simply disappear even if you have moved. The debt collection agency will be determined to get the money on behalf of their client. Any unpaid CCJ will remain on record and the HO will check with credit reference agencies such as Experian & Equifax
http://www.trustonline.org.uk/search-yourself
Re: citizenship with debts
Posted: Wed Oct 26, 2016 12:04 pm
by Angie77
Casa wrote:The Case Worker is also likely to question how your husband is able to pay the BC fee of £1,236, when he claims to be unable to meet his obligations to clear the outstanding debt with agreed stage repayments.
Casa Right now we have money to pay for either naturalization or debts but due to brexit and all this insanity against immigrants, we are worried that somehow our lives are made so difficult to the point that we have to leave UK. I know this is unlikely but if it ever happens we never would be able to pay for any debts.
Re: citizenship with debts
Posted: Wed Oct 26, 2016 12:07 pm
by Casa
The priority is your choice, but be aware that if your BC application is refused due to non-payment of outstanding debts and no agreement in place (or one which you are honouring), you will lose the application fee.
I edited my previous post to include this link:
http://www.trustonline.org.uk/search-yourself
Re: citizenship with debts
Posted: Wed Oct 26, 2016 12:59 pm
by LilyLalilu
It is of course your choice but if I were you I would use the money to clear the debt as you currently have a somewhat secure status with your DCPR/PR card. Then, in the time leading up to Brexit (it will take at least 2 years from the moment article 50 is triggered) you can save money again and apply once you know Brexit is imminent.
As explained before, you may run the risk that they refuse and keep your application fee which would not help you at all.
Re: citizenship with debts
Posted: Wed Oct 26, 2016 1:24 pm
by Casa
Without judging, but looking at this from a moral point of view....you would be using someone else's money to pay for your BC application.

Re: citizenship with debts
Posted: Wed Oct 26, 2016 2:14 pm
by noajthan
referee question
Posted: Fri Nov 04, 2016 3:43 pm
by Angie77
is it an ordinary supervisor or a assistant manager acceptable as professional referee?
referee question
Posted: Wed Nov 09, 2016 9:23 am
by Angie77
does anyone know if a physiotherapist can act as a professional referee? It's not in the referee professional list but I just wondered if it's acceptable.
Re: referee question
Posted: Wed Nov 09, 2016 9:32 am
by CR001
Topics merged. Please refrain from starting a new topic with each question you have about the same application.
See also
Multiple Posts (click)
If the referee is not on the list, then no you cannot use them.
Re: referee question
Posted: Wed Nov 09, 2016 9:51 am
by Angie77
I tried to find my old posts through control panel but it seems that this feature is not available. Is there any way to find my old posts other that looking throughout the forum?
Re: referee question
Posted: Wed Nov 09, 2016 9:53 am
by Angie77
I am just asking if physiotherapists are acceptable because Doctors are not in the list nonetheless they are acceptable.
Re: referee question
Posted: Wed Nov 09, 2016 10:00 am
by CR001
Angie77 wrote:I tried to find my old posts through control panel but it seems that this feature is not available. Is there any way to find my old posts other that looking throughout the forum?
http://www.immigrationboards.com/britis ... l#p1418699
http://www.immigrationboards.com/britis ... l#p1414341
Re: referee question
Posted: Wed Nov 09, 2016 10:09 am
by Angie77
thank you! The forum owner should consider introducing the feature of accessing our own post through our own control panel. It would make member's life easier.
Re: referee question
Posted: Wed Nov 09, 2016 10:11 am
by Angie77
if anyone know if a physiotherapist is acceptable please let me know.
Re: referee question
Posted: Wed Nov 09, 2016 10:17 am
by Casa
Angie77 wrote:thank you! The forum owner should consider introducing the feature of accessing our own post through our own control panel. It would make member's life easier.
You can. Simply click on '
my posts', on the left @ top off the page.
https://www.gov.uk/government/uploads/s ... ersons.pdf
Re: referee question
Posted: Wed Nov 09, 2016 10:35 am
by Angie77
Casa wrote:Angie77 wrote:thank you! The forum owner should consider introducing the feature of accessing our own post through our own control panel. It would make member's life easier.
You can. Simply click on '
my posts', on the left @ top off the page.
https://www.gov.uk/government/uploads/s ... ersons.pdf
I might be blind but I can see such link(mypost). I don't think I have it.
Re: referee question
Posted: Wed Nov 09, 2016 10:40 am
by Casa
As a Mod I have a slightly different home page to you. The option should be there somewhere.

Re: referee question
Posted: Wed Nov 09, 2016 10:49 am
by Angie77
Casa wrote:As a Mod I have a slightly different home page to you. The option should be there somewhere.

I don't think this feature is available for ordinary members or my page is not working properly.
At the moment if I want to find my own posts I have to find it in the forum page among everyone post, which sometimes takes a great amount of effort.
(Ps: I meant I cannot see in my previous post. I am not able to edit it. )
Re: referee question
Posted: Wed Nov 09, 2016 11:19 am
by noajthan
Angie77 wrote:Casa wrote:As a Mod I have a slightly different home page to you. The option should be there somewhere.

I don't think this feature is available for ordinary members or my page is not working properly.
At the moment if I want to find my own posts I have to find it in the forum page among everyone post, which sometimes takes a great amount of effort.
(Ps: I meant I cannot see in my previous post. I am not able to edit it. )
Click on
User Control Panel link in page header.
Then in your profile page click on
Show Your Posts link
Or on any page (not just UCP) click on
View your posts link in the page header.
Re: referee question
Posted: Thu Nov 10, 2016 10:29 am
by Angie77
noajthan wrote:Angie77 wrote:Casa wrote:As a Mod I have a slightly different home page to you. The option should be there somewhere.

I don't think this feature is available for ordinary members or my page is not working properly.
At the moment if I want to find my own posts I have to find it in the forum page among everyone post, which sometimes takes a great amount of effort.
(Ps: I meant I cannot see in my previous post. I am not able to edit it. )
Click on
User Control Panel link in page header.
Then in your profile page click on
Show Your Posts link
Or on any page (not just UCP) click on
View your posts link in the page header.
It's not available this feature for me. I think there is some type of glitch when I am logged in, as even the search box disappear when I am logged in, but thanks anyway.