Naturalisation application consideration (unsure due to a few issues- IVA)
Posted: Tue Aug 06, 2024 1:40 pm
on behalf of a family friend
Hi,
I am a spouse of a European Citizen and have owned a Settled Status (under the EU Settlement Scheme) since January 2021.
I wish to apply for Naturalisation but am unsure if I should apply now or wait another year to make an application. This is because back in 2018/19 I was struggling with debt and received a telephone call, where the caller convinced me that IVA (Individual voluntary arrangement) was the better option or else I could have CCJ etc. I took the opportunity (which later I i learned should have discussed with family and friends).
Anyway, I have been making payments since 2019 and now it looks as though have cleared everything. At least as discussed on the phone with the company, I am told that IVA details should be removed from my credit file next year (June 2025).
I wish to apply for naturalisation, should I wait for another year or can do it now, explaining that i had these issues but i have dealt with them and have no other adverse issues of any kind?
(as per my credit report, there are accounts with status defaulted since 2019)
Hi,
I am a spouse of a European Citizen and have owned a Settled Status (under the EU Settlement Scheme) since January 2021.
I wish to apply for Naturalisation but am unsure if I should apply now or wait another year to make an application. This is because back in 2018/19 I was struggling with debt and received a telephone call, where the caller convinced me that IVA (Individual voluntary arrangement) was the better option or else I could have CCJ etc. I took the opportunity (which later I i learned should have discussed with family and friends).
Anyway, I have been making payments since 2019 and now it looks as though have cleared everything. At least as discussed on the phone with the company, I am told that IVA details should be removed from my credit file next year (June 2025).
I wish to apply for naturalisation, should I wait for another year or can do it now, explaining that i had these issues but i have dealt with them and have no other adverse issues of any kind?
(as per my credit report, there are accounts with status defaulted since 2019)