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Am I meeting the financial requirements?
Posted: Mon Apr 10, 2023 8:03 pm
by kristinam
Hi! I have a question regarding financial requirements.
I am currently employed part time because I have a little baby (20 hours) and my salary is £13250. How much should I have in cash in my bank account to meet the requirements?
I know it’s £34600 if it’s met by cash only, but how much is it if we add my current salary?
Thank you so much for your help!
Kristina
Re: Am I meeting the financial requirements?
Posted: Mon Apr 10, 2023 9:36 pm
by secret.simon
How many partners and dependent non-British children are involved in the application?
kristinam wrote: ↑Mon Apr 10, 2023 8:03 pm
I know it’s £34600 if it’s met by cash only
That is incorrect. If there is only a non-British partner and no dependent non-British children, you need to show savings of £62,500, held in an easily accessible bank account for at least six months. The amount increases if any children involved are non-British citizens (For instance, partner + two non-British citizen children would require savings of £78,000).
Assuming only sponsoring a non-British partner and no non-British children, you would need about £29,375 in savings.
The calculation is as follows ((18,600-annual income)*2.5)+16,000.
So, in your case, (5350*2.5)+16000 = 13375+16000 = 29375
Any non-British citizen dependent children will obviously drastically increase the savings requirement.
Re: Am I meeting the financial requirements?
Posted: Tue Apr 11, 2023 11:19 am
by zimba
Re: Am I meeting the financial requirements?
Posted: Tue Apr 11, 2023 4:03 pm
by kristinam
secret.simon wrote: ↑Mon Apr 10, 2023 9:36 pm
How many partners and dependent non-British children are involved in the application?
kristinam wrote: ↑Mon Apr 10, 2023 8:03 pm
I know it’s £34600 if it’s met by cash only
That is incorrect. If there is only a non-British partner and no dependent non-British children, you need to show savings of £62,500, held in an easily accessible bank account for at least six months. The amount increases if any children involved are non-British citizens (For instance, partner + two non-British citizen children would require savings of £78,000).
Assuming only sponsoring a non-British partner and no non-British children, you would need about £29,375 in savings.
The calculation is as follows ((18,600-annual income)*2.5)+16,000.
So, in your case, (5350*2.5)+16000 = 13375+16000 = 29375
Any non-British citizen dependent children will obviously drastically increase the savings requirement.
Thanks for your reply!
Both my husband and my daughter are British citizens so no other applicants are involved.
I read that £62500 is for FLR M application but when it cones to ILR the amount reduces to £34600. Is it not the case?

I’m a bit confused tbh
Re: Am I meeting the financial requirements?
Posted: Tue Apr 11, 2023 6:36 pm
by zimba
Yes, Did you read the guide ????
At the indefinite leave to remain stage, the whole of the amount above £16,000 can be used. And the following equation is to be used: (x minus 16,000) = y
Where did you spend time outside the UK for more than 2 weeks?
Posted: Fri May 19, 2023 10:32 pm
by kristinam
Hi!
I am applying for ILR Set(M) have a few questions:
1. First the questions 'Where did you spend time outside the UK for more than 2 weeks?'
Last year I did spend a long time abroad but I visited 3 countries.
12.12.21 - 15.01.22 - Country 1
15.01.22 - 01.03.22 - Country 2
01.03.22 - 24.03.22 - Country 1 again
24.03.22 - 01.04.22 - Country 3
then back to UK
Do I just Include the whole period and all 3 countries under the first and explain everything in the comment section or shall I list each country separately?
Also shall I include any period of 2 weeks exactly?
2. Second question 'How long have you lived in the UK?'
I entered the UK on June 22nd 2018 and will be applying in the end of May 2023. Shall I just write 5 years or 4 years and 11 months?
Thank you so much! I appreciate you taking your time for this!
Re: Where did you spend time outside the UK for more than 2 weeks?
Posted: Sat May 20, 2023 12:33 am
by zimba
1. UKVI has no interest in the details of your travel outside the UK and they are not relevant at all. You enter it as one period, from the date of your departure from the UK until the date of your return. The family route has no absence limits at all, so your absences do not matter at all
2. This is not important either
Re: Where did you spend time outside the UK for more than 2 weeks?
Posted: Sat May 20, 2023 11:27 am
by kristinam
zimba wrote: ↑Sat May 20, 2023 12:33 am
1. UKVI has no interest in the details of your travel outside the UK and they are not relevant at all. You enter it as one period, from the date of your departure from the UK until the date of your return. The family route has no absence limits at all, so your absences do not matter at all
2. This is not important either
Hi Zimba,
Thank you so much for your prompt reply!
May I also ask you a few questions regarding financial requirements?
My husband is on non-salaried employment and has been employed for less than 6 months, for the past 3.5 months to be exact. As far as I understood from Financial requirements section we can calculate the total amount earned after tax in the past 6 months (let's day 10K earned in these 3.5 months), divide it by 6 and multiply by 12 to have his annual income? So for example it would be 10000/6 = 1667 x 12 = 20.004
So in this case it's more than 18600 and I could just apply with his income?
If yes, do we also need to provide his bank statements confirming this?
In additional, I won't be able to include my salaried income because category A and B cannot be combined, is that correct? I am on part time and my salary doesn't meet the requirements.
Thank you again for your patience!!!
Re: Where did you spend time outside the UK for more than 2 weeks?
Posted: Sun May 21, 2023 12:27 pm
by zimba
It seems you are not reading the guide properly.
Category B requirements are satisfied in TWO parts. One is calculating the gross annualised salary which should be above £18600:
Total gross income from non-salaried employment in the period prior to the date of
application for which that employment has been held) divided by the number of
months and multiplied by 12 (or by the number of weeks and multiplied by 52 where
payment is weekly, or by the number of days and multiplied by 365 where payment
is daily) = Income from non-salaried employment that can be counted towards the
financial requirement.
So salary earned is divided by the period in which it was earned, then multiply by 12. That is the annualised salary to meet part 1 only !
To meet part two, he
must have earned at least £18,600 from employment in the last 12 months. You also need to show that.
You can see the required evidence under 'Salaried and non-salaried employment – specified evidence' under category B. It is also true that salaries under category A and B cannot be combined
Re: Where did you spend time outside the UK for more than 2 weeks?
Posted: Wed May 24, 2023 8:30 pm
by kristinam
Thank you so much for clarifying this. I indeed haven’t understood that.
I have one last question if you don’t mind?
If I will be applying based on cash savings and I held the sufficient amount for the last 6 months, do I need 6 separate statements for each single month?
Because since there were no transactions Barclays hasn’t issues any statements from December 2022 but only one statement from December 2022 to May 2023 showing the amount.
So I have November Statement, December and then December to May. Can I apply with that?
Thanks again!
Kristina
Re: Where did you spend time outside the UK for more than 2 weeks?
Posted: Thu May 25, 2023 6:47 am
by AmazonianX
kristinam wrote: ↑Wed May 24, 2023 8:30 pm
Thank you so much for clarifying this. I indeed haven’t understood that.
I have one last question if you don’t mind?
If I will be applying based on cash savings and I held the sufficient amount for the last 6 months, do I need 6 separate statements for each single month?
Because since there were no transactions Barclays hasn’t issues any statements from December 2022 but only one statement from December 2022 to May 2023 showing the amount.
So I have November Statement, December and then December to May. Can I apply with that?
Yes apply with that, statement does not have to be monthly, could be single one covering the required period.
Thanks again!
Kristina
ILR Set(M) - Documents checklist
Posted: Thu Jun 01, 2023 10:50 pm
by kristinam
Hello! I am about to submit my documents and would like to reconfirm a few details. Can someone kindly check my documents and let me know if I am missing something?
Application submitted May 27th. Biometric appointment 6th June. Super priority
ILR Set(M)
Mandatory documents:
My (applicant's) passport (all pages)
Declaration signed by partner
Other documents:
Residence in the UK:
Title register - Joint
Mortgage statement as an evidence of monthly housing costs
8 item of correspondance:
Joint - A letter from mortgage provider - December 2020
Joint - Water Bill - February 2021
Applicant - HMRC - July 2021
Partner - HMRC - January 2022
Applicant - NHS - March 2022
Partner - SLC (Student loan) - July 2022 - Can we use this?
Joint - Mortgage statement - December 2022
Joint - Council Tax - March 2023
Finances:
Bank statement covering past 6 months to show cash savings (I am applying with cash savings)
Declaration of the source of cash savings
Life events:
Marriage certificate (I included both in original language and translation in English. Do they need the original?)
Daughter's birth certificate (British citizen)
Proof of identity:
My (applicant's) biometric residence permit
Partner's passport (all pages)
Educational:
English Test certificate
I have also provided Life in the UK reference number in the form, do I need to attach the email as well?
They have also requested 'Documents supporting my other reasons to stay in the UK'. I am not sure what additional documents do I need to provide here?
Please let me know if everything is in order.
I appreciate you taking your time!
Re: ILR Set(M) - Documents checklist
Posted: Fri Jun 02, 2023 11:28 am
by Ticktack
kristinam wrote: ↑Thu Jun 01, 2023 10:50 pm
Hello! I am about to submit my documents and would like to reconfirm a few details. Can someone kindly check my documents and let me know if I am missing something?
Application submitted May 27th. Biometric appointment 6th June. Super priority
ILR Set(M)
Mandatory documents:
My (applicant's) passport (all pages)
Declaration signed by partner
Other documents:
Residence in the UK:
Title register - Joint
Mortgage statement as an evidence of monthly housing costs
8 item of correspondance:
Joint - A letter from mortgage provider - December 2020
Joint - Water Bill - February 2021
Applicant - HMRC - July 2021
Partner - HMRC - January 2022
Applicant - NHS - March 2022
Partner - SLC (Student loan) - July 2022 -
Can we use this?
Joint - Mortgage statement - December 2022
Joint - Council Tax - March 2023
Finances:
Bank statement covering past 6 months to show cash savings
(I am applying with cash savings)
Declaration of the source of cash savings
Life events:
Marriage certificate
(I included both in original language and translation in English. Do they need the original?) Original is always needed. No substitute for this.
Daughter's birth certificate (British citizen)
Proof of identity:
My (applicant's) biometric residence permit
Partner's passport (all pages)
Educational:
English Test certificate
I have also provided Life in the UK reference number in the form, do I need to attach the email as well? Email not required.
They have also requested 'Documents supporting my other reasons to stay in the UK'. I am not sure what additional documents do I need to provide here? None.
Please let me know if everything is in order.
Thumbs up!
I appreciate you taking your time!
Re: ILR Set(M) - Documents checklist
Posted: Sun Jun 04, 2023 1:29 pm
by kristinam
Thank you so much!
May you kindly reconfirm if Student Loan letter can be used as a correspondence? Isn’t it a weak evidence?
Thanks again!
Re: ILR Set(M) - Documents checklist
Posted: Sun Jun 04, 2023 1:34 pm
by CR001
Any items of correspondence can be used!!