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bank statement has only a few transactions ,okay or not

Posted: Wed Jul 27, 2011 3:06 pm
by Angela Jiang
Hello:

I am preparing 12 month bank statements.

question 1:
Does anyone know if submited bank statements have only a few transactions but always have salary coming in every month, okay or not?

question 2:
each month, I put my pay checks in the flexible saving account then transfer to current account to spend, therefore there were only a few transactions apart from salary coming in and amount going to my current account. would case workers ask for reasonable spending history? anyone had had such an experience?

question 3
For one perticular month , I put pay check in a different account by accident, shall I give 11 months statement from my saving acount which has salary coming in plus 1 month from a different account in order to show all 12 month salarys?

question 4

can bank statements come from different bank or account, if salary check went into different bank or account?

please can someone help to advise?

Posted: Wed Jul 27, 2011 6:08 pm
by littlerice
1, as long as your history of being PAID is shown on these statements, it's fine, everyone has more than one accounts. I haven't applied yet, but as I understand, they only care about your EARNING history, not your SPENDING history.
2, Read 1
3, I guess your are tier1? I'm not so can't help you with this one, but I guess as long as the it shows your name, address, and all the relevant date, it doesn't matter which bank account it is.
4, Read 3

Posted: Thu Jul 28, 2011 10:10 am
by Angela Jiang
Thank you for your kind answers. good luck to you on the application too.