Immigrationboards.com

I am due to apply for IRL on 10 yr rule in Dec,however i was stopped by police 2 yrs ago because my insurance was cancelled without my knowlege and hence charged with driving with no insurance.
my question will this have an effect on my application for ILR?

If you were fined through the court, then yes. 5 years for the offence to be 'spent'.

See also New criminality threshold and Checking for Unspent Convictions yourself....

driving without insurance is a criminal offense and police take it very seriously as it can seriously destroy lives.

you will have to spend time before you can apply for normalization me thinks.