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My aged, retired parents have recently moved to the UK from South Africa. My mother is an Irish citizen, and my father a South African. They have been married for 44 years. Since both have retired, they qualify under EEA rules as 'economically self-sufficient'. In order for my father to apply for a residence permit (via form EEA2), he needs to show that, as a retired person, he and my mum have comprehensive medical insurance. Can you advise me on this? The quotations I've received are prohibitively expensive -- over £200 per month, for packages without any excess. Would the Home Office accept a certificate of insurance with a higher excess (and thus a lower monthly premium)? Does anyone have any advice / experience to share? With thanks.

Deeters wrote:Would the Home Office accept a certificate of insurance with a higher excess (and thus a lower monthly premium)?

Why not if it is a valid policy and the UKBA sees it as "comprehensive" enough?

Deeters wrote:My aged, retired parents have recently moved to the UK from South Africa. My mother is an Irish citizen, and my father a South African. They have been married for 44 years. Since both have retired, they qualify under EEA rules as 'economically self-sufficient'. In order for my father to apply for a residence permit (via form EEA2), he needs to show that, as a retired person, he and my mum have comprehensive medical insurance. Can you advise me on this? The quotations I've received are prohibitively expensive -- over £200 per month, for packages without any excess. Would the Home Office accept a certificate of insurance with a higher excess (and thus a lower monthly premium)? Does anyone have any advice / experience to share? With thanks.

Try activequote.com. I called them a few weeks ago to discuss a comprehensive health insurance for HO. They seem to be knowledgeable of what it should include. They offered me an Aviva Healthier Solutions insurance - £115 per month (includes both me and my husband) with first 3 months free of charge.

Thanks very much for this.