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Health Insurance.
Posted: Mon Feb 11, 2013 6:20 pm
by MrWolf
Hi,
I am an Irish citizen living in Northern Ireland.
I will be exercising my treaty rights as a full time student in order to bring my american wife here.
As I am a student I am told my wife needs to get her own health insurance.
Can anyone tell me if she needs some kind of international insurance because she is american or if she can get the same insurance quotes as I can?
Does anyone have a ballpark figure of how much it could cost?
Thanks.
Posted: Mon Feb 11, 2013 7:05 pm
by khan.789
Well your wife don't need to have any health insurance according to my knowledge, it costs around 30 to 40 pounds
Posted: Mon Feb 11, 2013 7:33 pm
by MrWolf
Thanks.
My solicitor told me if i was as student that she will need health insurance, but not if i was working or a job seeker.
Posted: Mon Feb 11, 2013 10:07 pm
by khan.789
Read the guide on the form it says eea national need to have insurance they don't ask for non eea needs it so tell your solicitor read the guide then say some thing i had same issue with my solicitor too
Posted: Mon Feb 11, 2013 10:17 pm
by Obie
Mrwolf you wife is not required to have an health insurance. It is only required for the EEA national.
Posted: Tue Feb 12, 2013 12:26 am
by MrWolf
But will she be allowed to get full NHS treatment?
Posted: Tue Feb 12, 2013 3:37 pm
by el patron
MrWolf wrote:But will she be allowed to get full NHS treatment?
Whether or not she needs it for the application is secondary to whether she needs it! If you are relying on the initial 3 months right of residence prior to commencement of your studies she will require health insurance.
Posted: Tue Feb 12, 2013 5:01 pm
by Jambo
MrWolf wrote:But will she be allowed to get full NHS treatment?
Any ordinary resident in the UK is entitled to free NHS treatment. This is based on UK legislation and is not connected to the EEA regulations.
However, if you wish the HO to confirm your (and your family) residence rights under the EEA regulations, the HO expects students (but not their family members) to hold a private health insurance (CSI) while they study.
Posted: Tue Feb 12, 2013 9:07 pm
by wiggsy
considering Ireland is part of the common travel area, i am told that the agreements mean that an EHIC covers all medical expences (if you qualify for free healthcare in ireland (the irish free medical card) then you qualify for nhs treatment... bear in mind, chinese students coming to uk under uk domestic immigration are covered by nhs etc.. get nino and nhs cover etc issued...
Ireland and UK have slightly different rules... however, when you return to ireland, the irish gov might expect to see your eea documentation along with CSI...?
The main problem is UK and Ireland have numerous agreements... if you rely on the CTA agreement, it might be deemed you never invoked EEA treaty rights, but the rights derived from the CTA.
(can irish people not bring their spouses directly home??? - ii thought they could under different legislation?)
i read a ukba document (sorry lost the link) that states an EHIC card is proof enough that CSI is provided (all eus must be treated equally, uk residents get "free healthcare" therefore so must eu people - as the ehic card guarentees the holder get the same price as a local citizen...