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Dear all member

i would like to ask question about CSI. i just got the qoute from Aviva for private health insurance and i got the price £27.98 for both of us for me and my wife if some one please tell me i select the option for policy excess £5000 because i want to reduce the price for the health insurance .but my question is that alright for just having a insurance or i need to reduce the excess and if i reduce the excess it would cost us alot ? any help would be much appreciated ...

we really don,t know how to buy policy please if some one can help us many thanks board members.

Nope £5000 excess to save CSI monthly premium is stupidity which should £500-£1500 which is normal. Because to save CSI premium you might hit my caseworker by otherway which is not a saving in total.

A premium in excess of £5000, means that you have to foot the bill for the first £5000 , and this is not acceptable. Caseworker may form the view that you are not comprehensively covered.

You cannot send PM until you have posted 10 posts.

Thank you for quick reply obi ...

So what is the minimum excess do we need for the cover please?

Also my wife is working 16 hours a week but we still want buy a CSI ...

she may lose the job because its not going well with her manager on job ...so we thought it's better to buy an CSI insurance. .

She may still be classified as worker if she lost her job, depending on the circumstance.

Is this the case you require legal assistance with.

No obi it's something which I can not post here please. ..I am ready to pay the fee of your consultation.

I think i need 2 more posts for PM

Ok i see.

Unfortunately I cannot put my email on the board as it will cause lots of disruption to my daily routine.

No problem obi thanks for your help ...

so what you want me to send you in PM please for contacting you?