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New resident buying car without credit
Posted: Thu Oct 12, 2017 2:40 pm
by TobyIsabelle
Hi, I am intending to move to the UK. I have a British passport but have never lived there. I have a Singapore driving licence which enables me to drive in UK for up to one year. I can only apply to convert my driving license to a UK license after residing in the UK for 185 days. However, I would like to buy a car when I first move there. I also have no credit history in the UK. Would it be difficult to buy a car/ car insurance etc.
Thanks in advance!
Re: New resident buying car without credit
Posted: Thu Oct 12, 2017 4:28 pm
by Wanderer
TobyIsabelle wrote: ↑Thu Oct 12, 2017 2:40 pm
Hi, I am intending to move to the UK. I have a British passport but have never lived there. I have a Singapore driving licence which enables me to drive in UK for up to one year. I can only apply to convert my driving license to a UK license after residing in the UK for 185 days. However, I would like to buy a car when I first move there. I also have no credit history in the UK. Would it be difficult to buy a car/ car insurance etc.
Thanks in advance!
You can buy a cheap banger for a few hundred quid, insurance will be tougher, certainly more than the cost of car....
Re: New resident buying car without credit
Posted: Tue Nov 21, 2017 7:18 pm
by gothical
When my brother was in your situation. His insurance cost him around £2200 per year for the first year but this was in London. Outside would be probably half of that.