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Opening bank account uk
Posted: Fri Jan 24, 2020 1:08 am
by Shano381
Hi i am new in uk I moved from Ireland.
I am unable to open my bank account as the reason
Is the credit score checking companies do not have my credit score history. Any help on this
Many thankx
Re: Opening bank account uk
Posted: Fri Jan 24, 2020 6:10 am
by CR001
Depends what type of account you are trying to open.
Start with a basic bank account with no frills.
Try Monzo or one of the other online banks.
Re: Opening bank account uk
Posted: Fri Jan 24, 2020 9:45 am
by Zerubbabel
I had the same issue when I moved to the UK.
I spoke with my manager at work. He called his bank, Lloyds TSB at the time, he went with me and they opened an account. He was a client with them.
Also, a week later, I managed to open an account with HSBC. I just told them I am new to the UK and they recommend a basic account they have for that. Just an account with a visa card. No credit, no overdraft or anything. But it's enough to receive your wages and start your life in the UK.
Re: Opening bank account uk
Posted: Sun Jan 26, 2020 2:29 pm
by Waseem432000
When I moved to the UK, i had the trouble of opening the bank account without a valid proof of address. I decided to open Monzo bank account and they sent me my debit card within 3 days. I used thet Monzo bank statement as valid proof of address to open a high street bank account with Natwest. Within 6 months, I had my first credit card from Natwest with some credit history.