I have numerous reasons I think that it would be refused, but I am really fed up of waiting, lonely and miserable and I have to do something before I go nuts.
Here's just the start of it, I lived in Japan for 4 years, was married there but my marriage broke down and I met somebody else, an American. This was two years ago. Last August I came back to the UK.
My divorce only went through in December and the economic climate has meant getting down a job is hard. I am on a 6 month contract right now but it is only part time and only £800 a month. I own my own business that pays a furthur £800 or so a month. It is stable and an ongoing thing based on work I did in Japan. However I have paid no taxes on it in the UK as yet. I only registered it in the UK in February. So I don't have the excruciatingly unfair 3 years of tax returns (who wants to wait 3 MORE years) and I'm guessing my extra wages won't be counted.
My P60 only mentions £300 or so paid for the tax year up til April because I only started the job in late March. But I'm sick, sick SICK of waiting. I have funds enough and my partner has funds enough to afford 3 visits a year. We spend thousands on plane fares so don't have much savings at all. I live with my parents at the moment because I know a fiance visa will more likely go through if they cite they will act as cosponsors. The infuriating thing is that with wages of £1600 a month in a cheap northern town I don't technically need cosponsors. I just don't know if they'll even factor my business as earnings. Yet I don't qualify for things like tax credits and am not claiming them.
I am creased up with worry over factors like my previously being married to stay in a (different) country hurting my application, although I am a British citizen.
I have credit cards with credit to the tune of £15K which are all paid up. Will stuff like this be counted? I mean if I needed money I could rely on those. Would putting 6K in the bank (I think if you have this, you cannot claim any benefits) be a help?
I was going to wait for 3 pay slips then chance it but am I effectively doomed? I'm s completely sick of waiting. My partner went home after the last visit this weekend and I'm miserable. I have been waiting for some kind of chance for 2 years now. My last plan was to study in the states but the crash of the value of the pound wrecked any hope of saving the money to get a student visa.
Please don't suggest my going to live in the states, it is not an option. Fiance is still in education and will be continuing it here, we cannot afford the 10K a year a UK uni charges a foreign student so OU+a fiance visa, eventually marriage visa is the plan.
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