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688148256 wrote:Well my wife's spouse visa is expiring in June 2011.
We have the following documents:
1. My personal bank statements covering last 2 years
2. Our joint banks statements covering last 2 years
3. Our NHS cards
4. Our Polling letters
5. Our mortgage letters (recently we bought a house jointly)
6. Letter from the solicitor on both our names relating to property purchase
7. Gas & Electric bills on both names
8. Telephone bills on her name
QUESTION 1:: Do we hold enough documents?
We have been living on same address from last 2years. Even though me and my wife own a house we still will be living at my parents home.
Yes these should be enough as long as they are spread over 2 yrs
QUESTION 2:: Do my parents have to write a letter to prove that they don't mind us living with them in future?
No , but if you send one it will do no harm
QUESTION 3:: Do I have to write any letters in support of the application for example sponser letter etc?
No. Not required
We have used up all our savings on the property purchase but both of us earn a joint income of 1200 p/m from our jobs. Our newly bought property is rented so it earns its mortgage repayments itself and gives us an extra 300 p/m as an income. Roughly our personal expenditure stands at 500p/m.
QUESTION 4:: Do they look seriously into finances? Is our income good enough to satisfy the Home Office?
Yes they do look at it.You may just scrape through with this
QUESTION 5:: Do you advice us to hire a solicitor to submit our application or shall we just do it ourselves? How smooth does our application sound?
No fill the forms yourself. Its dead easy. if you get stuck come here for advice rather than paying a solicitor
Thnks
On an A4 sheet of paper if there is no where on the form to say that you own your own home and paying a mortgage on it and will eventually move into it, but for the time being you are living with your parents. Its a common thing amongst certain communities to do this and its all legal and above board688148256 wrote:On the form it asks if we pay any mortgage.
Yes we do pay mortgage but we have put that property on rent and living at my parents home..
how do we explain this??