Lone parent income support help!!

[Amber]

You stated that the CSA could get all the money that is owed, that is simply not true. They may be able to get the money, but it's a big may at this stage depending on a number of factors, most importantly if he returns to the UK anytime soon.

Regarding SMI, despite me correcting you with reference to the legislation you are trying to rebut what I stated. I suggest that you read Liability for housing costs (click) at pages 105 chpater 23423.

Example 2
Harry lives with his mother who has a mortgage on their home. Harry’s mother dies
and her estate becomes liable to meet the mortgage payments. But she did not
leave a will and her estate is not making any payments. The building society cannot
transfer the mortgage to Harry until his mother’s estate is settled. But they agree
that if Harry pays the mortgage he can carry on living in the home. It is reasonable
to treat Harry as liable for the payment of mortgage interest and housing costs for
mortgage interest are allowed.

I did not try and put the OP off from contacting CMO/CSA I was just being realistic.

[Petaltop]

You stated that the CSA could get all the money that is owed,

No, I didn't.

[Amber]

Yes, return to CAB and shown them what I've shown you.

It won't make any difference, SMI is for those with a mortgage and she doesn't have a mortgage. The CAB staff are correct. The mortgage will have to be paid by the person who took out the mortgage.

Even if the mortgage had been in joint names, they would only pay her half. Although SMI only covers the interest and often doesn't pay all the interest anyway.

Don't forget the the 13 week support for mortgage interest is only temporary that they brought in during the recession and will no doubt return to 39 weeks at some point. As part of the annual welfare cap, they have also discussed SMI just being a loan from the welfare state. They will do this by adding a charge to the property so that the welfare state gets their money back with interest, when the property is sold.

Apart from changing the child benefit to your name, you need to claim child support from the childs father and immediatley contact the CSA. The claim with the CSA for child maintanance only starts from when you contact the CSA, so don't delay. If the father shows his face in the UK or a REMO country, then the CSA can get all the money he owes you.

The child maintanence you get from the father will not reduce any welfare payments you will be given. The child maintanance will be extra money for your child and is not counted in benefit calculations.

[Petaltop]

Ah, yes, in that post I did. I can admit I was wrong, but why can't you? What you said about the CSA, was wrong.

However, what I also added in my posts was they can only get the money from when they contact the CSA, so obviously it won't be all the money owed. Prison will also make it hard to get the money, but at least the parent gets punished for not wanting to help support their own child.

I've always found that the ones who try to discourage parents from going to the CSA, are either a parent who doesn't want to pay for their own child, or a second wife.

Always contact the CSA when the parent won't pay. It won't affect your benefits if you get maintenance for your child from their father. If that parent goes abroad and they are in a REMO country then the order is still enforceable, or enforceable if they then move to a REMO country in the future.

[Amber]

Yes you did highlight the other forms of enforcement even if they are immaterial to the OP.

I do not appreciate the indication that I am either a 'second wife' or a parent that does not 'pay'. Neither of which is true and just displays ignorance. I am merely highlighting what happens based on experience in dealing with main maintenance claims. The OP in this case may be better off with an ancillary relief order when the decree nisi is given.

[jesswongwong]

[quote="Amber_"]I'm afraid it does relate to housing costs which are SMI! I have for several clients successfully argued that they should be paid SMI even when they were not the mortgagor.

If you have any experience with the CSA, as I have, you will know that in most enforcement cases payments are stalled until a direct deduction from wages order is made.[/quote]

It's encouraging I may get more help . I have made appointment next week to cab .. Hope get more help
And I fill the form of claiming housing benefit and local tax cool tax support
But it's strange that I dun have income .. No benefit ( at that moment ) no rent .. Anyway I will try to hand in the form and write a simple explanation on my situation .. Can't wait till meet with CAB ..
My money is going quick
Between .. Actually my mortgage is around £360 per month .. It's like a figure if I really rent out .. Or even less .. Hope I really can get help on housing ...
And child benefit will change to my name ASAP then I can get income support ...
Dun want to waste week by week

[Amber]

With you having £4000 in savings you'll be unlikely to get help from the Community Support Scheme re; Crisis Loan.

[jesswongwong]

[quote="Amber_"]Yes and that quote just confirms what I had typed.[/quote]
Hi I have been CAB today which is unhelpful
As expected, I can't claim income support until child benefit in my name.
I have called on last Saturday asking cb but they said not yet receive my application , no update in computer system.
The CAB is really nth .. She help me to ask hardership money , but as I got some saving .. Application on phone was rejected.
The CAB staff just said .. Oh.. Then after u get the CB, u go to job centre and fill in the form .. As I know must do online or on phone ...
I ask about after I got income support .. Can I Ho back to school with any grant or loan on a subsiderary BTEC full time course .. Again she said she dunno
About mortgage help .. She said no help unless I rent out .. Then I said the mortgage is only £370 .. I may even need paid higher .. She suggest me to stay in current house and try to apply help after 13 weeks of income support .., so.. That's what CAB can do ??

[Amber]

Oh dear a poor service. I'm afraid CABx are slipping down now due to losing so much funding and inadequate training of staff. Focus is moving towards diagnostic gateway assessments and away from a general advice service. This is negatively impacting clients.

A JSA hardship payment wouldn't be applicable unless you've been sanctioned. Community Support Scheme is likely unavailable due to savings. Get the claim in for ChB then as soon as that is suspended a claim for IS including SMI. One month for MR of DWP decisions and 30 days to appeal ChB decision.

[jesswongwong]

[quote="Amber_"]Oh dear a poor service. I'm afraid CABx are slipping down now due to losing so much funding and inadequate training of staff. Focus is moving towards diagnostic gateway assessments and away from a general advice service. This is negatively impacting clients.

A JSA hardship payment wouldn't be applicable unless you've been sanctioned. Community Support Scheme is likely unavailable due to savings. Get the claim in for ChB then as soon as that is suspended a claim for IS including SMI. One month for MR of DWP decisions and 30 days to appeal ChB decision.[/quote]
Sorry .. I dun understand what u mean in the last sentence .. After I got child benefit .. Then go straight to income support and MR... Appeal ???? What appeal ? I think I need a new claim after child benefit in my name ..

[Amber]

MR is a mandatory reconsideration. In just telling you the appeal process if you're refused.

[jesswongwong]

[quote="Amber_"]MR is a mandatory reconsideration. In just telling you the appeal process if you're refused.[/quote]
Then should I do appeal now before child benefit or after child benefit .. Make a new claim with dateback or go appeal within one month

[Amber]

Make the claim for ChB and appeal if refused.

[jesswongwong]

[quote="Amber_"]Make the claim for ChB and appeal if refused.[/quote]

Oh .. Dun fear me .. I never feel child benefit will be rejected .. I simply fill form online and send back without any explanatory letter ... Should I write a letter again ..
As I called ask for form and said abt the situation zz the staff just ask me do online ..

[Amber]

Yes you should explain on the form that your husband has left the Country and that you are now respobsible for the child.

[jesswongwong]

[quote="Amber_"]Yes you should explain on the form that your husband has left the Country and that you are now respobsible for the child.[/quote]
Child benefit call me on last Friday and I explained
I call on sat to see any result and I was ok to change .,
First payment of £20.8 pay shortly .. then 14/5 every four weeks.
Today I call for income support claim
But as I dun have my child benefit letter in hand .. I dunno which day is my entitle
I just claim IS from today ..
Can anyone suggest when will I get confirmation from child benefit
And any chance to change the date of claim start ?
Staff give me 0345 said discuss with them .. My phone run out if credit this months .. Always call HM

[Amber]

Call Telephone: 0800 055 6688 on your mobile.

[jesswongwong]

[quote="Amber_"]Call Telephone: 0800 055 6688 on your mobile.[/quote]
Thx
Can I ask for decision by this phone or must need to wait letter
Really wanna get peace of mind asap

[Amber]

Decision will be in writing.

[jesswongwong]

[quote="Amber_"]Decision will be in writing.[/quote]
Really upset
Today I received my brown envelope with orginal statement back to my house
I call to ask why just return back .. Is it free post ?
They said coz I write my return address on back of envelope ..
I really dun understand
Just waste of time and money to call
Would I still can get decision by next Friday By post? As I claimed on this Monday

[Wanderer]

Decision will be in writing.

Really upset
Today I received my brown envelope with orginal statement back to my house
I call to ask why just return back .. Is it free post ?
They said coz I write my return address on back of envelope ..
I really dun understand
Just waste of time and money to call
Would I still can get decision by next Friday By post? As I claimed on this Monday

Sounds like it couldn't be delivered and was returned to sender. Was the address correct and written clearly?

[jesswongwong]

[quote="Amber_"]Call Telephone: 0800 055 6688 on your mobile.[/quote]
I just called 0800 they ask me to call another charge no
Ok then I still make the call
They said the system doesn't show up any statement received!!
I posted over a week !
Then said I should call again until next tue
Just waste money to call
Any chance my statement get lost .. I just wait and wait

[Amber]

When ever you send documents, send them by recorded delivery so you can track.

[jesswongwong]

[quote="Amber_"]When ever you send documents, send them by recorded delivery so you can track.[/quote]
It's sad that I posted already

[jesswongwong]

[quote="Amber_"]Decision will be in writing.[/quote]
May I ask even I call to ask .. They can't see any decision on screen anyway .. Must be informed by post ??