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Shuld i apply(Salary issue)? [Important reply plz]

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farazfastian
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Shuld i apply(Salary issue)? [Important reply plz]

Post by farazfastian » Mon Sep 26, 2005 9:07 am

Dear all!

I live in tax free country(Saudi) since last 1.5 years. So i cant supply Tax returns. I recieve my salary via check and i did opened my bank account just 3 months back(due to some reasons) so plz tell me shuld i apply on the following evidence, as i think my case is not strong.

- Salary Certificate from Employer
- 12 months Salary Slips
- 3 Months bank statment (having my last 3 salary checks submitted)

& plz also advise me if i apply so shuld i write down the reasons that why i opened bank account so late here (actually it was misguided by few people here that saudis can seize ur bank account any time)

Thanks a lot

rao166
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Post by rao166 » Mon Sep 26, 2005 9:21 am

They dont require bank statements as a must.

You need two evidences for salary. They normally require 12 months salary slips and tax returns. Now u dont have tax returns then u can supply evidence that u r living in tax free country thats why u r unable to produce tax return and as a second proof u may attach ur salary certificate and accountant's letter.
Last edited by rao166 on Mon Sep 26, 2005 10:12 am, edited 1 time in total.

Ashwin2005
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Post by Ashwin2005 » Mon Sep 26, 2005 9:52 am

farazfastian,

Make sure that the Salary certificate and the Pay slips are on official letter head paper. If the Pay slips are not on official letterhead paper then ask the concerned official in your company (Finance controller..etc.,) to sign the pay slips and put their rubber stamp there.

In the Salary certificate, ask your employer to write that the salaries paid to you are free from tax.

farazfastian
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Location: London - UK

Post by farazfastian » Mon Sep 26, 2005 4:12 pm

Hi Rao!
Thanks for the reply and you are right bank statment not must but after reading this para from hsmp guidence doc i got confused, plz have look at it then advise me that how important can be a bank statment in my case,

Past Earnings
24. If you work in a country that does not have a tax system then you should provide further information to prove your earned income. You should provide wage slips and bank statements as evidence. If you are exempt from paying tax you should provide evidence of this from the appropriate authorities.

Thanks

Mini
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Post by Mini » Tue Sep 27, 2005 9:36 am

Farazfastian,
Although the guidance notes do say that you need to provide any 2 proofs but the HO have shown a preference to the 2 set of proofs to be from different authorities namely salary cert from the organisation and tax docs from the revenue deptt & bank statements from the bank etc. If you send 2 proofs as payslips & salary cert then they are essentially both from the organisation and hence maybe somewhat forgeable.

I think the bank statements are a very important proof in ur case considering no tax docs are applicable.
Mini

farazfastian
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Location: London - UK

Post by farazfastian » Tue Sep 27, 2005 1:02 pm

Thanks for the reply Mini and i thnk ur abs correct. u see thats why i'm confused on applying with just 2 evidence but i fear abt bank statment as well because,

1) its just a 3 months (the reason i explained in my actual post)

2) it has normal check deposit every month(as i received checks by hand)

anaxiously waiting for u guys reply

Thanks
Faraz

buntosanya
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Post by buntosanya » Tue Sep 27, 2005 4:32 pm

Farazfastian,

I want to believe the previous cheques you have been collecting were cashed over counter since you said you just opened an account 3 months ago.

There are 2 options i'm looking at here. The first one is getting details of the paid cheques from the Bank, i mean copies of the cheques stamped paid. This will be very tedious especially when you don't have an account with the Bank and the debit would have gone into your employers account. So whatever checks they will have to conduct to get those details will have to be on your Employers account. That will be very cumbersome, because i will want to believe it is a busy account, except of course you have every detail of the transactions, like the cheque number and the date of transaction. Even if you have those details, the Bank might turn down your request since you don't maintain an Account with them and they don't owe you any obligation.

If you are lucky and this your newly Account is with the same Bank, then you can talk to the Head of Operations (i don't know the operating system in your Country) and explain your plight. I want to believe in the spirit of Customer Service, they will help out, but let me warn you here that it will surely take a while. It will involve going to archives to get copies of the physical instrument used in paying you cash for those months.

The second option which is easier is getting copies of the cheques from Accounts or Finance Department of your Work Place and attach it to your 3 months Bank Statement and expain to HO that you were collecting your salary in cash before the opening of the Account.

Send it with the other Documents you already have, payslips. If it is possible you can get your Employers to write a covering letter with copies of the cheque explaining to them that you were being paid cash through cheque for that period.

Then let us wait for their comments on this, for all you know, they might just be convinced. I don't really believe they are looking out for culprits. When they see a genuine case and you have a satisfactory and convincing explanation for it, they surely yield.

For evidence to show that i have been staying with my spouse for the last 2 years. We had to use a letter from the Children School addressed to both of us, even though i don't think that is one of the things that were actually listed as evidence. In my country we don't seems to have much utility bills so that was a challenge and our electricity bill is always addressed to the Landlord(not everybody though). In convincing them on this we had to send Tenancy Ageement along with it, so that they can see that the name on the bill corresponds with what we have on the Tenancy Agreement.

The point i am trying to make here is that when they see a genuine case outside their normal requirements and it is convincing enough, they will let it go.

Don't forget to stamp your payslips, i even got my employer to write a covering letter with it. I don't even have any salary account, but i provided a tax clearance Certificate with a covering letter from Internal revenue stating that it is valid and stamped with official stamp.

Getting those documents might be a little bit tiring and also tedious, but one step at a time you will eventually get it done

I wish you best of Luck when you submit your Application
"Behold, i have set before thee an open door, and no man can shut it."

Mini
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Post by Mini » Wed Sep 28, 2005 9:34 am

Farazfastian,
For one you should open an account with the bank immediately. And then try and get some statement from bank/work place as buntosanya has advised you to. Hopefully by the time you get your paperwork ready to submit you shall have some kind of bank statement with your salary details (even for 1 month). That alongwith the salary certificate from employer and a detailed explanation may convince them.

I think that's your best shot.
Mini

farazfastian
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Post by farazfastian » Wed Sep 28, 2005 11:46 am

Thanks a lot for such a serious attention esp by buntosanya & mini, i really appreciate it. See guys i understand that to qualify for HSMP you really have to have crisp solid evidence but definitly these requirements are there to get only geniun people on board. As far as my situation is concern i believe that i'm a perfectly right person to be qualified for hsmp but the hurdles i'm having because of the company i'm working on, They dont have such a solid infrastructure (we have this problem esp in Asian countries). So i hope you guys really understand my situation.

Now coming back to the topic i'm again in trouble for the first solution as the Checks i received are from different bank accounts :( but yes i think i can work out on 2nd solution. So let me prepare for it then i'll come back with the solution to you guys for review.

Best Regards & Thanks
faraz

farazfastian
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Location: London - UK

FINAL EVIDENCE

Post by farazfastian » Fri Nov 04, 2005 3:13 pm

Dear all,

After discussing with u guys last month, i'm able to gather following evidences for Salary section

1) 12 months Wage Slips
2) Employer Reference letter stating my monthly salary with breakup and no tax in Saudi
3) Last 4 months Bank Statment highlighting my salary checks every month
4) Last 4 months Salary Checks photocopies with Employer signatures & Stamp

now, plz advise shuld i apply now.. waiting for ur replies anxiously.

Just one more thing, my salary checks are in Arabic, shuld i translate them? if yes then all of them or just one? as only date is different.

thanks n regards
faraz

farazfastian
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Location: London - UK

Post by farazfastian » Mon Nov 07, 2005 9:05 am

Dear buntosanya , mini and others .. plz reply i'm waiting for the response...

regards
faraz

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